Security Federal Bank


Overview / Commentary
803-641-3000
238 Richland Avenue, Nw
Aiken, SC 29801

Security Federal Bank is headquartered in AIKEN and is the 9th largest bank in the state of South Carolina. It is also the 740th largest bank in the nation. It was established in 1922 and as of March of 2025, it had grown to 240 employees at 19 locations. Security Federal Bank's money market rates are 7X the national average, and it has an A health rating.

Reviews (1)

Wagener SC, Our Hometown Bank

Security Federal Savings Bank has been our business and personal bank for over 30 years, Wagener Branch has the best Manager who is courteous, professional, and goes the extra mile to get our banking business done promptly. Scott and his staff are friendly and care about their customers.
This is what makes Wagener a great hometown bank.



Health

Health Grade Components

Overall
FDIC Certificate #31100
Year Established1922
Employees240
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD7.87%
Annual Interest Income$18.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.52B$1.46B
LoansQ1 2025vs Q1 2024$689.9MM$646MM
DepositsQ1 2025vs Q1 2024$1.35B$1.23B
Equity CapitalQ1 2025vs Q1 2024$136MM$118.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$14MM$12.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$7.3MM$6.6MM
Real Estate OwnedQ1 2025vs Q1 2024$702K$938K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Security Federal Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Security Federal Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$25k*-Health Savings Account
OTHER TIERS: 0.05% $0 - $2.5k | 0.35% $2.5k - $10k | 0.45% $10k - $25k
0.50%$100-Regular Savings
0.40%$0-Young Savers
0.35%$0-Christmas Club
0.35%$0-Looney Tunes

Security Federal Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%*$100k*-Money Market
OTHER TIERS: 0.50% $0 - $10k | 1.15% $10k - $50k | 2.05% $50k - $100k

Security Federal Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$0$10kHigh Yield Checking
OTHER TIERS: 0.25% $10k+
1.25%*$0$10kPremium Checking
OTHER TIERS: 0.25% $10k+

Security Federal Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$500-6 Month CD Special w/checking
4.05%$500-9 Month CD Special w/checking
3.00%$500-11 Months CD
3.00%$500-12 Months CD
3.00%$500-15 Months CD
3.00%$500-18 Months CD
3.00%$500-24 Months CD
3.00%$500-30 Months CD
3.00%$500-36 Months CD
3.00%$500-48 Months CD
3.00%$500-60 Months CD
2.25%$500-3 Months CD

Security Federal Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-11 Months Fixed Rate IRA
3.00%$500-12 Months Fixed Rate IRA
3.00%$500-15 Months Fixed Rate IRA
3.00%$500-18 Months Fixed Rate IRA
3.00%$500-24 Months Fixed Rate IRA
3.00%$500-30 Months Fixed Rate IRA
3.00%$500-36 Months Fixed Rate IRA
3.00%$500-48 Months Fixed Rate IRA
3.00%$500-60 Months Fixed Rate IRA
2.25%$500-3 Months Fixed Rate IRA
Locations

Availability



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