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SchoolsFirst Federal Credit Union


Overview / Commentary
www.schoolsfirstfcu.org
714-258-4000
15332 Newport Ave
Tustin, CA 92780

SchoolsFirst Federal Credit Union is headquartered in Tustin and is the largest credit union in the state of California. It is also the 4th largest credit union in the nation. It was established in 1934 and as of June of 2024, it had grown to 2,685 employees and 1,404,893 members at 72 locations. SchoolsFirst Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in SchoolsFirst Federal Credit Union is open to current or retired school employee living in California. Immediate family members of a SchoolsFirst FCU member also qualify for membership.
See current membership details

Related Posts

4.85% For 37 Months - 7/31/2024

Schoolsfirst is a large credit union but is not open to everyone. They are running 2 specials. 4.75% for 15 months. 4.85% for 37 months. Other places have bit better rates for 3 years but it's not bad. Penalty on the 37 month is 180 days.

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Reviews (2)

Raymon Riverside Call Center

Posted by: |

Best customer service ever love this bank and customer service
But especially Raymon he was great

2

No Fees For Checking

Posted by: |

I cannot for the life of me find the ach transfer limits daily. The checking account has no fees compared to Chase. I believe they give you a checkbook, but there is no interest paid on checking.

2


Health
A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #24212
Year Chartered1934
Employees2685
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.79%
Annual Interest Income$645MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$30.9B$28.71B
LoansQ2 2024vs Q2 2023$19.54B$17.97B
DepositsQ2 2024vs Q2 2023$25.61B$24.52B
Equity CapitalQ2 2024vs Q2 2023$3.02B$2.83B
Loan Loss AllowanceQ2 2024vs Q2 2023$159.8MM$146.1MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$144.2MM$95.6MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not SchoolsFirst Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SchoolsFirst Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.50%$0-Summer Saver - School Employees Only
6.50%$0-Paycheck Planner - School Employees Only
1.00%$10-Accumulation IRA
0.10%$5-Share Savings

SchoolsFirst Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$100k*-Liquid Advantage Money Market
OTHER TIERS: 0.75% → $2k - $10k | 1.00% → $10k - $100k

SchoolsFirst Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*$100kInvestment Checking
OTHER TIERS: 0.05% → $0 - $25k

SchoolsFirst Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.80%$50-60 Month Deferred Compensation Certificate - School Employees Only
4.65%$50-36 Month Deferred Compensation Certificate - School Employees Only
4.60%$500-37 Month Promotional Share Certificate
4.55%*$250k*-60 Month Share Certificate
OTHER TIERS: 4.35% → $500 - $20k | 4.40% → $20k - $50k | 4.45% → $50k - $100k | 4.50% → $100k - $250k
4.50%$50-12 Month Deferred Compensation Certificate - School Employees Only
4.50%$500-15 Month Promotional Share Certificate
4.40%*$250k*-18 - 23 Month Share Certificate
OTHER TIERS: 4.20% → $500 - $20k | 4.25% → $20k - $50k | 4.30% → $50k - $100k | 4.35% → $100k - $250k
4.40%*$250k*-24 - 35 Month Share Certificate
OTHER TIERS: 4.20% → $500 - $20k | 4.25% → $20k - $50k | 4.30% → $50k - $100k | 4.35% → $100k - $250k
4.40%*$250k*-36 - 47 Month Share Certificate
OTHER TIERS: 4.20% → $500 - $20k | 4.25% → $20k - $50k | 4.30% → $50k - $100k | 4.35% → $100k - $250k
4.40%*$250k*-48 - 59 Month Share Certificate
OTHER TIERS: 4.20% → $500 - $20k | 4.25% → $20k - $50k | 4.30% → $50k - $100k | 4.35% → $100k - $250k
4.40%*$250k*-12 - 17 Month Share Certificate
OTHER TIERS: 4.20% → $500 - $20k | 4.25% → $20k - $50k | 4.30% → $50k - $100k | 4.35% → $100k - $250k
4.40%$500-6 Month Add On Promotional Share Certificate
4.30%*$250k*-6 - 11 Month Share Certificate
OTHER TIERS: 4.10% → $500 - $20k | 4.15% → $20k - $50k | 4.20% → $50k - $100k | 4.25% → $100k - $250k
4.30%$200-12 Month College Saver
4.05%*$250k*-3 - 5 Month Share Certificate
OTHER TIERS: 3.85% → $500 - $20k | 3.90% → $20k - $50k | 3.95% → $50k - $100k | 4.00% → $100k - $250k
3.15%*$250k*-30 Day Share Certificate
OTHER TIERS: 2.95% → $500 - $20k | 3.00% → $20k - $50k | 3.05% → $50k - $100k | 3.10% → $100k - $250k
1.00%$0-6 - 18 Month My Club Certificate

SchoolsFirst Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.70%$500-37 Month Promotional IRA Certificate
4.65%*$250k*-60 Month IRA Certificate
OTHER TIERS: 4.45% → $500 - $20k | 4.50% → $20k - $50k | 4.55% → $50k - $100k | 4.60% → $100k - $250k
4.60%$500-15 Month Promotional IRA Certificate
4.50%*$250k*-12 - 17 Month IRA Certificate
OTHER TIERS: 4.30% → $500 - $20k | 4.35% → $20k - $50k | 4.40% → $50k - $100k | 4.45% → $100k - $250k
4.50%*$250k*-18 - 23 Month IRA Certificate
OTHER TIERS: 4.30% → $500 - $20k | 4.35% → $20k - $50k | 4.40% → $50k - $100k | 4.45% → $100k - $250k
4.50%*$250k*-24 - 35 Month IRA Certificate
OTHER TIERS: 4.30% → $500 - $20k | 4.35% → $20k - $50k | 4.40% → $50k - $100k | 4.45% → $100k - $250k
4.50%*$250k*-36 - 47 Month IRA Certificate
OTHER TIERS: 4.30% → $500 - $20k | 4.35% → $20k - $50k | 4.40% → $50k - $100k | 4.45% → $100k - $250k
4.50%*$250k*-48 - 59 Month IRA Certificate
OTHER TIERS: 4.30% → $500 - $20k | 4.35% → $20k - $50k | 4.40% → $50k - $100k | 4.45% → $100k - $250k
4.50%$500-6 Month Promotional IRA Certificate
4.45%$100-12 Month Coverdell Education Savings Account
4.40%*$250k*-6 - 11 Month IRA Certificate
OTHER TIERS: 4.20% → $500 - $20k | 4.25% → $20k - $50k | 4.30% → $50k - $100k | 4.35% → $100k - $250k
4.15%*$250k*-3 - 5 Month IRA Certificate
OTHER TIERS: 3.95% → $500 - $20k | 4.00% → $20k - $50k | 4.05% → $50k - $100k | 4.10% → $100k - $250k
3.25%*$250k*-30 Day IRA Certificate
OTHER TIERS: 3.05% → $500 - $20k | 3.10% → $20k - $50k | 3.15% → $50k - $100k | 3.20% → $100k - $250k
Locations

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