Security Service Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.50%	3-year CD	2.75% - Discover Bank 3 Year CD
3.00%	5-year CD	3.00% - Goldman Sachs Bank USA High-yield 5 Year CD
3.25%	6+ Year CD	2.32% - National Average

View all Security Service Federal Credit Union rates »

Overview / Commentary

www.ssfcu.org

210-476-4000

16211 La Cantera Pkwy
San Antonio, TX 78256

Security Service FCU is a large, Texas-based credit that offers its members a wide range of personal and commercial products and services. It also provides home and consumer loans on the lending side of its business.

Its checking accounts range from standard and free, to interest bearing with requirements, to youth-focused accounts that come with a debit card and free checks. Security Service’s basic savings and money market accounts offer unlimited ATM transactions and have low minimum opening balance requirements. Its Club Savings account does not allow for withdrawal due to its higher rate of interest return. CDs and IRA CDs are also available in term lengths from 3 months to 7 years, and one CD account allows for penalty free withdrawals. DepositAccounts.com has recognized security Service in the past for its CD offerings. The credit union also provides access to investment and insurance products through its agents. On it business banking side, it offers many deposit accounts that are similar to its personal products. Security Service FCU also has a rewards program that gives incentives to members to both save and spend.

Security Service FCU online banking was the first credit union in the San Antonio area to implement the feature for its members. It has a network of Security Service ATMs and is also a member of the CO-OP ATM network. Its web-based banking platform provides members with the ability to perform account management functions like bill pay, paperless statements, fund transfers, and ordering checks.

Security Service FCU was chartered in 1956 and is headquartered in San Antonio, Texas. It was originally organized to serve the needs of members of the U.S. Air Force Security Service and has since expanded its membership after acquiring dozens of credit unions over the years. The credit union offers scholarship opportunities to local high school students as it seeks to provide a community-oriented atmosphere among its members.

Field of Membership Restrictions

Membership in Security Service Federal Credit Union is open to those who live, work, volunteer, worship, attend school, or business located in select areas of Texas (San Antonio, Austin, El Paso, Rio Grande Valley, Corpus Christi), Colorado (Denver, Colorado Springs, Pueblo, Fort Collins, Loveland, Boulder, Broomfield), or Utah (Salt Lake and Utah counties). Membership is also open to employees of the Department of Defense at specific military bases.
See current membership details

Long Term Cds, 3.00% APY And Above - 4/27/2018

Tiered APYs for 5- and 7-year CDs. 5-year, 2.90% ($500+), 2.95% ($25k+), 3.00% ($50k+) 7-year, 3.15% ($500+), 3.20% ($25k+), 3.25% ($50k+)

View all posts from:

2018
2017
2015
Earlier

4/27 - Long Term Cds, 3.00% APY And Above

8/25 - 1.85% 30 Month / 1.50% 15 Month Certificate Specials In Colorado

10/9 - Security Service FCU (TX, CO, UT) Has Competitive 13-month CD
10/2 - 13 Month Cd Deal Security Service Federal Credit Union

Reviews (13)

Featured Account Options

This credit union has become an intergral part of my life!

Posted by: Sukii | Jan 22, 2015

I've had several banks and one other credit union in the past and I've never felt as if I've mattered to any of them. But at SSFCU I know that I'm not just some other random person! The employees at this credit union have gone out of the way not only to help us get the best loans but to help us when we recently moved out of state and ran into some problem with getting our new direct deposit set up! The person who attended us stayed 2 hours after her shift ended to ensure our documents were received and recorded so our loan payment would not be late!! I don't know of any other bank establishment caring so much as to even stay open for another 5 minutes to help someone in need!!

Comment

Security Service Federal Credit Union

Posted by: deearellano | Jul 26, 2017

I have a been member at Security Service Federal Credit Union for well over a year. In my time with the credit union, I have had absolutely no issues. My checking and savings accounts have no fees associated with them, due to my have having direct deposit and maintaining a minimum balance.

Comment

Too Many Fees

Posted by: starchild83 | Dec 5, 2014

My mother has been apart of the credit union for over twenty years, so when I turned 18, and got my first job I opened an account with them. Basically milked me dry with overdraft fees, and their customer service was absolutely awful to boot. I ended up eventually just canceling my account and taking my business to another bank.

Comment

Avoid Security Service Federal Credit Union

Posted by: EKcolorado | Jan 4, 2018

Having obtained a loan back in 2012 for an Acura MDX which was paid off this past August we never received the title or release of lien documents. I just called them to find out that they sent the title/lien release to our former address where we haven't lived for over 3 years even though we updated our account information with them the same month we moved in December 2014. They had no problems sending the bills to the updated address for the last 3 years or hounding us for updated insurance information every 6 months when our insurance policies were being update so I cannot image why they would have sent anything to our old address. Now we have to apply for a replacement title which involves going to the DMV where I'll no likely have to stand in line for hours, paying for the duplicate title and wasting valuable work time. Complete incompetence. Avoid them if you can.

Comment

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Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	11065
Year Chartered	1956
Employees	1651
Primary Regulator

Profit Margin
Return on Assets - YTD	0.75%
Return on Equity - YTD	7.94%
Annual Interest Income	$366.6MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$9.54B$9.53B
Loans	Q4 2018vs Q4 2017	$8.77B$8.57B
Deposits	Q4 2018vs Q4 2017	$8.04B$7.71B
Equity Capital	Q4 2018vs Q4 2017	$898.3MM$827.0MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$89.2MM$100.1MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$85.2MM$105.9MM
Real Estate Owned	Q4 2018vs Q4 2017	$463.00K$338.00K

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Security Service Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^†	$5	-	Variable Rate IRA
0.10%^†	$5	-	Basic Savings Account
0.10%^†	$5	-	Youth Savings Account
0.10%^†	$5	-	Club Account

Security Service Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.85%^*^†	$250k^*	-	Money Market Account
OTHER TIERS: 0.30% → $5 - $25k \| 0.40% → $25k - $50k \| 0.45% → $50k - $100k \| 0.60% → $100k - $250k

Security Service Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.95%^*^†	$250k^*	-	Power Protected Checking Account
OTHER TIERS: 0.05% → Up to $10k \| 0.40% → $10k - $25k \| 0.50% → $25k - $50k \| 0.60% → $50k - $100k \| 0.75% → $100k - $250k

Security Service Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%^*^†	$50k^*	-	7 Year CD
OTHER TIERS: 3.15% → $500 - $25k \| 3.20% → $25k - $50k
3.00%^*^†	$50k^*	-	5 Year CD
OTHER TIERS: 2.90% → $500 - $25k \| 2.95% → $25k - $50k
3.00%^*^†	$50k^*	-	30 Month CD Special
OTHER TIERS: 2.90% → $500 - $25k \| 2.95% → $25k - $50k
2.75%^*^†	$50k^*	-	15 Month CD Special
OTHER TIERS: 2.65% → $500 - $25k \| 2.70% → $25k - $50k
2.50%^*^†	$50k^*	-	2 Year CD
OTHER TIERS: 2.40% → $500 - $25k \| 2.45% → $25k - $50k
2.50%^*^†	$50k^*	-	3 Year CD
OTHER TIERS: 2.40% → $500 - $25k \| 2.45% → $25k - $50k
2.00%^*^†	$50k^*	-	1 Year CD
OTHER TIERS: 1.90% → $500 - $25k \| 1.95% → $25k - $50k
1.50%^*^†	$50k^*	-	1 Year Future Builder CD
OTHER TIERS: 1.40% → $250 - $25k \| 1.45% → $25k - $50k
1.40%^*^†	$50k^*	-	6 Month CD
OTHER TIERS: 1.30% → $500 - $25k \| 1.35% → $25k - $50k
0.65%^*^†	$50k^*	-	3 Month CD
OTHER TIERS: 0.55% → $500 - $25k \| 0.60% → $25k - $50k

Security Service Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%^*^†	$50k^*	-	7 Year IRA
OTHER TIERS: 3.15% → $500 - $25k \| 3.20% → $25k - $50k
3.00%^*^†	$50k^*	-	5 Year IRA
OTHER TIERS: 2.90% → $500 - $25k \| 2.95% → $25k - $50k
3.00%^*^†	$50k^*	-	30 Month IRA Special
OTHER TIERS: 2.90% → $500 - $25k \| 2.95% → $25k - $50k
2.75%^*^†	$50k^*	-	15 Month IRA Special
OTHER TIERS: 2.65% → $500 - $25k \| 2.70% → $25k - $50k
2.50%^*^†	$50k^*	-	2 Year IRA
OTHER TIERS: 2.40% → $500 - $25k \| 2.45% → $25k - $50k
2.50%^*^†	$50k^*	-	3 Year IRA
OTHER TIERS: 2.40% → $500 - $25k \| 2.45% → $25k - $50k
2.00%^*^†	$50k^*	-	1 Year IRA
OTHER TIERS: 1.90% → $500 - $25k \| 1.95% → $25k - $50k
1.50%^*^†	$50k^*	-	1 Year Future Builder IRA
OTHER TIERS: 1.40% → $250 - $25k \| 1.45% → $25k - $50k
1.40%^*^†	$50k^*	-	6 Month IRA
OTHER TIERS: 1.30% → $500 - $25k \| 1.35% → $25k - $50k
0.65%^*^†	$50k^*	-	3 Month IRA
OTHER TIERS: 0.55% → $500 - $25k \| 0.60% → $25k - $50k

Locations

Availability

San Antonio Area

San Antonio Area bank & credit union details

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Security Service Federal Credit Union

Popular Accounts at this Credit Union

Field of Membership Restrictions

Related Posts

This credit union has become an intergral part of my life!

Security Service Federal Credit Union

Too Many Fees

Avoid Security Service Federal Credit Union

Data as of Q4 2018

Health Grade Components

Security Service Federal Credit Union Savings Account Rates

Security Service Federal Credit Union Money Market Rates

Security Service Federal Credit Union Checking Account Rates

Security Service Federal Credit Union CD Rates

Security Service Federal Credit Union IRA Rates

Availability

San Antonio Area