Featured Savings Rates
Featured Accounts

SchoolsFirst Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%5-year CD60 Month Share Certificate
3.00%Reward SavingsPaycheck Planner - School Employees Only
1.35%1-year CD12 - 17 Month Share Certificate

Overview / Commentary
714-258-4000
2115 N Broadway
Santa Ana, CA 92706

SchoolsFirst Federal Credit Union is headquartered in Santa Ana and is the largest credit union in the state of California. It is also the 5th largest credit union in the nation. It was established in 1934 and as of March of 2017, it had grown to 1,447 employees and 747,327 members at 49 locations. SchoolsFirst Federal Credit Union's CD rates are 50% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in SchoolsFirst Federal Credit Union is open to employees and retirees of public or private schools, community colleges, authorized universities or colleges, or members of authorized education foundations in Imperial, San Diego, Kern, Riverside, San Luis Obispo, Los Angeles, Orange, Santa Barbara, or Ventura Counties in California.
See current membership details

Related Posts

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Schoolsfirst credit union

Posted by: NariZ | Aug 3, 2016

I've had an account at this credit union for many years. Long ago, it had a different name and went through a couple of mergers. I had old checks from before the mergers with my old credit union name and account number. The representative at the bank offered to give me new checks with the new credit union name (after the merger) and new account number. It was really nice of her, and I got the box of checks with the new information for free. When I suspected someone had my account information, I called the credit union, and they were very helpful at getting my account protected. Their customer service is really superb, and they were very patient with my problems. The only problem I've had with them is that sometimes it could be difficult to find parking space because it was in a busy area.

SchoolsFirst Credit Union for Educators

I am a Science teacher who moved to Southern California a year ago. I have immensely enjoyed using SchoolsFirst as my banking institution, I have not given five stars yet because it has only been a year but I am very happy with their services thus far. Schools first has multiple services specifically for educators. They are always very friendly and there is rarely any wait time at the branches. Although the locations are not convenient from where I live there is a location down the street from the school I work for so, that makes everything much better. I have used web and phone services and all go smoothly. I love that they have ATM which dispense $5 and $10 bills. I love the various saving account options and automatic deposit accounts for when your paycheck hits. I hope to eventually buy a home and new car with SchoolsFirst but I am still working on savings and my credit scores.

One of the better banks despite some things.

Posted by: deidrashaw | Aug 5, 2017

Overall this bank is one of the better ones I have ever had. They are definitely way better than Us bank. They are also pretty good about the overdraft charges. I would recommend them since they are easy to get a hold of for any issues. They have some great savings account options. They have an option where you can have a savings account created for off time during the summer since this credit union is specialized for teachers and their families. They are great with direct deposits and also it's fast and easy to transfer money between your checking and savings account. They also have options to help you budget your money better as well as help with potential investment plans too.

A Great Bank

This bank (credit union) is the best one I have been to. They are a small bank with only a few branches but they are top notch. Every time I go in there I am treated with respect. The employees give great customer service and make sure you have everything you need. The lines usually move very quick and when they don't they are very apologetic. I also like the fees. I do not pay any. All of the services they offer come at little to no cost. This is a bank though for school employees or families of school employees but if you can get in its worth it. I like that I fee like a valued member of the bank and not just another number. Every staff member I have come across is always knowledge and if they don't know something they will find out for you. I bank with a few places but this by far will always be my number one.

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Health
A+

Health Grade Components

Overall
NCUA #24212
Year Chartered1934
Employees1447
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD7.02%
Annual Interest Income$95.7MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$13.64B$12.23B
LoansQ1 2017vs Q1 2016$6.68B$5.86B
DepositsQ1 2017vs Q1 2016$11.70B$10.29B
Equity CapitalQ1 2017vs Q1 2016$1.48B$1.37B
Loan Loss AllowanceQ1 2017vs Q1 2016$57.3MM$56.9MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$31.9MM$28.9MM
Real Estate OwnedQ1 2017vs Q1 2016$452.00K$1.2MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SchoolsFirst Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%--Summer Saver - School Employees Only
3.00%--Paycheck Planner - School Employees Only
0.20%--My Club Account
0.20%--Accumulation IRA
0.10%--Share Savings

SchoolsFirst Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Liquid Advantage Money Market
OTHER TIERS: 0.15% $2k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

SchoolsFirst Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Investment Checking
OTHER TIERS: 0.05% $25 - $25k | 0.08% $25k - $100k

SchoolsFirst Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%--60 Month Deferred Compensation Certificate - School Employees Only
2.25%*$100k*-60 Month Share Certificate
OTHER TIERS: 2.10% $500 - $20k | 2.15% $20k - $50k | 2.20% $50k - $100k
2.00%--36 Month Deferred Compensation Certificate - School Employees Only
1.90%*$100k*-48 - 59 Month Share Certificate
OTHER TIERS: 1.75% $500 - $20k | 1.80% $20k - $50k | 1.85% $50k - $100k
1.75%*$100k*-36 - 47 Month Share Certificate
OTHER TIERS: 1.60% $500 - $20k | 1.65% $20k - $50k | 1.70% $50k - $100k
1.50%*$100k*-24 - 35 Month Share Certificate
OTHER TIERS: 1.35% $500 - $20k | 1.40% $20k - $50k | 1.45% $50k - $100k
1.50%--12 Month Deferred Compensation Certificate - School Employees Only
1.40%*$100k*-18 - 23 Month Share Certificate
OTHER TIERS: 1.25% $500 - $20k | 1.30% $20k - $50k | 1.35% $50k - $100k
1.35%*$100k*-12 - 17 Month Share Certificate
OTHER TIERS: 1.20% $500 - $20k | 1.25% $20k - $50k | 1.30% $50k - $100k
1.30%$200-12 Month College Saver
1.01%*$100k*-6 - 11 Month Share Certificate
OTHER TIERS: 0.85% $500 - $20k | 0.90% $20k - $50k | 0.95% $50k - $100k
0.65%*$100k*-3 - 5 Month Share Certificate
OTHER TIERS: 0.50% $500 - $20k | 0.55% $20k - $50k | 0.60% $50k - $100k
0.35%*$100k*-30 Day Share Certificate
OTHER TIERS: 0.20% $500 - $20k | 0.25% $20k - $50k | 0.30% $50k - $100k

SchoolsFirst Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%*$100k*-60 Month IRA Certificate
OTHER TIERS: 2.15% $500 - $20k | 2.20% $20k - $50k | 2.25% $50k - $100k
2.20%$100-12 Month Coverdell Education Savings Account
1.95%*$100k*-48 - 59 Month IRA Certificate
OTHER TIERS: 1.80% $500 - $20k | 1.85% $20k - $50k | 1.90% $50k - $100k
1.80%*$100k*-36 - 47 Month IRA Certificate
OTHER TIERS: 1.65% $500 - $20k | 1.70% $20k - $50k | 1.75% $50k - $100k
1.55%*$100k*-24 - 35 Month IRA Certificate
OTHER TIERS: 1.40% $500 - $20k | 1.45% $20k - $50k | 1.50% $50k - $100k
1.45%*$100k*-18 - 23 Month IRA Certificate
OTHER TIERS: 1.30% $500 - $20k | 1.35% $20k - $50k | 1.40% $50k - $100k
1.40%*$100k*-12 - 17 Month IRA Certificate
OTHER TIERS: 1.25% $500 - $20k | 1.30% $20k - $50k | 1.35% $50k - $100k
1.05%*$100k*-6 - 11 Month IRA Certificate
OTHER TIERS: 0.90% $500 - $20k | 0.95% $20k - $50k | 1.01% $50k - $100k
0.75%*$100k*-3 - 5 Month IRA Certificate
OTHER TIERS: 0.60% $500 - $20k | 0.65% $20k - $50k | 0.70% $50k - $100k
0.40%*$100k*-30 Day IRA Certificate
OTHER TIERS: 0.25% $500 - $20k | 0.30% $20k - $50k | 0.35% $50k - $100k
Locations

SchoolsFirst Federal Credit Union has 49 locations. Click to view all SchoolsFirst Federal Credit Union locations.