Sea Air Federal Credit Union is headquartered in Seal Beach and is the 145th largest credit union in the state of California. It is also the 1,593rd largest credit union in the nation. It was established in 1952 and as of June of 2023, it had grown to 17 employees and 6,450 members at 3 locations. Sea Air Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.
Sea Air Federal Credit Union is open to active and retired military personnel, veterans and reserves, civilians who work or live on base, Seal Beach Police, Seal Beach City Employees, employees and members of USA Water Polo, and family.
See current membership details
I had a excellent onboarding experience with Sea Air FCU. While they don't have an online process, the mail in process was fast and easy. You do have to provide proof of your veteran status the pieces of id is easy to provide. Sea Air also waives the $25 application fee so it only costs $6 to open the account. They also provide free wire transfers. The Customer Service Reps have been helpful and friendly.
Additional comment: After my first month I ran into a small quirk with their tier system, if you go over the $20K at 2.52% the rate drops to 1%. A little odd but they suggested to keep your balance below the $20K level to get the full interest rate.
Overall | |
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NCUA # | 7817 |
Year Chartered | 1952 |
Employees | 17 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | -0.6% |
Return on Equity - YTD | -2.71% |
Annual Interest Income | $1.6MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $129.9MM$139.9MM |
Loans | Q2 2023vs Q2 2022 | $48.6MM$34.0MM |
Deposits | Q2 2023vs Q2 2022 | $100.2MM$109.2MM |
Equity Capital | Q2 2023vs Q2 2022 | $29.0MM$30.0MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$227.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $435.00K$13.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Sea Air Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.76%* | $50k* | - | Money Market | ||
OTHER TIERS: 1.25% → $1k - $20k | 1.51% → $20k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.08%* | $1 | $20k | Checking Account - Qualifying | ||
OTHER TIERS: 2.02% → $50k+ | 2.53% → $20k - $50k |
Sea Air Federal Credit Union Locations | ||
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Branch Office | 800 Seal Beach Blvd Bldg 12 | Seal Beach, CA 90740 |
Branch Office | 11210 Lexington Dr Bldg 242 | Los Alamitos, CA 90720-5001 |
Branch Office | 1999 4th St Bldg 502 | Norco, CA 92860-3634 |