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Security Federal Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.securityfederalbank.com
803-641-3000
238 Richland Avenue, Nw
Aiken, SC 29801

Security Federal Bank is headquartered in AIKEN and is the 9th largest bank in the state of South Carolina. It is also the 740th largest bank in the nation. It was established in 1922 and as of March of 2025, it had grown to 240 employees at 19 locations. Security Federal Bank's money market rates are 7X the national average, and it has an A health rating.

Reviews (1)

Wagener SC, Our Hometown Bank

Posted by: |

Security Federal Savings Bank has been our business and personal bank for over 30 years, Wagener Branch has the best Manager who is courteous, professional, and goes the extra mile to get our banking business done promptly. Scott and his staff are friendly and care about their customers.
This is what makes Wagener a great hometown bank.

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #31100
Year Established1922
Employees240
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD7.87%
Annual Interest Income$18.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.52B$1.46B
LoansQ1 2025vs Q1 2024$689.9MM$646MM
DepositsQ1 2025vs Q1 2024$1.35B$1.23B
Equity CapitalQ1 2025vs Q1 2024$136MM$118.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$14MM$12.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$7.3MM$6.6MM
Real Estate OwnedQ1 2025vs Q1 2024$702K$938K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Security Federal Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$25k*-Health Savings Account
OTHER TIERS: 0.05% → $0 - $2.5k | 0.35% → $2.5k - $10k | 0.45% → $10k - $25k
0.50%$100-Regular Savings
0.40%$0-Young Savers
0.35%$0-Christmas Club
0.35%$0-Looney Tunes

Security Federal Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%*$100k*-Money Market
OTHER TIERS: 0.50% → $0 - $10k | 1.15% → $10k - $50k | 2.05% → $50k - $100k

Security Federal Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$0$10kHigh Yield Checking
OTHER TIERS: 0.25% → $10k+
1.25%*$0$10kPremium Checking
OTHER TIERS: 0.25% → $10k+

Security Federal Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$500-6 Month CD Special w/checking
4.05%$500-9 Month CD Special w/checking
3.00%$500-11 Months CD
3.00%$500-12 Months CD
3.00%$500-15 Months CD
3.00%$500-18 Months CD
3.00%$500-24 Months CD
3.00%$500-30 Months CD
3.00%$500-36 Months CD
3.00%$500-48 Months CD
3.00%$500-60 Months CD
2.25%$500-3 Months CD

Security Federal Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-11 Months Fixed Rate IRA
3.00%$500-12 Months Fixed Rate IRA
3.00%$500-15 Months Fixed Rate IRA
3.00%$500-18 Months Fixed Rate IRA
3.00%$500-24 Months Fixed Rate IRA
3.00%$500-30 Months Fixed Rate IRA
3.00%$500-36 Months Fixed Rate IRA
3.00%$500-48 Months Fixed Rate IRA
3.00%$500-60 Months Fixed Rate IRA
2.25%$500-3 Months Fixed Rate IRA
Locations

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