Sebasticook Valley Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.40%	1-year CD	12 Month Share Certificate 0.62% - National Average
0.10%	Savings	Shares (Savings) 1.30% - Synchrony Bank High Yield Savings
1.25%	4-year CD	48 Month Share Certificate 1.28% - National Average

View all Sebasticook Valley Federal Credit Union rates »

Overview / Commentary

www.svfcume.com

207-487-5576

505 SOMERSET AVE
PITTSFIELD, ME 04967

Sebasticook Valley Federal Credit Union is headquartered in PITTSFIELD and is the 29^th largest credit union in the state of Maine. It is also the 1,628^th largest credit union in the nation. It was established in 1953 and as of June of 2017, it had grown to 24 employees and 11,337 members at 3 locations. Sebasticook Valley Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in the towns of; Pittsfield, Newport, Corinna, Burnham, Detroit, Dixmont, Etna, Hartland, St. Albans, Stetson, Palmyra, Plymouth, Cambridge, Dexter, Exeter, Garland, Harmony and Ripley in Maine and to immediate family of current members.
See current membership details

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Health

A

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Sebasticook Valley Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	8936
Year Chartered	1953
Employees	24
Primary Regulator

Profit Margin
Return on Assets - YTD	0.71%
Return on Equity - YTD	7.09%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$97.2MM$90.2MM
Loans	Q2 2017vs Q2 2016	$82.4MM$78.0MM
Deposits	Q2 2017vs Q2 2016	$79.3MM$75.8MM
Equity Capital	Q2 2017vs Q2 2016	$9.7MM$8.9MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$367.00K$311.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$484.00K$915.00K
Real Estate Owned	Q2 2017vs Q2 2016	$275.00K$141.00K

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sebasticook Valley Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	-	-	IRA Share
0.15%	-	-	Roth IRA Share
0.10%	-	-	Shares (Savings)
0.10%	-	-	Clubs

Sebasticook Valley Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	Money Market
OTHER TIERS: 0.10% → $2k - $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k

Sebasticook Valley Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$500	-	48 Month Share Certificate
1.05%	$500	-	36 Month Share Certificate
0.80%	$500	-	24 Month Share Certificate
0.50%	$500	-	18 Month Share Certificate
0.40%	$500	-	12 Month Share Certificate
0.35%	$500	-	6 Month Share Certificate
0.30%	$500	-	3 Month Share Certificate

Sebasticook Valley Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$500	-	48 Month IRA Certificate
1.05%	$500	-	36 Month IRA Certificate
0.80%	$500	-	24 Month IRA Certificate
0.50%	$500	-	18 Month IRA Certificate
0.40%	$500	-	12 Month IRA Certificate
0.35%	$500	-	6 Month IRA Certificate
0.30%	$500	-	3 Month IRA Certificate

Locations

Sebasticook Valley Federal Credit Union Locations
Branch Office	87 moosehead trl	NEWPORT, ME 04953
Branch Office	505 SOMERSET AVE	PITTSFIELD, ME 04967
Branch Office	266 Williams Rd	newport, ME 04953