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Sea Air Federal Credit Union


Overview / Commentary
www.seaairfcu.org
888-732-2471
800 Seal Beach Blvd Bldg 12
Seal Beach, CA 90740

Sea Air Federal Credit Union is headquartered in Seal Beach and is the 144th largest credit union in the state of California. It is also the 1,512th largest credit union in the nation. It was established in 1952 and as of September of 2021, it had grown to 16 employees and 6,580 members at 3 locations. Sea Air Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Sea Air Federal Credit Union is open to active and retired military personnel, veterans and reserves, civilians who work or live on base, Seal Beach Police, Seal Beach City Employees, employees and members of USA Water Polo, and family.
See current membership details

Reviews (1)

Great For Veterans

Posted by: |

I had a excellent onboarding experience with Sea Air FCU. While they don't have an online process, the mail in process was fast and easy. You do have to provide proof of your veteran status the pieces of id is easy to provide. Sea Air also waives the $25 application fee so it only costs $6 to open the account. They also provide free wire transfers. The Customer Service Reps have been helpful and friendly.
Additional comment: After my first month I ran into a small quirk with their tier system, if you go over the $20K at 2.52% the rate drops to 1%. A little odd but they suggested to keep your balance below the $20K level to get the full interest rate.

1


Health
A+

Data as of Q3 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #7817
Year Chartered1952
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD-0.14%
Return on Equity - YTD-0.61%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$142.5MM$137.5MM
LoansQ3 2021vs Q3 2020$31.1MM$30.8MM
DepositsQ3 2021vs Q3 2020$109.4MM$104.1MM
Equity CapitalQ3 2021vs Q3 2020$32.3MM$32.8MM
Loan Loss AllowanceQ3 2021vs Q3 2020$259.00K$370.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$30.00K$88.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sea Air Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sea Air Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1-Holiday Club
0.10%$50-IRA Shares
0.01%$50-Variable Regular Share (Savings)
0.01%$50-Trust Share Account
0.01%$1-Kirby Kangaroo Club (Kids Savings)
0.01%$5-Claim Your Youth (Teen Savings)

Sea Air Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market
OTHER TIERS: 0.10% → $1k - $20k | 0.15% → $20k - $50k

Sea Air Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%*$1$20kChecking Account - Qualifying
OTHER TIERS: 0.75% → $50k+ | 1.01% → $20k - $50k

Sea Air Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$1k$50k5 Years Share Certificates
0.65%$1k$50k4 Years Share Certificates
0.50%$1k$50k3 Years Share Certificates
0.45%$1k$50k2.5 Years Share Certificates
0.40%$1k$50k2 Years Share Certificates
0.30%$1k$50k1.5 Years Share Certificates
0.25%$1k$50k1 Year Share Certificates
0.20%$1k$50k6 to 11 Months Share Certificates
Locations


Sea Air Federal Credit Union Locations
Branch Office800 Seal Beach Blvd Bldg 12Seal Beach, CA 90740
Branch Office11210 Lexington Dr Bldg 242Los Alamitos, CA 90720-5001
Branch Office1999 4th St Bldg 502Norco, CA 92860-3634

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