Seattle Metropolitan Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.02%	5-year CD	5 Year CD 2.35% - Synchrony Bank 60 Month CD
0.50%	1-year CD	1 Year CD 1.40% - Synchrony Bank 12 Month CD
0.05%	Savings	Savings 1.20% - Goldman Sachs Bank USA Online Savings

View all Seattle Metropolitan Credit Union rates »

Overview / Commentary

www.smcu.com

206-398-5500

1521 1St Ave S Ste 500
Seattle, WA 98134

Seattle Metropolitan Credit Union is headquartered in Seattle and is the 17^th largest credit union in the state of Washington. It is also the 359^th largest credit union in the nation. It was established in 1933 and as of March of 2017, it had grown to 139 employees and 45,813 members at 7 locations. Seattle Metropolitan Credit Union's money market rates are 82% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Seattle Metropolitan Credit Union is open to anyone who lives or works in the state of Washington.
See current membership details

Reviews (1)

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Avoid This Credit Union

Posted by: anthony | Apr 23, 2012

terrible--have great credit yet they treat me like I have terrible credit---they signed me up for overdraft protection and still charged me for NSF! On top of that they keep changing policies without notice.Closed acct and am happy with BECU

Comment

4

Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68315
Year Chartered	1933
Employees	139
Primary Regulator

Profit Margin
Return on Assets - YTD	0.28%
Return on Equity - YTD	3.07%
Annual Interest Income	$6.6MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$785.7MM$675.2MM
Loans	Q1 2017vs Q1 2016	$592.4MM$492.0MM
Deposits	Q1 2017vs Q1 2016	$675.5MM$589.5MM
Equity Capital	Q1 2017vs Q1 2016	$68.9MM$68.3MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$2.3MM$1.9MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$2.0MM$2.9MM
Real Estate Owned	Q1 2017vs Q1 2016	$0$484.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Seattle Metropolitan Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	-	-	IRA Savings
0.05%	-	-	Savings
0.05%	-	-	Business Membership Savings
0.05%	-	-	Business Subsidiary Savings

Seattle Metropolitan Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%^*	$150k^*	-	Money Market Account
OTHER TIERS: 0.15% → Up to $1k \| 0.25% → $1k - $25k \| 0.35% → $25k - $50k \| 0.45% → $50k - $100k \| 0.55% → $100k - $150k
0.80%^*	$150k^*	-	Business Money Market
OTHER TIERS: 0.15% → Up to $1k \| 0.25% → $1k - $25k \| 0.35% → $25k - $50k \| 0.45% → $50k - $100k \| 0.55% → $100k - $150k

Seattle Metropolitan Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
6.14%^*	-	$500	Feel Good Checking
OTHER TIERS: 0.05% → $500+
4.06%^*	-	$500	Student Checking
OTHER TIERS: 0.05% → $500+
0.08%^*	$10k^*	-	High Yield Checking
OTHER TIERS: 0.05% → Up to $10k
0.05%	$300	-	Classic Checking
0.05%	-	-	Small Business Checking
0.05%	$2,500	-	Business Checking

Seattle Metropolitan Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	5 Year CD
2.02%	$1k	-	Business 5 Year CD
1.97%	$100k	-	30 Month Super Jumbo CD
1.97%	$100k	-	Business 30 Month Super Jumbo CD
1.77%	$1k	-	4 Year CD
1.77%	$1k	-	Business 4 Year CD
1.56%	$1k	-	3 Year CD
1.56%	$1k	-	Business 3 Year CD
1.41%	$1k	-	2 Year CD
1.41%	$1k	-	Business 2 Year CD
1.11%	$1k	-	18 Month CD
0.65%	$1k	-	12 Month Community Development Share Certificate
0.55%	$100k	-	6 Month Super Jumbo CD
0.55%	$100k	-	Business 6 Month Super Jumbo CD
0.55%	$1k	-	9 Month Community Development Share Certificate
0.50%	$50k	-	6 Month Jumbo CD
0.50%	$50k	-	Business 6 Month Jumbo CD
0.50%	$1k	-	Business 1 Year CD
0.50%	$1k	-	1 Year CD
0.45%	$1k	-	6 Month Community Development Share Certificate
0.40%	$1k	-	6 Month CD
0.40%	$1k	-	Business 6 Month CD
0.35%	$1k	-	3 Month Community Development Share Certificate
0.25%	$1k	-	3 Month CD

Seattle Metropolitan Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	5 Year IRA
1.77%	$1k	-	4 Year IRA
1.56%	$1k	-	3 Year IRA
1.41%	$1k	-	2 Year IRA
1.11%	$1k	-	18 Month IRA
0.50%	$1k	-	1 Year IRA
0.40%	$1k	-	6 Month IRA

Locations

Seattle Metropolitan Credit Union Locations
Branch Office	500 S Michigan St	Seattle, WA 98108-3304
Main Office	1521 1st Ave S Ste 500	Seattle, WA 98134-1473
Branch Office	365 Kirkland Ave	Kirkland, WA 98033-6221
Branch Office	120 Andover Park E Ste 120	Tukwila, WA 98188-2910
Branch Office	3621 33rd Ave S Ste C1	Seattle, WA 98144-6962
Branch Office	3925 196th St SW Ste C	Lynnwood, WA 98036-5798
Branch Office	303 NE Thornton Place	Seattle, WA 98125