Sea Comm Federal Credit Union is headquartered in Massena and is the 27th largest credit union in the state of New York. It is also the 568th largest credit union in the nation. It was established in 1963 and as of March of 2025, it had grown to 119 employees and 55,553 members at 9 locations. Sea Comm Federal Credit Union's money market rates are 2X the national average, and it has a B+ health rating.
Membership in Sea Comm Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Clinton, Essex, Franklin, Jefferson, Lewis, or St. Lawrence, or the Vermont counties of Chittenden, Franklin, or Grand Isle.
See current membership details
Overall | |
---|---|
NCUA # | 15672 |
Year Chartered | 1963 |
Employees | 119 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.15% |
Return on Equity - YTD | 9.92% |
Annual Interest Income | $9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $767.1MM$802.5MM |
Loans | Q1 2025vs Q1 2024 | $423.6MM$436.3MM |
Deposits | Q1 2025vs Q1 2024 | $642.2MM$664MM |
Equity Capital | Q1 2025vs Q1 2024 | $89.6MM$75.6MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $2.1MM$1.9MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $3.1MM$3.1MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$38K |
Always verify rates and promotions with the bank or credit union. We are not Sea Comm Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $100 | - | Primary Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.10% → $100 - $2.5k | 0.25% → $2.5k - $10k | 0.35% → $10k - $25k | 0.45% → $25k - $50k | 0.60% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.75% | $1k | - | 5 Year IRA | |
1.55% | $1k | - | 4 Year IRA | |
1.40% | $1k | - | 3 Year IRA | |
0.75% | $1k | - | 30 Month IRA | |
0.70% | $1k | - | 2 Year IRA | |
0.55% | $1k | - | 18 Month IRA | |
0.50% | $1k | - | 1 Year IRA | |
0.25% | $5 | - | IRA Share Account |
Sea Comm Federal Credit Union Locations | ||
---|---|---|
Branch Office | 6 Sisson St | Potsdam, NY 13676-3596 |
Branch Office | 3349 State Route 11 | Malone, NY 12953-4713 |
Branch Office | 101 E Main St | Canton, NY 13617-1445 |
Branch Office | 30 Stearns St | Massena, NY 13662-2310 |
Branch Office | 3001 Ford Street Ext | Ogdensburg, NY 13669-4495 |
Branch Office | 139 Smithfield Blvd | Plattsburgh, NY 12901 |
Branch Office | 1680 Shelburne Rd | South Burlington, VT 05403-7718 |
Branch Office | 25 Carmichael St | Essex Junction, VT 05452 |
Branch Office | 20565 State Route 3 | Watertown, NY 13601 |