Security Service Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.65% | 3-year CD | 3 Year CD 2.00% - Goldman Sachs Bank USA 3 Year CD |
| 2.10% | 5-year CD | 5 Year CD 2.25% - Bank of Internet USA 60 Month CD |
| 2.25% | 6+ Year CD | 7 Year CD 1.71% - National Average |
Security Service FCU is a large, Texas-based credit that offers its members a wide range of personal and commercial products and services. It also provides home and consumer loans on the lending side of its business.
Its checking accounts range from standard and free, to interest bearing with requirements, to youth-focused accounts that come with a debit card and free checks. Security Service’s basic savings and money market accounts offer unlimited ATM transactions and have low minimum opening balance requirements. Its Club Savings account does not allow for withdrawal due to its higher rate of interest return. CDs and IRA CDs are also available in term lengths from 3 months to 7 years, and one CD account allows for penalty free withdrawals. DepositAccounts.com has recognized security Service in the past for its CD offerings. The credit union also provides access to investment and insurance products through its agents. On it business banking side, it offers many deposit accounts that are similar to its personal products. Security Service FCU also has a rewards program that gives incentives to members to both save and spend.
Security Service FCU online banking was the first credit union in the San Antonio area to implement the feature for its members. It has a network of Security Service ATMs and is also a member of the CO-OP ATM network. Its web-based banking platform provides members with the ability to perform account management functions like bill pay, paperless statements, fund transfers, and ordering checks.
Security Service FCU was chartered in 1956 and is headquartered in San Antonio, Texas. It was originally organized to serve the needs of members of the U.S. Air Force Security Service and has since expanded its membership after acquiring dozens of credit unions over the years. The credit union offers scholarship opportunities to local high school students as it seeks to provide a community-oriented atmosphere among its members.
Field of Membership Restrictions
Membership in Security Service Federal Credit Union is open to those who live, work, volunteer, worship, attend school, or business located in select areas of Texas (San Antonio, Austin, El Paso, Rio Grande Valley, Corpus Christi), Colorado (Denver, Colorado Springs, Pueblo, Fort Collins, Loveland, Boulder, Broomfield), or Utah (Salt Lake and Utah counties). Membership is also open to employees of the Department of Defense at specific military bases.
See current membership details
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9/28/12 - Top 15-Month CD Rates at Security Service FCU in TX, CO & UT
7/3/12 - Top CD Rates at Security Service FCU in TX, CO & UT
1/3/12 - $150 Checking Account Bonus at Security Service FCU in Utah - Local Only
6/30/11 - Rates Changing At Security Services FCU
6/6/11 - Review Of A CD Which Has One Of The Highest Rates In The Nation
4/21/11 - Competitive CD Rates at Security Service FCU in TX, CO & UT - Local Only
1/19/11 - Top CD and IRA CD Rates at Security Service FCU in TX & CO - Local Only
7/4/10 - 2.75% 3-Year CD At Security Service FCU In CO And TX
6/13/10 - 2.00% 15-Month Jumbo CD At Security Services FCU In TX And CO
This credit union has become an intergral part of my life!
I've had several banks and one other credit union in the past and I've never felt as if I've mattered to any of them. But at SSFCU I know that I'm not just some other random person! The employees at this credit union have gone out of the way not only to help us get the best loans but to help us when we recently moved out of state and ran into some problem with getting our new direct deposit set up! The person who attended us stayed 2 hours after her shift ended to ensure our documents were received and recorded so our loan payment would not be late!! I don't know of any other bank establishment caring so much as to even stay open for another 5 minutes to help someone in need!!
Security Service Federal Credit Union
I have a been member at Security Service Federal Credit Union for well over a year. In my time with the credit union, I have had absolutely no issues. My checking and savings accounts have no fees associated with them, due to my have having direct deposit and maintaining a minimum balance.
Couldn't Imagine Banking Elsewhere
I have banked with Security Service FCU for nearly my whole life I couldn't imagine banking with anyone else. Their mall locations are open seven days a week, and their other locations are open Monday through Saturday much later then other banks. Their website is modern and constantly being updated. It's good and simple for online banking, bill paying, and keeping track of purchases as it updates almost immediately after you make them. Their mobile app allows you to keep track of your accounts and transactions, and you can use it to deposit checks, make transfers, and pay bills. I almost never have to go to an actual physical location anymore. Furthermore, their customer service is the best, in my experience. Whenever I have an issue, a quick phone call usually fixes it right away. Every time I call, no matter what time or issue, I was never on the phone for more then 15 minutes and was never put on hold. When my debit card information was stolen, and several fraudulent charges were made on my account, I called around 2 AM and instantly got a representative who helped calm me and walked me through the process. The charges were instantly reversed and funds credited to my account the same morning. There's almost no fees involved, and I'm overall very happy.
Absolute Worst Financial Institution Ever!
I am in the process of pulling my deposited funds from this institution. SSFCU would not allow me to add my wife to any of the accounts! I will pull every dime out of this place and will warn EVERYONE to NEVER have any dealings with them.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 11065 |
| Year Chartered | 1956 |
| Employees | 1661 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.4% |
| Return on Equity - YTD | 4.77% |
| Annual Interest Income | $176.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $9.58B$9.47B |
| Loans | Q2 2017vs Q2 2016 | $8.67B$8.62B |
| Deposits | Q2 2017vs Q2 2016 | $7.64B$7.68B |
| Equity Capital | Q2 2017vs Q2 2016 | $805.2MM$767.8MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $107.5MM$85.7MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $107.4MM$98.2MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $390.00K$476.00K |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
1.85% 30 Month / 1.50% 15 Month Certificate Specials In Colorado
1.85% APY 30-month certificate
1.50% APY 15-month certificate
Minimum $100,000
Open a Certificate at ssfcu.org or call 1-866-227-0194
They also have branches in Texas and Utah
Always verify rates and promotions with the bank or credit union. We are not Security Service Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
Security Service Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40%† | - | - | Variable Rate IRA Savings | |
| 0.10%† | - | - | Security Service Basic Savings Account | |
| 0.10%† | - | - | Youth Savings Account | |
| 0.10%† | - | - | Club Account |
Security Service Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%*† | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → Up to $1k | 0.30% → $1k - $25k | |||||
Security Service Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | - | Security Service Power Protected Checking | ||
| OTHER TIERS: 0.05% → Up to $10k | 0.40% → $10k - $50k | |||||
Security Service Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.25%*† | $25k* | - | 7 Year CD | ||
| OTHER TIERS: 2.15% → $500 - $25k | |||||
| 2.10%*† | $25k* | - | 5 Year CD | ||
| OTHER TIERS: 2.00% → $500 - $25k | |||||
| 1.85%* | $100k* | - | 30 Month CD | ||
| OTHER TIERS: 1.70% → $500 - $25k | 1.75% → $25k - $50k | 1.80% → $50k - $100k | |||||
| 1.65%*† | $25k* | - | 3 Year CD | ||
| OTHER TIERS: 1.60% → $500 - $25k | |||||
| 1.55%*† | $50k* | - | 2 Year CD | ||
| OTHER TIERS: 1.45% → $500 - $25k | 1.50% → $25k - $50k | |||||
| 1.50%*† | $100k* | - | 15 Month CD | ||
| OTHER TIERS: 1.35% → $500 - $25k | 1.40% → $25k - $50k | 1.45% → $50k - $100k | |||||
| 1.30%*† | $25k* | - | 1 Year CD | ||
| OTHER TIERS: 1.20% → $500 - $25k | |||||
| 0.95%*† | $100k* | - | 1 Year Future Builder CD | ||
| OTHER TIERS: 0.80% → $250 - $25k | 0.85% → $25k - $50k | 0.90% → $50k - $100k | |||||
| 0.85%*† | $100k* | - | 6 Month CD | ||
| OTHER TIERS: 0.70% → $500 - $25k | 0.75% → $25k - $50k | 0.80% → $50k - $100k | |||||
| 0.45%*† | $100k* | - | 3 Month CD | ||
| OTHER TIERS: 0.30% → $500 - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $100k | |||||
Security Service Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.25%*† | $25k* | - | 7 Year IRA | ||
| OTHER TIERS: 2.15% → $250 - $25k | |||||
| 2.10%*† | $25k* | - | 5 Year IRA | ||
| OTHER TIERS: 2.00% → $250 - $25k | |||||
| 1.85%* | $100k* | - | 30 Month IRA | ||
| OTHER TIERS: 1.70% → $500 - $25k | 1.75% → $25k - $50k | 1.80% → $50k - $100k | |||||
| 1.65%*† | $25k* | - | 3 Year IRA | ||
| OTHER TIERS: 1.60% → $250 - $25k | |||||
| 1.55%*† | $50k* | - | 2 Year IRA | ||
| OTHER TIERS: 1.45% → $250 - $25k | 1.50% → $25k - $50k | |||||
| 1.50%*† | $100k* | - | 15 Month IRA | ||
| OTHER TIERS: 1.35% → $500 - $25k | 1.40% → $25k - $50k | 1.45% → $50k - $100k | |||||
| 1.30%*† | $25k* | - | 1 Year IRA | ||
| OTHER TIERS: 1.20% → $250 - $25k | |||||
| 0.95%*† | $100k* | - | 1 Year Future Builder IRA | ||
| OTHER TIERS: 0.80% → $250 - $25k | 0.85% → $25k - $50k | 0.90% → $50k - $100k | |||||
| 0.85%*† | $100k* | - | 6 Month IRA | ||
| OTHER TIERS: 0.70% → $250 - $25k | 0.75% → $25k - $50k | 0.80% → $50k - $100k | |||||
| 0.45%*† | $100k* | - | 3 Month IRA | ||
| OTHER TIERS: 0.30% → $250 - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $100k | |||||
