SECNY Federal Credit Union

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CURRENT TOP RATE

6 - 60 Month CD Special - New Money w/Checking

Overview / Commentary

315-469-5599

4727 W Seneca Tpke
Syracuse, NY 13215

SECNY Federal Credit Union is headquartered in Syracuse and is the 49^th largest credit union in the state of New York. It is also the 1,035^th largest credit union in the nation. It was established in 1971 and as of June of 2023, it had grown to 59 employees and 15,712 members at 6 locations. SECNY Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in SECNY Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Cayuga, Madison, Onondaga, or Oswego. Immediate family/household members of current members also qualify.
See current membership details

Related Posts

View all posts from:

2019
2012

9/20 - SECNY Federal Credit Union Celebrates With 30-Month CD, 3.00% APY

10/11 - Top CD Rates at SECNY Federal Credit Union in Central New York

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Health

B+

Data as of Q2 2023

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Health Grade Components

Overall
NCUA #	20496
Year Chartered	1971
Employees	59
Primary Regulator

Profit Margin
Return on Assets - YTD	0.47%
Return on Equity - YTD	6.59%
Annual Interest Income	$4.5MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$288.0MM$277.0MM
Loans	Q2 2023vs Q2 2022	$146.5MM$138.7MM
Deposits	Q2 2023vs Q2 2022	$265.1MM$255.5MM
Equity Capital	Q2 2023vs Q2 2022	$20.3MM$19.0MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$0$568.00K
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$1.1MM$302.00K
Real Estate Owned	Q2 2023vs Q2 2022	$0$0

Rates

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Savings
Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not SECNY Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SECNY Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%	-	-	Save2Own Club
1.00%	$100	-	HSA Savings
0.30%^*	$10k^*	-	IRA Activity Account
OTHER TIERS: 0.15% → $100 - $10k
0.30%^*	$10k^*	-	Roth IRA
OTHER TIERS: 0.15% → $100 - $10k
0.30%^*	$10k^*	-	Coverdell ESA
OTHER TIERS: 0.15% → $100 - $10k
0.25%^*	$5k^*	-	HSA Checking
OTHER TIERS: 0.15% → $1k - $5k
0.15%	$100	-	Regular Share
0.15%	$100	-	Holiday Club
0.15%	$100	-	Vacation Club
0.15%	$100	-	Business Share

SECNY Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	$75k^*	-	Cash Management
OTHER TIERS: 0.40% → $2k - $10k \| 0.50% → $10k - $25k \| 0.75% → $25k - $50k \| 1.00% → $50k - $75k

SECNY Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.50%^*	$50k^*	-	6 - 60 Month CD Special - New Money w/Checking
OTHER TIERS: 5.00% → $5k - $25k \| 5.25% → $25k - $50k
5.50%^*	$50k^*	-	Business 6 - 60 Month CD Special - New Money w/Checking
OTHER TIERS: 5.00% → $5k - $25k \| 5.25% → $25k - $50k
3.50%	$50k	-	60 Month Jumbo CD
3.25%	$50k	-	48 Month Jumbo CD
3.25%	$1k	-	60 Month CD
3.00%	$50k	-	12 Month Jumbo CD
3.00%	$50k	-	24 Month Jumbo CD
3.00%	$50k	-	30 Month Jumbo CD
3.00%	$50k	-	36 Month Jumbo CD
3.00%	$1k	-	30 Month CD
3.00%	$1k	-	48 Month CD
2.75%	$50k	-	6 Month Jumbo CD
2.75%	$1k	-	24 Month CD
2.75%	$1k	-	12 Month CD
2.75%	$1k	-	36 Month CD
2.50%	$1k	-	6 Month CD
2.35%	$2.5k	-	3 Month CD
2.25%	$2.5k	-	30 Day CD

SECNY Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.50%	$500	-	60 Month IRA
3.50%	$500	-	60 Month Roth IRA
3.25%	$500	-	48 Month IRA
3.25%	$500	-	48 Month Roth IRA
3.00%	$500	-	12 Month IRA
3.00%	$500	-	24 Month IRA
3.00%	$500	-	30 Month IRA
3.00%	$500	-	36 Month IRA
3.00%	$500	-	12 Month Roth IRA
3.00%	$500	-	24 Month Roth IRA
3.00%	$500	-	36 Month Roth IRA
3.00%	$500	-	30 Month Roth IRA
2.75%	$500	-	6 Month IRA
2.75%	$500	-	6 Month Roth IRA

Locations

SECNY Federal Credit Union Locations
Branch Office	2235 Downer Street Rd	Baldwinsville, NY 13027-2359
Branch Office	32 Fennell St	Skaneateles, NY 13152
Branch Office	115 Fayette St	Manlius, NY 13104
Branch Office	3819 Brewerton Rd	North Syracuse, NY 13212
Branch Office	4727 W Seneca Tpke	Syracuse, NY 13215-2119
Branch Office	3508 W Genesee St	Syracuse, NY 13219-2021

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