SECNY Federal Credit Union

Overview / Commentary
4727 W Seneca Tpke
Syracuse, NY 13215

SECNY Federal Credit Union is headquartered in Syracuse and is the 51st largest credit union in the state of New York. It is also the 1,078th largest credit union in the nation. It was established in 1971 and as of September of 2021, it had grown to 55 employees and 15,666 members at 5 locations. SECNY Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in SECNY Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Cayuga, Madison, Onondaga, or Oswego. Immediate family/household members of current members also qualify.
See current membership details


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Health Grade Components

NCUA #20496
Year Chartered1971
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD7.66%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$252.6MM$230.4MM
LoansQ3 2021vs Q3 2020$130.9MM$126.9MM
DepositsQ3 2021vs Q3 2020$231.8MM$207.8MM
Equity CapitalQ3 2021vs Q3 2020$18.3MM$17.1MM
Loan Loss AllowanceQ3 2021vs Q3 2020$581.00K$537.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$103.00K$168.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SECNY Federal Credit Union Savings Account Rates

0.50%$100-HSA Savings
0.05%*$10k*-IRA Activity Account
OTHER TIERS: 0.03% $100 - $10k
0.05%*$5k*-HSA Checking
OTHER TIERS: 0.03% $1k - $5k
0.03%$100-Regular Share
0.03%$100-Holiday Club
0.03%$100-Vacation Club
0.03%$100-Business Share

SECNY Federal Credit Union Money Market Rates

0.20%*$75k*-Cash Management
OTHER TIERS: 0.05% $2k - $10k | 0.10% $10k - $50k | 0.15% $50k - $75k

SECNY Federal Credit Union CD Rates

0.75%$50k-60 Month Jumbo CD
0.65%$50k-48 Month Jumbo CD
0.65%$1k-60 Month CD
0.60%$50k-36 Month Jumbo CD
0.55%$1k-48 Month CD
0.50%$50k-30 Month Jumbo CD
0.50%$1k-36 Month CD
0.40%$1k-30 Month CD
0.35%$50k-24 Month Jumbo CD
0.30%$50k-12 Month Jumbo CD
0.30%$1k-24 Month CD
0.25%$50k-6 Month Jumbo CD
0.20%$1k-12 Month CD
0.15%$1k-6 Month CD
0.10%$2.5k-3 Month CD
0.05%$2.5k-30 Day CD

SECNY Federal Credit Union IRA Rates

0.75%$500-60 Month IRA
0.75%$500-60 Month Roth IRA
0.65%$500-48 Month IRA
0.65%$500-48 Month Roth IRA
0.60%$500-36 Month IRA
0.60%$500-36 Month Roth IRA
0.50%$500-30 Month IRA
0.50%$500-30 Month Roth IRA
0.35%$500-24 Month IRA
0.35%$500-24 Month Roth IRA
0.30%$500-12 Month IRA
0.30%$500-12 Month Roth IRA
0.25%$500-6 Month IRA
0.25%$500-6 Month Roth IRA

SECNY Federal Credit Union Locations
Branch Office2235 Downer Street RdBaldwinsville, NY 13027-2359
Branch Office32 Fennell StSkaneateles, NY 13152
Branch Office115 Fayette StManlius, NY 13104
Branch Office3819 Brewerton RdNorth Syracuse, NY 13212
Branch Office4727 W Seneca TpkeSyracuse, NY 13215-2119

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