Sea Air Federal Credit Union is headquartered in Seal Beach and is the 143rd largest credit union in the state of California. It is also the 1,669th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 16 employees and 6,138 members at 3 locations. Sea Air Federal Credit Union has an A health rating.
Field of Membership Restrictions
Sea Air Federal Credit Union is open to active and retired military personnel, veterans and reserves, civilians who work or live on base, Seal Beach Police, Seal Beach City Employees, employees and members of USA Water Polo, and family.
See current membership details
Great For Veterans
I had a excellent onboarding experience with Sea Air FCU. While they don't have an online process, the mail in process was fast and easy. You do have to provide proof of your veteran status the pieces of id is easy to provide. Sea Air also waives the $25 application fee so it only costs $6 to open the account. They also provide free wire transfers. The Customer Service Reps have been helpful and friendly.
Additional comment: After my first month I ran into a small quirk with their tier system, if you go over the $20K at 2.52% the rate drops to 1%. A little odd but they suggested to keep your balance below the $20K level to get the full interest rate.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 7817 |
| Year Chartered | 1952 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.2% |
| Return on Equity - YTD | -5.24% |
| Annual Interest Income | $899K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $121.9MM$122.9MM |
| Loans | Q1 2025vs Q1 2024 | $43.3MM$44.9MM |
| Deposits | Q1 2025vs Q1 2024 | $93.1MM$93.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $27.8MM$28.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $182K$223K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $356K$996K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |