Security Service Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.50% | 3-year CD | 2.85% - Synchrony Bank 36 Month CD |
| 3.00% | 5-year CD | |
| 3.25% | 6+ Year CD | 2.29% - National Average |
Security Service FCU is a large, Texas-based credit that offers its members a wide range of personal and commercial products and services. It also provides home and consumer loans on the lending side of its business.
Its checking accounts range from standard and free, to interest bearing with requirements, to youth-focused accounts that come with a debit card and free checks. Security Service’s basic savings and money market accounts offer unlimited ATM transactions and have low minimum opening balance requirements. Its Club Savings account does not allow for withdrawal due to its higher rate of interest return. CDs and IRA CDs are also available in term lengths from 3 months to 7 years, and one CD account allows for penalty free withdrawals. DepositAccounts.com has recognized security Service in the past for its CD offerings. The credit union also provides access to investment and insurance products through its agents. On it business banking side, it offers many deposit accounts that are similar to its personal products. Security Service FCU also has a rewards program that gives incentives to members to both save and spend.
Security Service FCU online banking was the first credit union in the San Antonio area to implement the feature for its members. It has a network of Security Service ATMs and is also a member of the CO-OP ATM network. Its web-based banking platform provides members with the ability to perform account management functions like bill pay, paperless statements, fund transfers, and ordering checks.
Security Service FCU was chartered in 1956 and is headquartered in San Antonio, Texas. It was originally organized to serve the needs of members of the U.S. Air Force Security Service and has since expanded its membership after acquiring dozens of credit unions over the years. The credit union offers scholarship opportunities to local high school students as it seeks to provide a community-oriented atmosphere among its members.
Field of Membership Restrictions
Membership in Security Service Federal Credit Union is open to those who live, work, volunteer, worship, attend school, or business located in select areas of Texas (San Antonio, Austin, El Paso, Rio Grande Valley, Corpus Christi), Colorado (Denver, Colorado Springs, Pueblo, Fort Collins, Loveland, Boulder, Broomfield), or Utah (Salt Lake and Utah counties). Membership is also open to employees of the Department of Defense at specific military bases.
See current membership details
Related Posts
10/2 - 13 Month Cd Deal Security Service Federal Credit Union
1/29/14 - Security Service FCU 13 Month CD Rate
10/15/13 - 15 Month Cd Special 1.25%
9/28/12 - Top 15-Month CD Rates at Security Service FCU in TX, CO & UT
7/3/12 - Top CD Rates at Security Service FCU in TX, CO & UT
1/3/12 - $150 Checking Account Bonus at Security Service FCU in Utah - Local Only
6/30/11 - Rates Changing At Security Services FCU
6/6/11 - Review Of A CD Which Has One Of The Highest Rates In The Nation
5/9/11 - Higher 3-Year CD Rates at Security Service FCU in Texas & Colorado - Local Only
4/21/11 - Competitive CD Rates at Security Service FCU in TX, CO & UT - Local Only
2/15/11 - Top 18-Month CD Rate at Security Service FCU in TX & CO - Local Only
1/19/11 - Top CD and IRA CD Rates at Security Service FCU in TX & CO - Local Only
8/8/10 - Top 5-Year and 3-Year CD and IRA CD Rates at Security Service FCU in TX & CO - Local Only
7/25/10 - Top 3-Year CD Rates at Security Service FCU in TX & CO - Local Only
7/4/10 - 2.75% 3-Year CD At Security Service FCU In CO And TX
6/27/10 - Competitive CD Rates at Security Service FCU in TX & CO - Local Only
6/13/10 - 2.00% 15-Month Jumbo CD At Security Services FCU In TX And CO
5/4/10 - Special 15-Month CD at Security Service FCU in TX and CO - Local Only
11/28/08 - 15-Month CD with Yields from 4.15% to 4.30% at Security Service FCU in TX and CO
1/5/08 - 5.40% 36-Month / 5.35% 24-Month CD at a TX/CO Credit Union (Security Service).
10/19/07 - 5.60% 12-Month / 5.60% 60-Month CD at a Texas CU (West Texas)
8/28/07 - 5.60% 12-Month CD at a Texas CU (West Texas)
5/30/07 - 5.50% 12-Month CD at a Texas CU (West Texas)
12/11/06 - 6.00% 60-Month CD at a Utah CU (Family First)
11/6/06 - 6.00% 15-Month CD at a TX/CO Credit Union (Security Service)
8/22/06 - 5.85% 15-Month CD at a TX/CO Credit Union (Security Service)
8/4/06 - 5.85% 12-Month / 6.00% 60-Month CD at a Utah CU (Family First)
2/22/06 - 5.38% 60-Month CD at a Utah CU
This credit union has become an intergral part of my life!
I've had several banks and one other credit union in the past and I've never felt as if I've mattered to any of them. But at SSFCU I know that I'm not just some other random person! The employees at this credit union have gone out of the way not only to help us get the best loans but to help us when we recently moved out of state and ran into some problem with getting our new direct deposit set up! The person who attended us stayed 2 hours after her shift ended to ensure our documents were received and recorded so our loan payment would not be late!! I don't know of any other bank establishment caring so much as to even stay open for another 5 minutes to help someone in need!!
Security Service Federal Credit Union
I have a been member at Security Service Federal Credit Union for well over a year. In my time with the credit union, I have had absolutely no issues. My checking and savings accounts have no fees associated with them, due to my have having direct deposit and maintaining a minimum balance.
Too Many Fees
My mother has been apart of the credit union for over twenty years, so when I turned 18, and got my first job I opened an account with them. Basically milked me dry with overdraft fees, and their customer service was absolutely awful to boot. I ended up eventually just canceling my account and taking my business to another bank.
Avoid Security Service Federal Credit Union
Having obtained a loan back in 2012 for an Acura MDX which was paid off this past August we never received the title or release of lien documents. I just called them to find out that they sent the title/lien release to our former address where we haven't lived for over 3 years even though we updated our account information with them the same month we moved in December 2014. They had no problems sending the bills to the updated address for the last 3 years or hounding us for updated insurance information every 6 months when our insurance policies were being update so I cannot image why they would have sent anything to our old address. Now we have to apply for a replacement title which involves going to the DMV where I'll no likely have to stand in line for hours, paying for the duplicate title and wasting valuable work time. Complete incompetence. Avoid them if you can.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 11065 |
| Year Chartered | 1956 |
| Employees | 1618 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.73% |
| Return on Equity - YTD | 8.02% |
| Annual Interest Income | $178.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $9.49B$9.58B |
| Loans | Q2 2018vs Q2 2017 | $8.59B$8.67B |
| Deposits | Q2 2018vs Q2 2017 | $8.07B$7.64B |
| Equity Capital | Q2 2018vs Q2 2017 | $861.5MM$805.2MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $97.8MM$107.5MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $74.1MM$107.4MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $407.00K$390.00K |
Always verify rates and promotions with the bank or credit union. We are not Security Service Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
Security Service Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40%† | $5 | - | Variable Rate IRA | |
| 0.10%† | $5 | - | Basic Savings Account | |
| 0.10%† | $5 | - | Youth Savings Account | |
| 0.10%† | $5 | - | Club Account |
Security Service Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.85%*† | $250k* | - | Money Market Account | ||
| OTHER TIERS: 0.30% → $5 - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $100k | 0.60% → $100k - $250k | |||||
Security Service Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.95%*† | $250k* | - | Power Protected Checking Account | ||
| OTHER TIERS: 0.05% → $25 - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $50k | 0.60% → $50k - $100k | 0.75% → $100k - $250k | |||||
Security Service Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.25%*† | $50k* | - | 7 Year CD | ||
| OTHER TIERS: 3.15% → $500 - $25k | 3.20% → $25k - $50k | |||||
| 3.00%*† | $50k* | - | 5 Year CD | ||
| OTHER TIERS: 2.90% → $500 - $25k | 2.95% → $25k - $50k | |||||
| 3.00%*† | $50k* | - | 30 Month CD Special | ||
| OTHER TIERS: 2.90% → $500 - $25k | 2.95% → $25k - $50k | |||||
| 2.75%*† | $50k* | - | 15 Month CD Special | ||
| OTHER TIERS: 2.65% → $500 - $25k | 2.70% → $25k - $50k | |||||
| 2.50%*† | $50k* | - | 2 Year CD | ||
| OTHER TIERS: 2.40% → $500 - $25k | 2.45% → $25k - $50k | |||||
| 2.50%*† | $50k* | - | 3 Year CD | ||
| OTHER TIERS: 2.40% → $500 - $25k | 2.45% → $25k - $50k | |||||
| 2.00%*† | $50k* | - | 1 Year CD | ||
| OTHER TIERS: 1.90% → $500 - $25k | 1.95% → $25k - $50k | |||||
| 1.50%*† | $50k* | - | 1 Year Future Builder CD | ||
| OTHER TIERS: 1.40% → $250 - $25k | 1.45% → $25k - $50k | |||||
| 1.40%*† | $50k* | - | 6 Month CD | ||
| OTHER TIERS: 1.30% → $500 - $25k | 1.35% → $25k - $50k | |||||
| 0.65%*† | $50k* | - | 3 Month CD | ||
| OTHER TIERS: 0.55% → $500 - $25k | 0.60% → $25k - $50k | |||||
Security Service Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.25%*† | $50k* | - | 7 Year IRA | ||
| OTHER TIERS: 3.15% → $500 - $25k | 3.20% → $25k - $50k | |||||
| 3.00%*† | $50k* | - | 5 Year IRA | ||
| OTHER TIERS: 2.90% → $500 - $25k | 2.95% → $25k - $50k | |||||
| 3.00%*† | $50k* | - | 30 Month IRA Special | ||
| OTHER TIERS: 2.90% → $500 - $25k | 2.95% → $25k - $50k | |||||
| 2.75%*† | $50k* | - | 15 Month IRA Special | ||
| OTHER TIERS: 2.65% → $500 - $25k | 2.70% → $25k - $50k | |||||
| 2.50%*† | $50k* | - | 2 Year IRA | ||
| OTHER TIERS: 2.40% → $500 - $25k | 2.45% → $25k - $50k | |||||
| 2.50%*† | $50k* | - | 3 Year IRA | ||
| OTHER TIERS: 2.40% → $500 - $25k | 2.45% → $25k - $50k | |||||
| 2.00%*† | $50k* | - | 1 Year IRA | ||
| OTHER TIERS: 1.90% → $500 - $25k | 1.95% → $25k - $50k | |||||
| 1.50%*† | $50k* | - | 1 Year Future Builder IRA | ||
| OTHER TIERS: 1.40% → $250 - $25k | 1.45% → $25k - $50k | |||||
| 1.40%*† | $50k* | - | 6 Month IRA | ||
| OTHER TIERS: 1.30% → $500 - $25k | 1.35% → $25k - $50k | |||||
| 0.65%*† | $50k* | - | 3 Month IRA | ||
| OTHER TIERS: 0.55% → $500 - $25k | 0.60% → $25k - $50k | |||||
