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Security Service Federal Credit Union


Overview / Commentary
www.ssfcu.org
888-415-7878
16211 La Cantera Pkwy
San Antonio, TX 78256

Security Service FCU is a large, Texas-based credit that offers its members a wide range of personal and commercial products and services. It also provides home and consumer loans on the lending side of its business.

Its checking accounts range from standard and free, to interest bearing with requirements, to youth-focused accounts that come with a debit card and free checks. Security Service’s basic savings and money market accounts offer unlimited ATM transactions and have low minimum opening balance requirements. Its Club Savings account does not allow for withdrawal due to its higher rate of interest return. CDs and IRA CDs are also available in term lengths from 3 months to 7 years, and one CD account allows for penalty free withdrawals. DepositAccounts.com has recognized security Service in the past for its CD offerings. The credit union also provides access to investment and insurance products through its agents. On it business banking side, it offers many deposit accounts that are similar to its personal products. Security Service FCU also has a rewards program that gives incentives to members to both save and spend.

Security Service FCU online banking was the first credit union in the San Antonio area to implement the feature for its members. It has a network of Security Service ATMs and is also a member of the CO-OP ATM network. Its web-based banking platform provides members with the ability to perform account management functions like bill pay, paperless statements, fund transfers, and ordering checks.

Security Service FCU was chartered in 1956 and is headquartered in San Antonio, Texas. It was originally organized to serve the needs of members of the U.S. Air Force Security Service and has since expanded its membership after acquiring dozens of credit unions over the years. The credit union offers scholarship opportunities to local high school students as it seeks to provide a community-oriented atmosphere among its members.

Field of Membership Restrictions

Membership in Security Service Federal Credit Union is open to those who live in Arizona, Arkansas, Colorado, Kansas, Louisiana, Nebraska, New Mexico, Oklahoma, Texas, Utah, and Wyoming. Immediate family members of current members are also eligible to join.
See current membership details

Related Posts

15 Month Certificate - 3/7/2023

https://www.ssfcu.org/checking-and-savings/certificates 15 Month Certificate Rates Minimum Opening Deposit Term Dividend Rate% † APY% †† $500 15 Month Certificate 4.79% 4.90% $25,000 15 Month Certificate 4.84% 4.95% $50,000 15 Month Certificate 4.89% 5.00% $100,000 15 Month Certificate 4.89% 5.00%

Security Service Credit Union Adds Rate-Leading 15-Month CD - 2/17/2023

Security Service Federal Credit Union (easy membership in AR, AZ, CO, KS, LA, NE, NM, OK, TX, UT, WY) has increased the 15-month CD tiered rates to competitive levels

Security Service FCU Joins The 15-Month, 5.00% APY Club With Regular/IRA Certificates - 2/15/2023

DA indicates Security Service FCU is easy membership in AR, AZ, CO, KS, LA, NE, NM, OK, TX, UT and WY. 15-Month, 5.00% APY rate is available as a regular or IRA certificate.  $50K minimum.  Also, 4.95% APY for $25K minimum and 4.90% APY for $500 minimum. https://www.ssfcu.org/rates/certificate-rates Early Withdrawal Penalty reads as follows: "If your account has an original maturity of greater than one year, but less than five years: We may impose an early withdrawal penalty equal to the amount of dividends earned, not to exceed 180 days of dividends. In the event that the Certificate has earned less than 60 days of dividends, a penalty equal to 60 days dividends will be assessed to the account. " Also, "If an early withdrawal penalty is imposed, the penalty may be imposed regardless of whether dividends which equal the amount of the penalty have been earned at the time of withdrawal. To the extent that dividends

View all posts from:

8/25/17 - 1.85% 30 Month / 1.50% 15 Month Certificate Specials In Colorado
10/9/15 - Security Service FCU (TX, CO, UT) Has Competitive 13-month CD
10/2/15 - 13 Month Cd Deal Security Service Federal Credit Union
3/6/14 - Competitive CD Rates at Security Service FCU in TX, CO & UT
1/29/14 - Security Service FCU 13 Month CD Rate
10/15/13 - 15 Month Cd Special 1.25%
9/28/12 - Top 15-Month CD Rates at Security Service FCU in TX, CO & UT
7/3/12 - Top CD Rates at Security Service FCU in TX, CO & UT
1/3/12 - $150 Checking Account Bonus at Security Service FCU in Utah - Local Only
6/6/11 - Review Of A CD Which Has One Of The Highest Rates In The Nation
5/9/11 - Higher 3-Year CD Rates at Security Service FCU in Texas & Colorado - Local Only
4/21/11 - Competitive CD Rates at Security Service FCU in TX, CO & UT - Local Only
2/15/11 - Top 18-Month CD Rate at Security Service FCU in TX & CO - Local Only
1/19/11 - Top CD and IRA CD Rates at Security Service FCU in TX & CO - Local Only
8/8/10 - Top 5-Year and 3-Year CD and IRA CD Rates at Security Service FCU in TX & CO - Local Only
7/25/10 - Top 3-Year CD Rates at Security Service FCU in TX & CO - Local Only
7/4/10 - 2.75% 3-Year CD At Security Service FCU In CO And TX
6/27/10 - Competitive CD Rates at Security Service FCU in TX & CO - Local Only
6/13/10 - 2.00% 15-Month Jumbo CD At Security Services FCU In TX And CO
5/4/10 - Special 15-Month CD at Security Service FCU in TX and CO - Local Only
11/28/08 - 15-Month CD with Yields from 4.15% to 4.30% at Security Service FCU in TX and CO
1/5/08 - 5.40% 36-Month / 5.35% 24-Month CD at a TX/CO Credit Union (Security Service).
10/19/07 - 5.60% 12-Month / 5.60% 60-Month CD at a Texas CU (West Texas)
8/28/07 - 5.60% 12-Month CD at a Texas CU (West Texas)
5/30/07 - 5.50% 12-Month CD at a Texas CU (West Texas)
12/11/06 - 6.00% 60-Month CD at a Utah CU (Family First)
11/6/06 - 6.00% 15-Month CD at a TX/CO Credit Union (Security Service)
8/22/06 - 5.85% 15-Month CD at a TX/CO Credit Union (Security Service)
8/4/06 - 5.85% 12-Month / 6.00% 60-Month CD at a Utah CU (Family First)
2/22/06 - 5.38% 60-Month CD at a Utah CU

Reviews (20)

Security Service, Aurora Branch

Posted by: |

My husband & I cannot say Enough about the Aurora Branch. They are kind, considerate, very helpful & patient. Lenny the Branch Manager and Yvette a Member Service Representative have gone Above & Beyond!! Whatever our needs where they were to help! We would Highly Recommend the Aurora Branch to Everyone! Thank You, Lenny, Yvette and the Whole Aurora Staff (Roberta, Julie...) We Greatly Appreciate All You Do!!!
M & K

1

Excellent Bank & Service!!

Posted by: |

I love this Bank always reliable & trustworthy. Chris is always fast & helpful! As is the other employees no complaints.

2

Updating My Review

Posted by: |

I am updating a one star review. I had recently had a truly bad experience with a Call Center rep, but my local branch in Broomfield reached out to me and made it right, so I am upgrading my review to 4 stars, because they were not only responsive to my complaint, but are actively working to fix it so it doesn't happen again. I still knocked off one star for the hassle I experienced in dealing with the call center. I have had very good experiences with the Broomfield branch in the past, so that experience still holds, as far as the Branch is concerned.

1

Horrible Payment System /HELOC

Posted by: |

If you would like to ruin your credit score with their inefficient payment system, then apply for the SSFCU HELOC. The set-upped payment would not go through with no notice/email and 30 days later, you will get a letter plus losing 88 credit score.

1
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Health
A

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #11065
Year Chartered1956
Employees2004
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD7.97%
Annual Interest Income$268.2MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$13.47B$12.48B
LoansQ2 2023vs Q2 2022$10.87B$9.87B
DepositsQ2 2023vs Q2 2022$10.19B$9.39B
Equity CapitalQ2 2023vs Q2 2022$1.34B$1.27B
Loan Loss AllowanceQ2 2023vs Q2 2022$0$94.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$49.3MM$58.8MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Security Service Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Security Service Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Basic Savings Account
0.05%$5-Youth Savings Account
0.05%$5-Club Account
0.05%--Variable Rate IRA

Security Service Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*-$25kMoney Market Plus
OTHER TIERS: 1.50% → $25k+
0.50%*$250k*-Money Market Account
OTHER TIERS: 0.05% → $5 - $25k | 0.10% → $25k - $50k | 0.40% → $50k - $250k

Security Service Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Power Protected Checking Account
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k | 0.20% → $25k - $50k | 0.50% → $50k - $100k | 0.75% → $100k - $250k

Security Service Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%*†$50k*-7 Month CD
OTHER TIERS: 5.15% → $500 - $25k | 5.20% → $25k - $50k
4.50%*†$50k*-15 Month CD
OTHER TIERS: 4.40% → $500 - $25k | 4.45% → $25k - $50k
4.00%*†$50k*-5 Year CD
OTHER TIERS: 3.90% → $500 - $25k | 3.95% → $25k - $50k
4.00%*†$50k*-7 Year CD
OTHER TIERS: 3.90% → $500 - $25k | 3.95% → $25k - $50k
4.00%*†$50k*-30 Month CD
OTHER TIERS: 3.90% → $500 - $25k | 3.95% → $25k - $50k
3.00%*†$50k*-1 Year Future Builder CD
OTHER TIERS: 2.90% → $250 - $25k | 2.95% → $25k - $50k
3.00%*†$50k*-3 Year CD
OTHER TIERS: 2.90% → $500 - $25k | 2.95% → $25k - $50k
2.50%*†$50k*-3 Month CD
OTHER TIERS: 2.40% → $500 - $25k | 2.45% → $25k - $50k
2.50%*†$50k*-2 Year CD
OTHER TIERS: 2.40% → $500 - $25k | 2.45% → $25k - $50k
2.25%*†$50k*-1 Year CD
OTHER TIERS: 2.15% → $500 - $25k | 2.20% → $25k - $50k
1.50%*†$50k*-6 Month CD
OTHER TIERS: 1.40% → $500 - $25k | 1.45% → $25k - $50k

Security Service Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%*†$50k*-7 Month IRA
OTHER TIERS: 5.15% → $500 - $25k | 5.20% → $25k - $50k
4.50%*†$50k*-15 Month IRA
OTHER TIERS: 4.40% → $500 - $25k | 4.45% → $25k - $50k
4.00%*†$50k*-5 Year IRA
OTHER TIERS: 3.90% → $500 - $25k | 3.95% → $25k - $50k
4.00%*†$50k*-7 Year IRA
OTHER TIERS: 3.90% → $500 - $25k | 3.95% → $25k - $50k
4.00%*†$50k*-30 Month IRA
OTHER TIERS: 3.90% → $500 - $25k | 3.95% → $25k - $50k
3.00%*†$50k*-1 Year Future Builder IRA
OTHER TIERS: 2.90% → $250 - $25k | 2.95% → $25k - $50k
3.00%*†$50k*-3 Year IRA
OTHER TIERS: 2.90% → $500 - $25k | 2.95% → $25k - $50k
2.50%*†$50k*-3 Month IRA
OTHER TIERS: 2.40% → $500 - $25k | 2.45% → $25k - $50k
2.50%*†$50k*-2 Year IRA
OTHER TIERS: 2.40% → $500 - $25k | 2.45% → $25k - $50k
2.25%*†$50k*-1 Year IRA
OTHER TIERS: 2.15% → $500 - $25k | 2.20% → $25k - $50k
1.50%*†$50k*-6 Month IRA
OTHER TIERS: 1.40% → $500 - $25k | 1.45% → $25k - $50k
Locations

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