Sea Air Federal Credit Union

Overview / Commentary
800 Seal Beach Blvd Bldg 12
Seal Beach, CA 90740

Sea Air Federal Credit Union is headquartered in Seal Beach and is the 146th largest credit union in the state of California. It is also the 1,651st largest credit union in the nation. It was established in 1952 and as of March of 2024, it had grown to 13 employees and 6,251 members at 3 locations. Sea Air Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Sea Air Federal Credit Union is open to active and retired military personnel, veterans and reserves, civilians who work or live on base, Seal Beach Police, Seal Beach City Employees, employees and members of USA Water Polo, and family.
See current membership details

Reviews (1)

Great For Veterans

Posted by: |

I had a excellent onboarding experience with Sea Air FCU. While they don't have an online process, the mail in process was fast and easy. You do have to provide proof of your veteran status the pieces of id is easy to provide. Sea Air also waives the $25 application fee so it only costs $6 to open the account. They also provide free wire transfers. The Customer Service Reps have been helpful and friendly.
Additional comment: After my first month I ran into a small quirk with their tier system, if you go over the $20K at 2.52% the rate drops to 1%. A little odd but they suggested to keep your balance below the $20K level to get the full interest rate.


Health Grade Components

NCUA #7817
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD-0.97%
Return on Equity - YTD-4.22%
Annual Interest Income$830K
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$122.9MM$132MM
LoansQ1 2024vs Q1 2023$44.9MM$48.7MM
DepositsQ1 2024vs Q1 2023$93.5MM$101.9MM
Equity CapitalQ1 2024vs Q1 2023$28.4MM$29.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$223K$312K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$996K$281K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Sea Air Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sea Air Federal Credit Union Savings Account Rates

0.25%$1-Holiday Club
0.25%$50-IRA Shares
0.01%$50-Variable Regular Share (Savings)
0.01%$50-Trust Share Account
0.01%$1-Kirby Kangaroo Club (Kids Savings)
0.01%$5-Claim Your Youth (Teen Savings)

Sea Air Federal Credit Union Money Market Rates

2.02%*$50k*-Money Market
OTHER TIERS: 1.26% $1k - $20k | 1.77% $20k - $50k

Sea Air Federal Credit Union Checking Account Rates

4.08%*$1$20kChecking Account - Qualifying
OTHER TIERS: 2.02% $50k+ | 2.53% $20k - $50k

Sea Air Federal Credit Union CD Rates

4.39%$1k$50k1 Year Share Certificates
4.24%$1k$50k1.5 Years Share Certificates
4.24%$1k$50k2 Years Share Certificates
4.03%$1k$50k2.5 Years Share Certificates
3.98%$1k$50k3 Years Share Certificates
3.87%$1k$50k4 Years Share Certificates
3.87%$1k$50k5 Years Share Certificates
3.56%$1k$50k6 to 11 Months Share Certificates

Sea Air Federal Credit Union Locations
Branch Office800 Seal Beach Blvd Bldg 12Seal Beach, CA 90740
Branch Office11210 Lexington Dr Bldg 242Los Alamitos, CA 90720-5001
Branch Office1999 4th St Bldg 502Norco, CA 92860-3634

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