SECNY Federal Credit Union


Overview / Commentary
315-469-5599
4727 W Seneca Tpke
Syracuse, NY 13215

SECNY Federal Credit Union is headquartered in Syracuse and is the 49th largest credit union in the state of New York. It is also the 1,038th largest credit union in the nation. It was established in 1971 and as of December of 2023, it had grown to 62 employees and 16,058 members at 6 locations. SECNY Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in SECNY Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Cayuga, Madison, Onondaga, or Oswego. Immediate family/household members of current members also qualify.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #20496
Year Chartered1971
Employees62
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD5.94%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$286.1MM$272.4MM
LoansQ4 2023vs Q4 2022$155.1MM$143.7MM
DepositsQ4 2023vs Q4 2022$261.3MM$249.8MM
Equity CapitalQ4 2023vs Q4 2022$20.9MM$19.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$532K$485K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.3MM$718K
Real Estate OwnedQ4 2023vs Q4 2022$0$27K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SECNY Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%--Save2Own Club
1.00%$100-HSA Savings
0.20%*$10k*-IRA Activity Account
OTHER TIERS: 0.10% $100 - $10k
0.20%*$10k*-Roth IRA
OTHER TIERS: 0.10% $100 - $10k
0.20%*$10k*-Coverdell ESA
OTHER TIERS: 0.10% $100 - $10k
0.20%*$5k*-HSA Checking
OTHER TIERS: 0.10% $1k - $5k
0.10%$100-Regular Share
0.10%$100-Holiday Club
0.10%$100-Vacation Club
0.10%$100-Business Share

SECNY Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$75k*-Cash Management
OTHER TIERS: 0.20% $2k - $10k | 0.30% $10k - $25k | 0.50% $25k - $50k | 0.75% $50k - $75k

SECNY Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$5k-6 Month CD Special with Checking-New Money
4.50%$5k-Business 6 Month CD Special with Checking-New Money
4.50%$5k-12 Month CD Special with Checking-New Money
4.50%$5k-Business 12 Month CD Special with Checking-New Money
4.10%$50k-60 Month Jumbo CD
4.00%$50k-36 Month Jumbo CD
4.00%$50k-48 Month Jumbo CD
3.85%$1k-60 Month CD
3.75%$50k-24 Month Jumbo CD
3.75%$50k-30 Month Jumbo CD
3.75%$1k-36 Month CD
3.75%$1k-48 Month CD
3.50%$50k-12 Month Jumbo CD
3.50%$1k-24 Month CD
3.50%$1k-30 Month CD
3.25%$50k-6 Month Jumbo CD
3.25%$1k-12 Month CD
3.00%$1k-6 Month CD
2.35%$2.5k-3 Month CD
2.25%$2.5k-30 Day CD

SECNY Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$500-60 Month IRA
4.10%$500-60 Month Roth IRA
4.00%$500-36 Month IRA
4.00%$500-48 Month IRA
4.00%$500-36 Month Roth IRA
4.00%$500-48 Month Roth IRA
3.75%$500-24 Month IRA
3.75%$500-30 Month IRA
3.75%$500-24 Month Roth IRA
3.75%$500-30 Month Roth IRA
3.50%$500-12 Month IRA
3.50%$500-12 Month Roth IRA
3.25%$500-6 Month IRA
3.25%$500-6 Month Roth IRA
Locations


SECNY Federal Credit Union Locations
Branch Office2235 Downer Street RdBaldwinsville, NY 13027-2359
Branch Office32 Fennell StSkaneateles, NY 13152
Branch Office115 Fayette StManlius, NY 13104
Branch Office3819 Brewerton RdNorth Syracuse, NY 13212
Branch Office4727 W Seneca TpkeSyracuse, NY 13215-2119
Branch Office3508 W Genesee StSyracuse, NY 13219-2021

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