2. Scient Federal Credit Union

Scient Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.00%2-year CD
2.75% - Synchrony Bank 24 Month CDAdvertisement
1.35%5-year CD
3.10% - Synchrony Bank 60 Month CDAdvertisement
0.35%1-year CD
2.50% - Synchrony Bank 12 Month CDAdvertisement
View all Scient Federal Credit Union rates »

Overview / Commentary
www.scientfcu.org
860-445-1060
60 Colver Ave
Groton, CT 06340-3808

Scient Federal Credit Union is headquartered in Groton and is the 9th largest credit union in the state of Connecticut. It is also the 896th largest credit union in the nation. It was established in 1983 and as of June of 2018, it had grown to 51 employees and 20,395 members at 11 locations. Scient Federal Credit Union's money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Scient Federal Credit Union is open to all residents of Connecticut, Massachusetts, New York, and Rhode Island by being a member of the American Consumer Council (ACC). Individuals who live, work, worship, or attend school in any of twelve Census tracts in New London County, CT also qualify for membership. Employees and retirees (and their immediate family members) of more than 90 SEGs are eligible for membership.
See current membership details

Related Posts

Scient FCU (CT/MA/NY/RI) Has Limited-Time 50-Month CD - 5/14/2018

Scient FCU (CT/MA/NY/RI) has a 50-month Special Rate CD, 3.00% APY, through May 31, 2018. $500 min deposit, capped at $10k for existing money and $250k for new money.

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Health
A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #24029
Year Chartered1983
Employees51
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.76%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$254.3MM$244.4MM
LoansQ2 2018vs Q2 2017$226.9MM$215.5MM
DepositsQ2 2018vs Q2 2017$230.3MM$221.5MM
Equity CapitalQ2 2018vs Q2 2017$21.3MM$19.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.7MM$1.8MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$475.00K$520.00K
Real Estate OwnedQ2 2018vs Q2 2017$192.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Scient Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Traditional IRA Share Savings
0.10%--Roth IRA Share Savings
0.10%--Coverdell Educational Share Savings
0.05%$5-Regular Savings
0.05%--Club Account

Scient Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%*$100k*$250kPremium Money Market
OTHER TIERS: 0.05% → Up to $25k | 0.25% → $250k+ | 0.50% → $25k - $100k
0.45%*$250k*-Money Market
OTHER TIERS: 0.05% → Up to $2.5k | 0.15% → $2.5k - $25k | 0.20% → $25k - $75k | 0.30% → $75k - $250k

Scient Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1k$250k24 Month Term Certificate Special
2.50%$1k$250k12 Month Term Certificate Special
1.35%$500$250k60 Month Term Certificate
1.15%$500$250k48 Month Term Certificate
0.99%$500$250k36 Month Term Certificate
0.55%$500$250k24 Month Term Certificate
0.35%$500$250k12 Month Term Certificate
0.25%$500$250k9 Month Term Certificate
0.20%$500$250k6 Month Term Certificate
0.15%$500$250k3 Month Term Certificate

Scient Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%$500-60 Month IRA Certificate
1.35%$500-48 Month IRA Certificate
1.15%$500-36 Month IRA Certificate
0.60%$500-24 Month IRA Certificate
0.40%$500-12 Month IRA Certificate
Locations

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