Overview / Commentary
60 Colver Ave
Groton, CT 06340-3808

Scient Federal Credit Union is headquartered in Groton and is the 9th largest credit union in the state of Connecticut. It is also the 886th largest credit union in the nation. It was established in 1983 and as of September of 2018, it had grown to 49 employees and 20,815 members at 11 locations. Scient Federal Credit Union's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Scient Federal Credit Union is open to all residents of Connecticut, Massachusetts, New York, and Rhode Island by being a member of the American Consumer Council (ACC). Individuals who live, work, worship, or attend school in any of twelve Census tracts in New London County, CT also qualify for membership. Employees and retirees (and their immediate family members) of more than 90 SEGs are eligible for membership.
See current membership details

Related Posts

Last Week For Scient Federal Credit Union's 48-Month CD - 11/26/2018

Scient Federal Credit Union (easy membership for CT, MA, NY, RI) has a 48-month Special Rate CD (3.40% APY) for one more week. $1k min/$250k max deposit, new money.

Scient FCU (CT/MA/NY/RI) Has Limited-Time 50-Month CD - 5/14/2018

Scient FCU (CT/MA/NY/RI) has a 50-month Special Rate CD, 3.00% APY, through May 31, 2018. $500 min deposit, capped at $10k for existing money and $250k for new money.

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Health Grade Components

NCUA #24029
Year Chartered1983
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD6.15%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$258.0MM$242.7MM
LoansQ3 2018vs Q3 2017$232.1MM$215.4MM
DepositsQ3 2018vs Q3 2017$233.3MM$219.5MM
Equity CapitalQ3 2018vs Q3 2017$21.7MM$20.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.6MM$1.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$357.00K$563.00K
Real Estate OwnedQ3 2018vs Q3 2017$194.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Scient Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Scient Federal Credit Union Savings Account Rates

0.10%--Traditional IRA Share Savings
0.10%--Roth IRA Share Savings
0.10%--Coverdell Educational Share Savings
0.05%$5-Regular Savings
0.05%--Club Account

Scient Federal Credit Union Money Market Rates

2.00%*$100k*$250kPremium Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $25k | 0.25% $250k+ | 0.60% $25k - $100k
0.50%*$250k*-Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.15% $2.5k - $25k | 0.25% $25k - $75k | 0.35% $75k - $250k

Scient Federal Credit Union CD Rates

3.00%$1k-48 Month Term Certificate Special
2.75%$1k$250k12 Month Term Certificate Special
1.35%$500$250k60 Month Term Certificate
1.20%$500$250k48 Month Term Certificate
1.04%$500$250k36 Month Term Certificate
0.60%$500$250k24 Month Term Certificate
0.40%$500$250k12 Month Term Certificate
0.30%$500$250k9 Month Term Certificate
0.25%$500$250k6 Month Term Certificate
0.15%$500$250k3 Month Term Certificate

Scient Federal Credit Union IRA Rates

1.65%$500-60 Month IRA
1.45%$500-48 Month IRA
1.25%$500-36 Month IRA
0.70%$500-24 Month IRA
0.50%$500-12 Month IRA


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