Seattle Metropolitan Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.02%	5-year CD	5 Year CD 1.85% - Synchrony Bank 60 Month CD
0.40%	1-year CD	1 Year CD 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Savings 1.00% - Ally Bank Online Savings Account

View all Seattle Metropolitan Credit Union rates »

Overview / Commentary

www.smcu.com

206-398-5500

801 3rd Ave
Seattle, WA 98104

Seattle Metropolitan Credit Union is headquartered in Seattle and is the 17^th largest credit union in the state of Washington. It is also the 378^th largest credit union in the nation. It was established in 1933 and as of June of 2016, it had grown to 129 employees and 44,609 members at 7 locations. Seattle Metropolitan Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Seattle Metropolitan Credit Union of Washington is open to every person that holds residence or works throughout the entire state, as well as the employees of the credit union affiliated select employee groups, and the family members of the current credit union members.
See current membership details

Reviews (1)

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Avoid This Credit Union

Posted by: anthony | Apr 23, 2012

terrible--have great credit yet they treat me like I have terrible credit---they signed me up for overdraft protection and still charged me for NSF! On top of that they keep changing policies without notice.Closed acct and am happy with BECU

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3

Health

A

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	68315
Year Chartered	1933
Employees	129
Primary Regulator

Profit Margin
Return on Assets - YTD	0.08%
Return on Equity - YTD	0.82%
Annual Interest Income	$11.5MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$704.8MM$632.9MM
Loans	Q2 2016vs Q2 2015	$512.9MM$431.7MM
Deposits	Q2 2016vs Q2 2015	$597.7MM$559.0MM
Equity Capital	Q2 2016vs Q2 2015	$69.0MM$65.4MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$2.0MM$2.3MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$2.9MM$3.9MM
Real Estate Owned	Q2 2016vs Q2 2015	$242.00K$0

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Seattle Metropolitan Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	-	-	IRA Savings
0.15%	-	-	Roth IRA Savings
0.05%	-	-	Savings
0.05%	-	-	Business Membership Savings
0.05%	-	-	Business Subsidiary Savings

Seattle Metropolitan Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.15% → Up to $1k \| 0.25% → $1k - $25k \| 0.35% → $25k - $50k \| 0.45% → $50k - $100k
0.45%^*	$50k^*	-	Business Money Market
OTHER TIERS: 0.15% → Up to $1k \| 0.25% → $1k - $25k \| 0.35% → $25k - $50k

Seattle Metropolitan Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
6.14%^*	-	$500	Feel Good Checking
OTHER TIERS: 0.05% → $500+
0.08%^*	$10k^*	-	High Yield Checking
OTHER TIERS: 0.05% → Up to $10k
0.05%	$300	-	Classic Checking
0.05%	-	-	Small Business Checking
0.05%	$2,500	-	Business Checking

Seattle Metropolitan Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	5 Year CD
2.02%	$1k	-	Business 5 Year CD
1.77%	$1k	-	4 Year CD
1.77%	$1k	-	Business 4 Year CD
1.56%	$1k	-	3 Year CD
1.56%	$1k	-	Business 3 Year CD
1.51%	$1k	-	33 Month One Time Bump CD
1.31%	$1k	-	2 Year CD
1.31%	$1k	-	Business 2 Year CD
1.11%	$1k	-	18 Month CD
0.40%	$100k	-	6 Month Super Jumbo CD
0.40%	$100k	-	Business 6 Month Super Jumbo CD
0.40%	$1k	-	Business 1 Year CD
0.40%	$1k	-	1 Year CD
0.35%	$50k	-	6 Month Jumbo CD
0.35%	$50k	-	Business 6 Month Jumbo CD
0.30%	$1k	-	6 Month CD
0.30%	$1k	-	Business 6 Month CD
0.25%	$1k	-	3 Month CD

Seattle Metropolitan Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	5 Year IRA
1.77%	$1k	-	4 Year IRA
1.56%	$1k	-	3 Year IRA
1.31%	$1k	-	2 Year IRA
1.11%	$1k	-	18 Month IRA
0.40%	$1k	-	1 Year IRA
0.30%	$1k	-	6 Month IRA

Locations

Seattle Metropolitan Credit Union Locations
Branch Office	500 S Michigan St	Seattle, WA 98108-3304
Main Office	801 3rd Ave	Seattle, WA 98104
Branch Office	365 Kirkland Ave	Kirkland, WA 98033-6221
Branch Office	120 Andover Park E Ste 120	Tukwila, WA 98188-2910
Branch Office	3621 33rd Ave S Ste C1	Seattle, WA 98144-6962
Branch Office	3925 196th St SW Ste C	Lynnwood, WA 98036-5798
Branch Office	303 NE Thornton Place	Seattle, WA 98125