Overview / Commentary
101 West Main Street
Bethany, IL 61914

Scott State Bank is headquartered in Bethany and is the 232nd largest bank in the state of Illinois. It is also the 3,308th largest bank in the nation. It was established in 1887 and as of June of 2018, it had grown to 53 employees at 7 locations. Scott State Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #8491
Year Established1887
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD4.4%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$161.7MM$156.8MM
LoansQ2 2018vs Q2 2017$75.5MM$72.2MM
DepositsQ2 2018vs Q2 2017$138.7MM$132.8MM
Equity CapitalQ2 2018vs Q2 2017$22.5MM$23.7MM
Loan Loss AllowanceQ2 2018vs Q2 2017$856.00K$827.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$197.00K$918.00K
Real Estate OwnedQ2 2018vs Q2 2017$58.00K$53.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Scott State Bank Savings Account Rates

0.30%*-$5kChristmas Club
OTHER TIERS: 0.15% $5k+
0.25%*$50k*-Health Savings Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k
0.20%$50-Savings Account

Scott State Bank Money Market Rates

0.25%*$95k*-Premium Plus Money Market
OTHER TIERS: 0.15% $10k - $50k | 0.20% $50k - $95k
0.10%$2.5k-Regular Money Market

Scott State Bank Checking Account Rates

0.05%$100-New Century Checking
0.05%$1k-NOW Checking

Scott State Bank CD Rates

1.50%$1k-60 Month CD
0.80%$1k-36 Month CD
0.70%$1k-30 Month CD
0.60%$1k-24 Month CD
0.50%$1k-18 Month CD
0.40%$1k-12 Month CD
0.30%$1k-182-364 Day CD
0.30%$1k-30-181 Day CD
0.30%$1k-6 Month CD

Scott State Bank IRA Rates

0.60%--12 Month Fixed IRA
0.60%--18 Month Variable IRA

Scott State Bank Locations
Maroa Branch101 East Main StreetMaroa, IL 61756
Scott State Bank101 West Main StreetBethany, IL 61914
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Decatur Branch3950 West Fountain LaneDecatur, IL 62522
State Bank Of Niantic Branch200 East Lewis StreetNiantic, IL 62551

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