Seaboard Federal Credit Union

Overview / Commentary

www.seaboardfcu.com

207-469-6341

177 Main St
Bucksport, ME 04416

Seaboard Federal Credit Union is headquartered in Bucksport and is the 24^th largest credit union in the state of Maine. It is also the 1,400^th largest credit union in the nation. It was established in 1940 and as of June of 2019, it had grown to 35 employees and 11,892 members at 3 locations. Seaboard Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Seaboard Federal Credit Union membership is open anyone who: resides, works, attends school, or worships in Penobscot, Waldo, Washington, or Hancock counties. Membership also extends to immediate family of current credit union members.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	4118
Year Chartered	1940
Employees	35
Primary Regulator

Profit Margin
Return on Assets - YTD	1.01%
Return on Equity - YTD	10.12%
Annual Interest Income	$2.7MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$128.9MM$124.1MM
Loans	Q2 2019vs Q2 2018	$93.0MM$91.3MM
Deposits	Q2 2019vs Q2 2018	$114.6MM$111.3MM
Equity Capital	Q2 2019vs Q2 2018	$12.7MM$11.8MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$490.00K$407.00K
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$1.1MM$1.4MM
Real Estate Owned	Q2 2019vs Q2 2018	$0$0

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Seaboard Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Seaboard Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%	-	-	Health Savings Account
0.80%	$5	-	IRA Account
0.10%	$5	-	Savings Account
0.10%	-	-	Christmas Club Account

Seaboard Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.80%	$2.5k	-	Money Market Account

Seaboard Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.94%	$100k	-	60 Month Premium CD
2.84%	$500	-	60 Month CD
2.84%	$500	-	Business 60 Month Certificates
2.84%	$500	-	60 Month HSA Certificate
2.78%	$100k	-	48 Month Premium CD
2.68%	$500	-	48 Month CD
2.68%	$500	-	Business 48 Month Certificates
2.68%	$500	-	48 Month HSA Certificate
2.63%	$100k	-	36 Month Premium CD
2.53%	$500	-	36 Month CD
2.53%	$100k	-	24 Month Premium CD
2.53%	$500	-	Business 36 Month Certificates
2.53%	$500	-	36 Month HSA Certificate
2.43%	$500	-	24 Month CD
2.43%	$500	-	Business 24 Month Certificates
2.43%	$500	-	24 Month HSA Certificate
2.38%	$100k	-	18 Month Premium CD
2.27%	$500	-	18 Month CD
2.27%	$500	-	Business 18 Month Certificates
2.27%	$500	-	18 Month HSA Certificate
2.12%	$100k	-	12 Month Premium CD
2.02%	$500	-	12 Month CD
2.02%	$500	-	Business 12 Month Certificates
2.02%	$500	-	12 Month HSA Certificate
1.76%	$100k	-	6 Month Premium CD
1.66%	$500	-	6 Month CD
1.66%	$500	-	Business 6 Month Certificates
1.66%	$500	-	6 Month HSA Certificate
1.11%	$100k	-	3 Month Premium CD
1.00%	$500	-	3 Month CD
1.00%	$500	-	Business 3 Month Certificates
1.00%	$500	-	3 Month HSA Certificate

Seaboard Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.94%	$100k	-	60 Month Premium IRA
2.84%	$500	-	60 Month IRA
2.78%	$100k	-	48 Month Premium IRA
2.68%	$500	-	48 Month IRA
2.63%	$100k	-	36 Month Premium IRA
2.53%	$500	-	36 Month IRA
2.53%	$100k	-	24 Month Premium IRA
2.43%	$500	-	24 Month IRA
2.38%	$100k	-	18 Month Premium IRA
2.27%	$500	-	18 Month IRA
2.12%	$100k	-	12 Month Premium IRA
2.02%	$500	-	12 Month IRA
1.76%	$100k	-	6 Month Premium IRA
1.66%	$500	-	6 Month IRA
1.11%	$100k	-	3 Month Premium IRA
1.00%	$500	-	3 Month IRA

Locations

Seaboard Federal Credit Union Locations
Branch Office	177 Main St	Bucksport, ME 04416
Branch Office	200 Main St	Ellsworth, ME 04605
Branch Office	2410 Route 2	Hermon, ME 04401

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.