Seattle Credit Union is headquartered in Seattle and is the 17th largest credit union in the state of Washington. It is also the 378th largest credit union in the nation. It was established in 1933 and as of June of 2019, it had grown to 152 employees and 50,740 members at 7 locations. Seattle Credit Union's CD rates are 40% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Seattle Credit Union is open to anyone who lives in Washington State.
See current membership details
Not Concerned With Member Financial Health
We've been with SCU for many years now, but ultimately we are planning to switch to another institution. We are not satisfied with many of their practices, including withdrawal & deposit ordering, overdrafting, credit card policy, auto-pay systems, bill pay, and lack of technological advances including mobile wallet and fraud detection. Really in almost every area we've had an issue at some point.
Many of their policies seem fee-focused, and actually perpetuate debt instead of helping members out of it. We can't recommend SCU to anybody at this point.
Avoid This Credit Union
terrible--have great credit yet they treat me like I have terrible credit---they signed me up for overdraft protection and still charged me for NSF! On top of that they keep changing policies without notice.Closed acct and am happy with BECU
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68315 |
| Year Chartered | 1933 |
| Employees | 152 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.27% |
| Return on Equity - YTD | 3.07% |
| Annual Interest Income | $16.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $838.4MM$857.6MM |
| Loans | Q2 2019vs Q2 2018 | $640.5MM$670.0MM |
| Deposits | Q2 2019vs Q2 2018 | $741.9MM$755.2MM |
| Equity Capital | Q2 2019vs Q2 2018 | $74.5MM$70.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $3.7MM$3.4MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $1.4MM$3.6MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Seattle Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Seattle Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | IRA Savings | |
| 0.10% | - | - | Membership Savings | |
| 0.10% | - | - | Business Membership Savings | |
| 0.10% | - | - | Business Subsidiary Savings | |
| 0.10% | - | - | Subsidiary Savings |
Seattle Credit Union Money Market Rates
Seattle Credit Union Checking Account Rates
Seattle Credit Union CD Rates
Seattle Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.17% | $1k | - | 5 Year IRA | |
| 1.92% | $1k | - | 4 Year IRA | |
| 1.82% | $1k | - | 3 Year IRA | |
| 1.71% | $1k | - | 2 Year IRA | |
| 1.61% | $1k | - | 18 Month IRA | |
| 1.26% | $1k | - | 1 Year IRA | |
| 0.70% | $1k | - | 6 Month IRA |
| Seattle Credit Union Locations | ||
|---|---|---|
| Branch Office | 500 S Michigan St | Seattle, WA 98108-3304 |
| Main Office | 1521 1st Ave S Ste 500 | Seattle, WA 98134-1473 |
| Branch Office | 365 Kirkland Ave | Kirkland, WA 98033-6221 |
| Branch Office | 17250 Southcenter Pkwy Ste 132 | Tukwila, WA 98188 |
| Branch Office | 3621 33rd Ave S Ste C1 | Seattle, WA 98144-6962 |
| Branch Office | 3925 196th St SW Ste C | Lynnwood, WA 98036-5798 |
| Branch Office | 303 NE Thornton Place | Seattle, WA 98125 |