SECNY Federal Credit Union

Overview / Commentary
4727 W Seneca Tpke
Syracuse, NY 13215

SECNY Federal Credit Union is headquartered in Syracuse and is the 49th largest credit union in the state of New York. It is also the 1,035th largest credit union in the nation. It was established in 1971 and as of June of 2023, it had grown to 59 employees and 15,712 members at 6 locations. SECNY Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in SECNY Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Cayuga, Madison, Onondaga, or Oswego. Immediate family/household members of current members also qualify.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #20496
Year Chartered1971
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD6.59%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$288.0MM$277.0MM
LoansQ2 2023vs Q2 2022$146.5MM$138.7MM
DepositsQ2 2023vs Q2 2022$265.1MM$255.5MM
Equity CapitalQ2 2023vs Q2 2022$20.3MM$19.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$568.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.1MM$302.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SECNY Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SECNY Federal Credit Union Savings Account Rates

3.00%--Save2Own Club
1.00%$100-HSA Savings
0.30%*$10k*-IRA Activity Account
OTHER TIERS: 0.15% $100 - $10k
0.30%*$10k*-Roth IRA
OTHER TIERS: 0.15% $100 - $10k
0.30%*$10k*-Coverdell ESA
OTHER TIERS: 0.15% $100 - $10k
0.25%*$5k*-HSA Checking
OTHER TIERS: 0.15% $1k - $5k
0.15%$100-Regular Share
0.15%$100-Holiday Club
0.15%$100-Vacation Club
0.15%$100-Business Share

SECNY Federal Credit Union Money Market Rates

1.25%*$75k*-Cash Management
OTHER TIERS: 0.40% $2k - $10k | 0.50% $10k - $25k | 0.75% $25k - $50k | 1.00% $50k - $75k

SECNY Federal Credit Union CD Rates

5.50%*$50k*-6 - 60 Month CD Special - New Money w/Checking
OTHER TIERS: 5.00% $5k - $25k | 5.25% $25k - $50k
5.50%*$50k*-Business 6 - 60 Month CD Special - New Money w/Checking
OTHER TIERS: 5.00% $5k - $25k | 5.25% $25k - $50k
3.50%$50k-60 Month Jumbo CD
3.25%$50k-48 Month Jumbo CD
3.25%$1k-60 Month CD
3.00%$50k-12 Month Jumbo CD
3.00%$50k-24 Month Jumbo CD
3.00%$50k-30 Month Jumbo CD
3.00%$50k-36 Month Jumbo CD
3.00%$1k-30 Month CD
3.00%$1k-48 Month CD
2.75%$50k-6 Month Jumbo CD
2.75%$1k-24 Month CD
2.75%$1k-12 Month CD
2.75%$1k-36 Month CD
2.50%$1k-6 Month CD
2.35%$2.5k-3 Month CD
2.25%$2.5k-30 Day CD

SECNY Federal Credit Union IRA Rates

3.50%$500-60 Month IRA
3.50%$500-60 Month Roth IRA
3.25%$500-48 Month IRA
3.25%$500-48 Month Roth IRA
3.00%$500-12 Month IRA
3.00%$500-24 Month IRA
3.00%$500-30 Month IRA
3.00%$500-36 Month IRA
3.00%$500-12 Month Roth IRA
3.00%$500-24 Month Roth IRA
3.00%$500-36 Month Roth IRA
3.00%$500-30 Month Roth IRA
2.75%$500-6 Month IRA
2.75%$500-6 Month Roth IRA

SECNY Federal Credit Union Locations
Branch Office2235 Downer Street RdBaldwinsville, NY 13027-2359
Branch Office32 Fennell StSkaneateles, NY 13152
Branch Office115 Fayette StManlius, NY 13104
Branch Office3819 Brewerton RdNorth Syracuse, NY 13212
Branch Office4727 W Seneca TpkeSyracuse, NY 13215-2119
Branch Office3508 W Genesee StSyracuse, NY 13219-2021

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.