Scient Federal Credit Union

Overview / Commentary
60 Colver Ave
Groton, CT 06340-3808

Scient Federal Credit Union is headquartered in Groton and is the 9th largest credit union in the state of Connecticut. It is also the 893rd largest credit union in the nation. It was established in 1983 and as of June of 2019, it had grown to 50 employees and 21,418 members at 11 locations. Scient Federal Credit Union's money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Scient Federal Credit Union is open to all residents of Connecticut, Massachusetts, New York, and Rhode Island by being a member of the American Consumer Council (ACC). Individuals who live, work, worship, or attend school in any of twelve Census tracts in New London County, CT also qualify for membership. Employees and retirees (and their immediate family members) of more than 90 SEGs are eligible for membership.
See current membership details

Related Posts

Last Week For Scient Federal Credit Union's 48-Month CD - 11/26/2018

Scient Federal Credit Union (easy membership for CT, MA, NY, RI) has a 48-month Special Rate CD (3.40% APY) for one more week. $1k min/$250k max deposit, new money.

View all posts from:


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #24029
Year Chartered1983
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD2.91%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$265.1MM$254.3MM
LoansQ2 2019vs Q2 2018$221.7MM$226.9MM
DepositsQ2 2019vs Q2 2018$239.1MM$230.3MM
Equity CapitalQ2 2019vs Q2 2018$23.3MM$21.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.5MM$1.7MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$583.00K$475.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$192.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Scient Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Scient Federal Credit Union Savings Account Rates

0.10%--Traditional IRA Share Savings
0.10%--Roth IRA Share Savings
0.10%--Coverdell Educational Share Savings
0.05%$5-Regular Savings
0.05%--Club Account

Scient Federal Credit Union Money Market Rates

1.80%*$100k*$250kPremium Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $25k | 0.25% $250k+ | 0.55% $25k - $100k
0.50%*$250k*-Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.15% $2.5k - $25k | 0.25% $25k - $75k | 0.35% $75k - $250k

Scient Federal Credit Union Checking Account Rates

0.50%$2.5k-Interest Checking

Scient Federal Credit Union CD Rates

2.05%$1k$250k6 Month Term Certificate Special - New Money
1.35%$500$250k60 Month Term Certificate
1.20%$500$250k48 Month Term Certificate
1.04%$500$250k36 Month Term Certificate
0.60%$500$250k24 Month Term Certificate
0.40%$500$250k12 Month Term Certificate
0.30%$500$250k9 Month Term Certificate
0.25%$500$250k6 Month Term Certificate
0.15%$500$250k3 Month Term Certificate

Scient Federal Credit Union IRA Rates

1.65%$500-60 Month IRA
1.45%$500-48 Month IRA
1.25%$500-36 Month IRA
0.70%$500-24 Month IRA
0.50%$500-12 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.