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Overview / Commentary
101 West Main Street
Bethany, IL 61914

Scott State Bank is headquartered in Bethany and is the 236th largest bank in the state of Illinois. It is also the 3,388th largest bank in the nation. It was established in 1887 and as of December of 2017, it had grown to 53 employees at 7 locations. Scott State Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #8491
Year Established1887
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD6.22%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$159.0MM$160.7MM
LoansQ4 2017vs Q4 2016$79.1MM$75.8MM
DepositsQ4 2017vs Q4 2016$132.2MM$137.6MM
Equity CapitalQ4 2017vs Q4 2016$23.1MM$22.8MM
Loan Loss AllowanceQ4 2017vs Q4 2016$851.00K$792.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$840.00K$1.0MM
Real Estate OwnedQ4 2017vs Q4 2016$152.00K$132.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Scott State Bank Savings Account Rates

0.30%*-$5kChristmas Club
OTHER TIERS: 0.15% $5k+
0.25%*$50k*-Health Savings Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k
0.20%$50-Savings Account

Scott State Bank Money Market Rates

0.25%*$95k*-Premium Plus Money Market
OTHER TIERS: 0.15% $10k - $50k | 0.20% $50k - $95k
0.10%$2,500-Regular Money Market

Scott State Bank Checking Account Rates

0.05%$100-New Century Checking
0.05%$1k-NOW Checking

Scott State Bank CD Rates

1.51%$1k-60 Month CD
0.80%$1k-36 Month CD
0.55%$2,500-36 Month Step Up CD
0.50%$1k-30 Month CD
0.50%$1k-24 Month CD
0.40%$1k-18 Month CD
0.35%$1k-12 Month CD
0.25%$1k-6 Month CD
0.20%$1k-182-364 Day CD
0.19%$1k-30-181 Day CD

Scott State Bank IRA Rates

0.50%--12 Month Fixed IRA
0.50%--18 Month Variable IRA

Scott State Bank Locations
Maroa Branch101 East Main StreetMaroa, IL 61756
Scott State Bank101 West Main StreetBethany, IL 61914
Sullivan Branch310 W. JacksonSullivan, IL 61951
Dalton City Branch100 East Main StreetDalton City, IL 61925
Mount Zion Il Branch1120 Route 121Mount Zion, IL 62549
Decatur Branch3950 West Fountain LaneDecatur, IL 62522
State Bank Of Niantic Branch200 East Lewis StreetNiantic, IL 62551

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