Scott State Bank

Overview / Commentary
101 West Main Street
Bethany, IL 61914

Scott State Bank is headquartered in Bethany and is the 212th largest bank in the state of Illinois. It is also the 3,158th largest bank in the nation. It was established in 1887 and as of September of 2021, it had grown to 43 employees at 7 locations. Scott State Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #8491
Year Established1887
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD6.04%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$197.6MM$182.0MM
LoansQ3 2021vs Q3 2020$72.9MM$80.7MM
DepositsQ3 2021vs Q3 2020$170.6MM$151.5MM
Equity CapitalQ3 2021vs Q3 2020$26.7MM$27.0MM
Loan Loss AllowanceQ3 2021vs Q3 2020$830.00K$873.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$790.00K$665.00K
Real Estate OwnedQ3 2021vs Q3 2020$40.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Scott State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Scott State Bank Savings Account Rates

0.10%*$5k*-Health Savings Account
OTHER TIERS: 0.05% $100 - $5k
0.05%--Christmas Club
0.05%$50-Savings Account

Scott State Bank Money Market Rates

0.10%*$50k*-Premium Plus Money Market
OTHER TIERS: 0.05% $10k - $50k
0.05%$2.5k-Regular Money Market

Scott State Bank Checking Account Rates

0.05%$1k-NOW Checking
0.01%$100-Advantage Checking Account

Scott State Bank CD Rates

0.60%$1k-60 Month CD
0.60%$1k-Business 60 Month CD
0.30%$1k-36 Month CD
0.30%$1k-Business 36 Month CD
0.20%$1k-18 Month CD
0.20%$1k-30 Month CD
0.20%$1k-24 Month CD
0.20%$1k-Business 18 Month CD
0.20%$1k-Business 24 Month CD
0.20%$1k-Business 30 Month CD
0.15%$1k-12 Month CD
0.15%$1k-Business 12 Month CD
0.10%$1k-6 Month CD
0.10%$1k-Business 6 Month CD

Scott State Bank IRA Rates

0.20%--12 Month Fixed IRA
0.20%--18 Month Variable IRA

Scott State Bank Locations
Maroa Branch101 East Main StreetMaroa, IL 61756
Scott State Bank101 West Main StreetBethany, IL 61914
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Decatur Branch3950 West Fountain LaneDecatur, IL 62522
State Bank Of Niantic Branch200 East Lewis StreetNiantic, IL 62551

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