Security Service FCU is a large, Texas-based credit that offers its members a wide range of personal and commercial products and services. It also provides home and consumer loans on the lending side of its business.
Its checking accounts range from standard and free, to interest bearing with requirements, to youth-focused accounts that come with a debit card and free checks. Security Service’s basic savings and money market accounts offer unlimited ATM transactions and have low minimum opening balance requirements. Its Club Savings account does not allow for withdrawal due to its higher rate of interest return. CDs and IRA CDs are also available in term lengths from 3 months to 7 years, and one CD account allows for penalty free withdrawals. DepositAccounts.com has recognized security Service in the past for its CD offerings. The credit union also provides access to investment and insurance products through its agents. On it business banking side, it offers many deposit accounts that are similar to its personal products. Security Service FCU also has a rewards program that gives incentives to members to both save and spend.
Security Service FCU online banking was the first credit union in the San Antonio area to implement the feature for its members. It has a network of Security Service ATMs and is also a member of the CO-OP ATM network. Its web-based banking platform provides members with the ability to perform account management functions like bill pay, paperless statements, fund transfers, and ordering checks.
Security Service FCU was chartered in 1956 and is headquartered in San Antonio, Texas. It was originally organized to serve the needs of members of the U.S. Air Force Security Service and has since expanded its membership after acquiring dozens of credit unions over the years. The credit union offers scholarship opportunities to local high school students as it seeks to provide a community-oriented atmosphere among its members.
Membership in Security Service Federal Credit Union is open to those who live in Arizona, Arkansas, Colorado, Kansas, Louisiana, Nebraska, New Mexico, Oklahoma, Texas, Utah, and Wyoming. Immediate family members of current members are also eligible to join.
See current membership details
My husband & I cannot say Enough about the Aurora Branch. They are kind, considerate, very helpful & patient. Lenny the Branch Manager and Yvette a Member Service Representative have gone Above & Beyond!! Whatever our needs where they were to help! We would Highly Recommend the Aurora Branch to Everyone! Thank You, Lenny, Yvette and the Whole Aurora Staff (Roberta, Julie...) We Greatly Appreciate All You Do!!!
M & K
I love this Bank always reliable & trustworthy. Chris is always fast & helpful! As is the other employees no complaints.
I am updating a one star review. I had recently had a truly bad experience with a Call Center rep, but my local branch in Broomfield reached out to me and made it right, so I am upgrading my review to 4 stars, because they were not only responsive to my complaint, but are actively working to fix it so it doesn't happen again. I still knocked off one star for the hassle I experienced in dealing with the call center. I have had very good experiences with the Broomfield branch in the past, so that experience still holds, as far as the Branch is concerned.
If you would like to ruin your credit score with their inefficient payment system, then apply for the SSFCU HELOC. The set-upped payment would not go through with no notice/email and 30 days later, you will get a letter plus losing 88 credit score.
Overall | |
---|---|
NCUA # | 11065 |
Year Chartered | 1956 |
Employees | 2004 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.8% |
Return on Equity - YTD | 7.97% |
Annual Interest Income | $268.2MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $13.47B$12.48B |
Loans | Q2 2023vs Q2 2022 | $10.87B$9.87B |
Deposits | Q2 2023vs Q2 2022 | $10.19B$9.39B |
Equity Capital | Q2 2023vs Q2 2022 | $1.34B$1.27B |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$94.6MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $49.3MM$58.8MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Security Service Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | - | - | Basic Savings Account | |
0.05% | $5 | - | Youth Savings Account | |
0.05% | $5 | - | Club Account | |
0.05% | - | - | Variable Rate IRA |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.53%* | - | $25k | Money Market Plus | ||
OTHER TIERS: 1.50% → $25k+ | |||||
0.50%* | $250k* | - | Money Market Account | ||
OTHER TIERS: 0.05% → $5 - $25k | 0.10% → $25k - $50k | 0.40% → $50k - $250k |