Scient Federal Credit Union

Overview / Commentary
60 Colver Ave
Groton, CT 06340

Scient Federal Credit Union is headquartered in Groton and is the 11th largest credit union in the state of Connecticut. It is also the 966th largest credit union in the nation. It was established in 1983 and as of March of 2022, it had grown to 45 employees and 19,788 members at 3 locations. Scient Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Scient Federal Credit Union is open to all residents of Connecticut, Massachusetts, New York, and Rhode Island by being a member of the American Consumer Council (ACC). Individuals who live, work, worship, or attend school in any of twelve Census tracts in New London County, CT also qualify for membership. Employees and retirees (and their immediate family members) of more than 90 SEGs are eligible for membership.
See current membership details

Related Posts

Scient Federal Credit Union Adds 3 Competitive CD Specials - 5/17/2022

Scient Federal Credit Union (easy membership in CT, MA, NY, and RI) has added 3 limited-time competitive CD Specials. $1k min deposit with $25k and $100k max deposits.

Scient Federal Credit Union Features Competitive 7-Month CD Special - 3/18/2022

Scient Federal Credit Union (easy membership in CT, MA, NY, and RI) is offering a competitive 7-month CD Special now through 4/1/2022. Minimum $1k deposit.

6-Month CD, 1.00% APY Very Limited Time - 9/23/2021

I just saw this and wished I had seen it earlier. 1.00 % APY is valid on the special 6-month Share Certificate for new and existing deposits only to Scient Federal Credit Union, opened September 17–25, 2021. Minimum balance is $1,000, maximum balance is $30,000 of which $15,000 can be in existing funds. Promotional rate limited to one special share certificate per social security number. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited time offer and may be canceled at any time. Other terms and conditions may apply.

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Reviews (1)

Change Maker Savings Account Is Just Click Bait

The Change maker Savings account can only be funded by using their debit card. Each purchase is rounded up to the next dollar and the pennies difference funds the account.


Health Grade Components

NCUA #24029
Year Chartered1983
Primary Regulator
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD13.72%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$314.7MM$293.8MM
LoansQ1 2022vs Q1 2021$259.1MM$228.3MM
DepositsQ1 2022vs Q1 2021$285.3MM$264.2MM
Equity CapitalQ1 2022vs Q1 2021$26.3MM$25.4MM
Loan Loss AllowanceQ1 2022vs Q1 2021$1.2MM$1.3MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$55.00K$177.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0

Rates for Scient Federal Credit Union are currently being reviewed.


Scient Federal Credit Union Locations
Branch Office60 Colver AveGroton, CT 06340-3808
Branch Office445 Eastern Point RdGroton, CT 06340
Branch Office50 Brewery StNew Haven, CT 06511

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