Sea Air Federal Credit Union


Overview / Commentary
888-732-2471
800 Seal Beach Blvd Bldg 12
Seal Beach, CA 90740

Sea Air Federal Credit Union is headquartered in Seal Beach and is the 144th largest credit union in the state of California. It is also the 1,546th largest credit union in the nation. It was established in 1952 and as of June of 2022, it had grown to 18 employees and 6,526 members at 3 locations. Sea Air Federal Credit Union has an A health rating.

Field of Membership Restrictions

Sea Air Federal Credit Union is open to active and retired military personnel, veterans and reserves, civilians who work or live on base, Seal Beach Police, Seal Beach City Employees, employees and members of USA Water Polo, and family.
See current membership details

Reviews (1)

Great For Veterans

Posted by: |

I had a excellent onboarding experience with Sea Air FCU. While they don't have an online process, the mail in process was fast and easy. You do have to provide proof of your veteran status the pieces of id is easy to provide. Sea Air also waives the $25 application fee so it only costs $6 to open the account. They also provide free wire transfers. The Customer Service Reps have been helpful and friendly.
Additional comment: After my first month I ran into a small quirk with their tier system, if you go over the $20K at 2.52% the rate drops to 1%. A little odd but they suggested to keep your balance below the $20K level to get the full interest rate.



Health

Health Grade Components

Overall
NCUA #7817
Year Chartered1952
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD-0.46%
Return on Equity - YTD-2.14%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$139.9MM$142.2MM
LoansQ2 2022vs Q2 2021$34.0MM$31.6MM
DepositsQ2 2022vs Q2 2021$109.2MM$109.2MM
Equity CapitalQ2 2022vs Q2 2021$30.0MM$32.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$227.00K$278.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$13.00K$42.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

Rates for Sea Air Federal Credit Union are currently being reviewed.

Locations


Sea Air Federal Credit Union Locations
Branch Office800 Seal Beach Blvd Bldg 12Seal Beach, CA 90740
Branch Office11210 Lexington Dr Bldg 242Los Alamitos, CA 90720-5001
Branch Office1999 4th St Bldg 502Norco, CA 92860-3634

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