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SCU Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.scucu.com
877-661-3300
42 Pond Street
Sharon, MA 02067

SCU Credit Union is headquartered in Sharon and is the 11th largest credit union in the state of Massachusetts. It is also the 378th largest credit union in the nation. It was established in 1956 and as of December of 2024, it had grown to 149 employees and 72,733 members at 13 locations. SCU Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

SCU Credit Union is open to those who live, work, or go to school in Barnstable, Bristol, Duke, Middlesex, Nantucket, Norfolk, Plymouth, or Suffolk Counties and the Worcester County towns of Hopedale, Blackstone, Milford, Millville, Mendon, Northbridge, Southborough, Westborough, Upton, or Uxbridge in Massachusetts, as well as Bristol, Newport, and Providence Counties in Rhode Island. Family members of those eligible are also welcome to join.
See current membership details

Reviews

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #67836
Year Chartered1956
Employees149
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD2.51%
Annual Interest Income$50.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.24B$1.25B
LoansQ4 2024vs Q4 2023$889.8MM$873.4MM
DepositsQ4 2024vs Q4 2023$1.03B$1.01B
Equity CapitalQ4 2024vs Q4 2023$159.7MM$149.2MM
Loan Loss AllowanceQ4 2024vs Q4 2023$4.8MM$5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$3.6MM$5.2MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SCU Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$10$10kSCU Direct Savings Account
OTHER TIERS: 0.05% → $250k+ | 1.00% → $50k - $250k | 2.96% → $10k - $50k
0.01%$5-Share Account
0.01%$1-MyHoliday Savings Club
0.01%$1-MyVacation Savings Club
0.01%$5-Business Share Account

SCU Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$500k*-MyPremium Money Market
OTHER TIERS: 3.00% → $50k - $500k
3.25%*$500k*-Business MyPremium Money Market
OTHER TIERS: 3.00% → $50k - $500k
1.25%*$50k*-Money Market Account
OTHER TIERS: 0.03% → $5 - $2.5k | 0.50% → $2.5k - $50k
1.25%*$50k*-Business Money Market Account
OTHER TIERS: 0.03% → $5 - $2.5k | 0.50% → $2.5k - $50k

SCU Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-MyBusiness Plus Checking
OTHER TIERS: 0.01% → $0 - $5k | 0.03% → $5k - $50k | 0.05% → $50k - $100k
0.10%$5-MyRelationship Checking
0.05%*$10k*-My Interest Checking
OTHER TIERS: 0.01% → $5k - $10k

SCU Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$2.5k-Business 9 Month CD Special
4.00%$500-9 Month CD Special
4.00%$500-Business 15 Month CD Special
3.75%$500-6 Month CD
3.75%$500-12 Month CD
3.75%$500-18 Month CD
3.75%$500-15 Month CD Special
3.75%$500-30 Month CD Special
3.75%$500-Business 6 Month CD
3.75%$500-Business 12 Month CD
3.75%$500-Business 18 Month CD
3.75%$500-Business 30 Month CD Special
3.30%$500-36 Month Step Up CD Year 1
3.30%$500-36 Month Step Up CD Year 2
3.30%$500-36 Month Step Up CD Year 3
3.30%$500-Business 36 Month Step Up CD Year 1
3.30%$500-Business 36 Month Step Up CD Year 2
3.30%$500-Business 36 Month Step Up CD Year 3
3.25%$500-24 Month CD
3.25%$500-Business 24 Month CD
3.00%$500-3 Month CD
3.00%$500-36 Month CD
3.00%$500-48 Month CD
3.00%$500-60 Month CD
3.00%$500-Business 3 Month CD
3.00%$500-Business 36 Month CD
3.00%$500-Business 48 Month CD
3.00%$500-Business 60 Month CD

SCU Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$250-9 Month IRA Special
3.75%$250-12 Month IRA
3.75%$250-18 Month IRA
3.75%$250-15 Month IRA Special
3.75%$250-30 Month IRA Special
3.30%$500-36 Month Step Up IRA Year 1
3.30%$500-36 Month Step Up IRA Year 2
3.30%$500-36 Month Step Up IRA Year 3
3.25%$250-24 Month IRA
3.00%$250-60 Month IRA
3.00%$250-36 Month IRA
3.00%$250-48 Month IRA
0.05%$5-IRA Share Account
Locations

Availability

Boston Area

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