Security Federal Bank

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.securityfederalbank.com

803-641-3000

238 Richland Avenue, Nw
Aiken, SC 29801

Security Federal Bank is headquartered in AIKEN and is the 8^th largest bank in the state of South Carolina. It is also the 725^th largest bank in the nation. It was established in 1922 and as of December of 2024, it had grown to 241 employees at 19 locations. Security Federal Bank's money market rates are 7X the national average, and it has an A health rating.

Reviews (1)

Write a Review

Wagener SC, Our Hometown Bank

Posted by: Mildred1954 | Sep 5, 2023

Security Federal Savings Bank has been our business and personal bank for over 30 years, Wagener Branch has the best Manager who is courteous, professional, and goes the extra mile to get our banking business done promptly. Scott and his staff are friendly and care about their customers.
This is what makes Wagener a great hometown bank.

Comment

Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	31100
Year Established	1922
Employees	241
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.58%
Return on Equity - YTD	7%
Annual Interest Income	$74.5MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$1.55B$1.49B
Loans	Q4 2024vs Q4 2023	$687.1MM$622.5MM
Deposits	Q4 2024vs Q4 2023	$1.33B$1.22B
Equity Capital	Q4 2024vs Q4 2023	$128.8MM$116.3MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$13.9MM$12.6MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$7.6MM$6.8MM
Real Estate Owned	Q4 2024vs Q4 2023	$938K$938K

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Security Federal Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.05% → $0 - $2.5k \| 0.35% → $2.5k - $10k \| 0.45% → $10k - $25k
0.50%	$100	-	Regular Savings
0.40%	$0	-	Young Savers
0.35%	$0	-	Christmas Club
0.35%	$0	-	Looney Tunes

Security Federal Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.20%^*	$100k^*	-	Money Market
OTHER TIERS: 0.50% → $0 - $10k \| 1.30% → $10k - $50k \| 2.20% → $50k - $100k

Security Federal Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%^*	$0	$10k	High Yield Checking
OTHER TIERS: 0.25% → $10k+
1.25%^*	$0	$10k	Premium Checking
OTHER TIERS: 0.25% → $10k+

Security Federal Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.15%	$500	-	6 Month CD Special w/checking
4.15%	$500	-	9 Month CD Special w/checking
3.50%	$500	-	11 Months CD
3.50%	$500	-	12 Months CD
3.50%	$500	-	15 Months CD
3.25%	$500	-	18 Months CD
3.00%	$500	-	24 Months CD
3.00%	$500	-	30 Months CD
3.00%	$500	-	36 Months CD
3.00%	$500	-	48 Months CD
3.00%	$500	-	60 Months CD
2.50%	$500	-	3 Months CD

Security Federal Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.50%	$500	-	11 Months Fixed Rate IRA
3.50%	$500	-	12 Months Fixed Rate IRA
3.50%	$500	-	15 Months Fixed Rate IRA
3.25%	$500	-	18 Months Fixed Rate IRA
3.00%	$500	-	24 Months Fixed Rate IRA
3.00%	$500	-	30 Months Fixed Rate IRA
3.00%	$500	-	36 Months Fixed Rate IRA
3.00%	$500	-	48 Months Fixed Rate IRA
3.00%	$500	-	60 Months Fixed Rate IRA
2.50%	$500	-	3 Months Fixed Rate IRA

Locations

Availability

Augusta Area

Augusta Area bank & credit union details

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