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Overview / Commentary
290 Jesus T. Pinero Avenue
San Juan, PR 00918

Scotiabank De Puerto Rico was started in 1910 and is the only Canadian bank represented in Puerto Rico. It operates through multiple branches and is headquartered in the “Golden Mile” section of San Juan, Puerto Rico’s capital.

Scotiabank De Puerto Rico offers high-yield and basic checking accounts that come with ATM cards. One checking account option is designed to be a hybrid savings account by paying higher interest rates and allowing for unlimited deposits. Its savings account products consist of a standard savings account, a children’s savings account, automatic savings plans, and money market accounts. Its basic savings account offers a service fee waiver when minimum balance requirements are met. The bank’s CD offerings feature term lengths from 30 days to 5 years and include a flexible account that gives the account holder an option to cash out early without penalty. On the bank’s lending side it offers mortgage and consumer loans, as well as lines of credit.

Scotiabank De Puerto Rico online banking is optimized for mobile account management as well. It allows customers to transfer funds, view credit card history, pay bills, and look up checks. The bank’s website has also been optimized to make mobile banking a convenient and easy way to perform the aforementioned tasks.

Scotiabank is a Canadian-based international bank founded in 1832 with business operations in Latin America, the Caribbean, Central America, and Asia. It offers retail and commercial banking, global wealth management, corporate lending, and capital markets products and services. The band serves tens of millions of customers globally through these avenues.


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Health Grade Components

FDIC Certificate #22946
Year Established1979
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.91%
Return on Equity - YTD-4.15%
Annual Interest Income$195.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$4.13B$4.23B
LoansQ4 2017vs Q4 2016$2.54B$3.02B
DepositsQ4 2017vs Q4 2016$3.10B$3.16B
Equity CapitalQ4 2017vs Q4 2016$872.2MM$910.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$244.2MM$255.5MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$287.4MM$615.0MM
Real Estate OwnedQ4 2017vs Q4 2016$34.4MM$24.8MM

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Sorry, but we do not have location data for Scotiabank de Puerto Rico. Its headquarters is located at 290 Jesus T. Pinero Avenue - San Juan, PR 00918