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Security Service Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.60%3-year CD3 Year CD
1.55% - Ally Bank High Yield 3 Year CDAdvertisement
2.00%5-year CD5 Year CD
1.85% - Synchrony Bank 60 Month CDAdvertisement
2.15%6+ Year CD7 Year CD
1.55% - National Average
View all Security Service Federal Credit Union rates »

Overview / Commentary
www.ssfcu.org
210-476-4000
16211 La Cantera Pkwy
San Antonio, TX 78256

Security Service FCU is a large, Texas-based credit that offers its members a wide range of personal and commercial products and services. It also provides home and consumer loans on the lending side of its business.

Its checking accounts range from standard and free, to interest bearing with requirements, to youth-focused accounts that come with a debit card and free checks. Security Service’s basic savings and money market accounts offer unlimited ATM transactions and have low minimum opening balance requirements. Its Club Savings account does not allow for withdrawal due to its higher rate of interest return. CDs and IRA CDs are also available in term lengths from 3 months to 7 years, and one CD account allows for penalty free withdrawals. DepositAccounts.com has recognized security Service in the past for its CD offerings. The credit union also provides access to investment and insurance products through its agents. On it business banking side, it offers many deposit accounts that are similar to its personal products. Security Service FCU also has a rewards program that gives incentives to members to both save and spend.

Security Service FCU online banking was the first credit union in the San Antonio area to implement the feature for its members. It has a network of Security Service ATMs and is also a member of the CO-OP ATM network. Its web-based banking platform provides members with the ability to perform account management functions like bill pay, paperless statements, fund transfers, and ordering checks.

Security Service FCU was chartered in 1956 and is headquartered in San Antonio, Texas. It was originally organized to serve the needs of members of the U.S. Air Force Security Service and has since expanded its membership after acquiring dozens of credit unions over the years. The credit union offers scholarship opportunities to local high school students as it seeks to provide a community-oriented atmosphere among its members.

Field of Membership Restrictions

Membership in Security Service Federal Credit Union is open to those who live, work, volunteer, worship, attend school, or business located in select areas of Texas (San Antonio, Austin, El Paso, Rio Grande Valley, Corpus Christi), Colorado (Denver, Colorado Springs, Pueblo, Fort Collins, Loveland, Boulder, Broomfield), or Utah (Salt Lake and Utah counties). Membership is also open to employees of the Department of Defense at specific military bases.
See current membership details

Related Posts

Security Service FCU (TX, CO, UT) Has Competitive 13-month CD - 10/9/2015

Security Service FCU (TX/CO/UT) has a 13-month (1.25% APY on deposits of $100K+). Lower APYs available for smaller deposits. Also available as an IRA at same tiered APYs.

13 Month Cd Deal Security Service Federal Credit Union - 10/2/2015

Rates may vary depending on which state you live in. Amt            Div. Rate $500              1.09% $25,000         1.14% $50,000         1.19% $100,000       1.24% https://www.ssfcu.org/en-us/rates/Pages/cd.aspx

View all posts from:

9/28/12 - Top 15-Month CD Rates at Security Service FCU in TX, CO & UT
7/3/12 - Top CD Rates at Security Service FCU in TX, CO & UT
1/3/12 - $150 Checking Account Bonus at Security Service FCU in Utah - Local Only
6/30/11 - Rates Changing At Security Services FCU
6/6/11 - Review Of A CD Which Has One Of The Highest Rates In The Nation
5/13/11 - Survey of the Best Local CD Rates in San Jose, Denver, New York and Other Cities
5/9/11 - Higher 3-Year CD Rates at Security Service FCU in Texas & Colorado - Local Only
4/21/11 - Competitive CD Rates at Security Service FCU in TX, CO & UT - Local Only
2/15/11 - Top 18-Month CD Rate at Security Service FCU in TX & CO - Local Only
1/19/11 - Top CD and IRA CD Rates at Security Service FCU in TX & CO - Local Only
8/8/10 - Top 5-Year and 3-Year CD and IRA CD Rates at Security Service FCU in TX & CO - Local Only
7/25/10 - Top 3-Year CD Rates at Security Service FCU in TX & CO - Local Only
7/4/10 - 2.75% 3-Year CD At Security Service FCU In CO And TX
6/27/10 - Competitive CD Rates at Security Service FCU in TX & CO - Local Only
6/13/10 - 2.00% 15-Month Jumbo CD At Security Services FCU In TX And CO
5/4/10 - Special 15-Month CD at Security Service FCU in TX and CO - Local Only
11/28/08 - 15-Month CD with Yields from 4.15% to 4.30% at Security Service FCU in TX and CO
12/2/07 - 5.40% 36-Month / 5.35% 24-Month CD at a TX/CO Credit Union (Security Service).
10/19/07 - 5.60% 12-Month / 5.60% 60-Month CD at a Texas CU (West Texas)
8/28/07 - 5.60% 12-Month CD at a Texas CU (West Texas)
5/30/07 - 5.50% 12-Month CD at a Texas CU (West Texas)
12/11/06 - 6.00% 60-Month CD at a Utah CU (Family First)
11/6/06 - 6.00% 15-Month CD at a TX/CO Credit Union (Security Service)
8/22/06 - 5.85% 15-Month CD at a TX/CO Credit Union (Security Service)
8/4/06 - 5.85% 12-Month / 6.00% 60-Month CD at a Utah CU (Family First)
2/22/06 - 5.38% 60-Month CD at a Utah CU

Reviews (9)

This credit union has become an intergral part of my life!

Posted by: Sukii | Jan 22, 2015

I've had several banks and one other credit union in the past and I've never felt as if I've mattered to any of them. But at SSFCU I know that I'm not just some other random person! The employees at this credit union have gone out of the way not only to help us get the best loans but to help us when we recently moved out of state and ran into some problem with getting our new direct deposit set up! The person who attended us stayed 2 hours after her shift ended to ensure our documents were received and recorded so our loan payment would not be late!! I don't know of any other bank establishment caring so much as to even stay open for another 5 minutes to help someone in need!!

2

Easy Banking

Posted by: CassieNova | Jul 18, 2016

Security Service Federal Credit Union is a wonderful small bank. The fact that it is so localized means that I have gotten to know my banker and they know me. I love that I can go into any branch around town if I loose my bank card, which happens a lot, and within 10 minutes after providing my ID and account number I have a new one! No waiting for the mail! Depositing checks has become even easier thanks to the mobile app that they released a few years go. And the money is in my account instantly no matter what time of day I deposit it. They also send alerts to my phone if my account is getting low which helps me not to overdraw and rack up fees. I also love how easy it is to move money between checking and savings accounts. And there is always someone available 24/7 if I ever have any questions or concerns regarding my account. I would definitely recommend them if you are in the market for a new bank.

1

Too Many Fees

Posted by: starchild83 | Dec 5, 2014

My mother has been apart of the credit union for over twenty years, so when I turned 18, and got my first job I opened an account with them. Basically milked me dry with overdraft fees, and their customer service was absolutely awful to boot. I ended up eventually just canceling my account and taking my business to another bank.

3

Absolute Worst Financial Institution Ever!

Posted by: RLH | Apr 6, 2016

I am in the process of pulling my deposited funds from this institution. SSFCU would not allow me to add my wife to any of the accounts! I will pull every dime out of this place and will warn EVERYONE to NEVER have any dealings with them.

2
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Health
B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #11065
Year Chartered1956
Employees1677
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD5.88%
Annual Interest Income$175.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$9.47B$8.78B
LoansQ2 2016vs Q2 2015$8.62B$8.22B
DepositsQ2 2016vs Q2 2015$7.68B$6.66B
Equity CapitalQ2 2016vs Q2 2015$767.8MM$723.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$85.7MM$72.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$98.2MM$68.5MM
Real Estate OwnedQ2 2016vs Q2 2015$476.00K$1.8MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Security Service Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%†--Variable Rate IRA Savings
0.40%†--Variable Rate CESA Savings
0.10%†--Security Service Basic Savings Account
0.10%†--Youth Savings Account
0.10%†--Club Account

Security Service Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*†$25k*-Money Market Account
OTHER TIERS: 0.10% → Up to $1k | 0.30% → $1k - $25k

Security Service Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Security Service Power Checking
OTHER TIERS: 0.05% → Up to $10k | 0.40% → $10k - $50k

Security Service Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%*†$100k*-7 Year CD
OTHER TIERS: 2.00% → $500 - $25k | 2.05% → $25k - $50k | 2.10% → $50k - $100k
2.00%*†$100k*-5 Year CD
OTHER TIERS: 1.85% → $500 - $25k | 1.90% → $25k - $50k | 1.95% → $50k - $100k
1.60%*†$100k*-3 Year CD
OTHER TIERS: 1.45% → $500 - $25k | 1.50% → $25k - $50k | 1.55% → $50k - $100k
1.25%*†$100k*-2 Year CD
OTHER TIERS: 1.10% → $500 - $25k | 1.15% → $25k - $50k | 1.20% → $50k - $100k
1.00%*†$100k*-1 Year CD
OTHER TIERS: 0.85% → $500 - $25k | 0.90% → $25k - $50k | 0.95% → $50k - $100k
0.55%*†$100k*-1 Year Future Builder CD
OTHER TIERS: 0.40% → $250 - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k
0.50%*†$100k*-6 Month CD
OTHER TIERS: 0.35% → $500 - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $100k
0.35%*†$100k*-3 Month CD
OTHER TIERS: 0.20% → $500 - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k

Security Service Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%*†$100k*-7 Year IRA
OTHER TIERS: 2.00% → $500 - $25k | 2.05% → $25k - $50k | 2.10% → $50k - $100k
2.00%*†$100k*-5 Year IRA
OTHER TIERS: 1.85% → $500 - $25k | 1.90% → $25k - $50k | 1.95% → $50k - $100k
1.60%*†$100k*-3 Year IRA
OTHER TIERS: 1.45% → $500 - $25k | 1.50% → $25k - $50k | 1.55% → $50k - $100k
1.25%*†$100k*-2 Year IRA
OTHER TIERS: 1.10% → $500 - $25k | 1.15% → $25k - $50k | 1.20% → $50k - $100k
1.00%*†$100k*-1 Year IRA
OTHER TIERS: 0.85% → $500 - $25k | 0.90% → $25k - $50k | 0.95% → $50k - $100k
0.55%*†$100k*-1 Year Future Builder IRA
OTHER TIERS: 0.40% → $250 - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k
0.50%*†$100k*-6 Month IRA
OTHER TIERS: 0.35% → $500 - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $100k
0.35%*†$100k*-3 Month IRA
OTHER TIERS: 0.20% → $500 - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k
Locations

Security Service Federal Credit Union has 74 locations. Click to view all Security Service Federal Credit Union locations.