Seattle Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.71%	5-year CD	2.27% - National Average
1.01%	1-year CD	1.38% - National Average
0.10%	Savings	0.26% - National Average

View all Seattle Credit Union rates »

Overview / Commentary

www.smcu.com

206-398-5500

1521 1St Ave S Ste 500
Seattle, WA 98134

Seattle Credit Union is headquartered in Seattle and is the 17^th largest credit union in the state of Washington. It is also the 359^th largest credit union in the nation. It was established in 1933 and as of December of 2018, it had grown to 156 employees and 48,934 members at 7 locations. Seattle Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Seattle Credit Union is open to anyone who lives or works in the state of Washington. Membership is also open to employees or members of the credit union's Select Employer Groups and to immediate family of current members.
See current membership details

Reviews (1)

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Avoid This Credit Union

Posted by: anthony | Apr 23, 2012

terrible--have great credit yet they treat me like I have terrible credit---they signed me up for overdraft protection and still charged me for NSF! On top of that they keep changing policies without notice.Closed acct and am happy with BECU

Comment

Health

B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68315
Year Chartered	1933
Employees	156
Primary Regulator

Profit Margin
Return on Assets - YTD	0.31%
Return on Equity - YTD	3.68%
Annual Interest Income	$31.2MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$855.5MM$861.7MM
Loans	Q4 2018vs Q4 2017	$655.7MM$675.2MM
Deposits	Q4 2018vs Q4 2017	$755.0MM$740.3MM
Equity Capital	Q4 2018vs Q4 2017	$72.2MM$69.9MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$3.6MM$2.8MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$2.6MM$2.5MM
Real Estate Owned	Q4 2018vs Q4 2017	$0$110.00K

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Seattle Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	-	-	IRA Savings
0.10%	-	-	Membership Savings
0.10%	-	-	Business Membership Savings
0.10%	-	-	Business Subsidiary Savings
0.10%	-	-	Subsidiary Savings

Seattle Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$150k^*	-	Money Market
OTHER TIERS: 0.15% → Up to $1k \| 0.25% → $1k - $25k \| 0.45% → $25k - $50k \| 0.50% → $50k - $150k
0.60%^*	$150k^*	-	Business Money Market
OTHER TIERS: 0.15% → Up to $1k \| 0.25% → $1k - $25k \| 0.45% → $25k - $50k \| 0.50% → $50k - $150k

Seattle Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
6.14%^*	-	$500	Feel Good Checking
OTHER TIERS: 0.05% → $500+
4.06%^*	-	$500	Student Checking
OTHER TIERS: 0.05% → $500+
0.08%^*	$10k^*	-	High Yield Checking
OTHER TIERS: 0.05% → Up to $10k
0.05%	-	-	Classic Checking
0.05%	-	-	Small Business Checking
0.05%	-	-	Business Checking

Seattle Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.71%	$1k	-	5 Year CD
1.71%	$1k	-	Business 5 Year CD
1.46%	$1k	-	4 Year CD
1.46%	$1k	-	Business 4 Year CD
1.41%	$1k	-	3 Year CD
1.41%	$1k	-	Business 3 Year CD
1.41%	$100k	-	30 Month Super Jumbo CD
1.41%	$100k	-	Business 30 Month Super Jumbo CD
1.36%	$1k	-	2 Year CD
1.36%	$1k	-	Business 2 Year CD
1.11%	$1k	-	18 Month CD
1.01%	$1k	-	Business 1 Year CD
1.01%	$1k	-	1 Year CD
1.01%	$1k	-	1 Year Community Development CD
0.65%	$50k	-	6 Month Jumbo CD
0.65%	$100k	-	6 Month Super Jumbo CD
0.65%	$50k	-	Business 6 Month Jumbo CD
0.65%	$100k	-	Business 6 Month Super Jumbo CD
0.55%	$1k	-	6 Month CD
0.55%	$1k	-	Business 6 Month CD
0.55%	$1k	-	9 Month Community Development CD
0.55%	$1k	-	6 Month Community Development CD
0.35%	$1k	-	3 Month Community Development CD
0.30%	$1k	-	3 Month CD

Seattle Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.92%	$1k	-	5 Year IRA
1.66%	$1k	-	4 Year IRA
1.51%	$1k	-	3 Year IRA
1.46%	$1k	-	2 Year IRA
1.31%	$1k	-	18 Month IRA
1.01%	$1k	-	1 Year IRA
0.55%	$1k	-	6 Month IRA

Locations

Seattle Credit Union Locations
Branch Office	500 S Michigan St	Seattle, WA 98108-3304
Main Office	1521 1st Ave S Ste 500	Seattle, WA 98134-1473
Branch Office	365 Kirkland Ave	Kirkland, WA 98033-6221
Branch Office	17250 Southcenter Pkwy Ste 132	Tukwila, WA 98188
Branch Office	3621 33rd Ave S Ste C1	Seattle, WA 98144-6962
Branch Office	3925 196th St SW Ste C	Lynnwood, WA 98036-5798
Branch Office	303 NE Thornton Place	Seattle, WA 98125

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