Security Credit Union

Overview / Commentary
5255 Security Park Blvd
Holly, MI 48442

Security Credit Union is headquartered in Holly and is the 38th largest credit union in the state of Michigan. It is also the 633rd largest credit union in the nation. It was established in 1955 and as of June of 2022, it had grown to 133 employees and 51,929 members at 12 locations. Security Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Security Credit Union is open to those who live, work, worship, or attend school in any Michigan county.
See current membership details

Reviews (3)

Security Credit Union

I have a savings account with Security Credit Union and I love the interest rate you get with them! It was better then my banks was. One of the best benefits that stands out with S.C.U. is that they sent me a option to get life insurance because I am a member there. It too was a better deal then I had with my regular life insurance company. Its also really close to my house which makes it convenient. One thing I want to say though about them that isn't so great.. is that when I became a member, I kind of felt like they grilled me for financial information. I know it was to gain me as a all around customer (get a checking account and all the other services they provide) but it felt like I was in there for an hour too long listening to sales pitches. I was also told one thing particularly convenient to my personal needs when I was signing up, and then when I called up there to use this feature the customer service rep said "we do not do that". I told her I had been told it was available and she sat silent which made me feel like she wanted me to "just go away". I went into the bank a few months later and as I was standing at the tellers window she offered me the service the customer service rep said was not available. That was the one and only time I have had a bad experience in there.

The Best Experience Ever

Posted by: |

Every time I go in they are courteous and attend to my needs quite quickly. They take every need I have without complaint and will call me if there is a problem with my account.

Bad Accounting

Posted by: |

We had $7000 taken from our account 2 months in a row. We understand it was taken from our account to pay some ladies Discovery bill. The money was put back the first time and they said it was a digit error and the second month it happened again. And there was no alerts given to us or no one can explain why it happened a second time. So now we are going to leave Security Credit Union. When we call the main office the lady told us that we need to write discovery and get this stopped..Not good banking.


Health Grade Components

NCUA #61159
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD9.75%
Annual Interest Income$10.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$603.4MM$588.7MM
LoansQ2 2022vs Q2 2021$421.3MM$382.5MM
DepositsQ2 2022vs Q2 2021$547.7MM$536.2MM
Equity CapitalQ2 2022vs Q2 2021$39.3MM$44.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.9MM$3.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.4MM$921.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$57.00K
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Always verify rates and promotions with the bank or credit union. We are not Security Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Security Credit Union Savings Account Rates

0.25%*$10k*-IRA Share Savings Account
OTHER TIERS: 0.15% Up to $10k
0.01%$5-Share Savings Account
0.01%$5-Christmas Club Account
0.01%$5-Vacation Club Account

Security Credit Union Money Market Rates

0.35%*$150k*-Money Market Account
OTHER TIERS: 0.15% $2.5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $150k
0.35%*$150k*-Insured Daily Investment Account
OTHER TIERS: 0.15% $2.5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $150k

Security Credit Union Checking Account Rates

0.30%*$50k*$100kPremium Checking
OTHER TIERS: 0.15% $10k - $50k
0.15%*$25k*-Bold Checking Account
OTHER TIERS: 0.05% $500 - $25k

Security Credit Union CD Rates

3.00%$1k-5 Year Share Certificate
2.90%$1k-4 Year Share Certificate
2.75%$1k-3 Year Share Certificate
2.65%$500-2.5 Year Share Certificate
2.60%$500-2 Year Share Certificate
2.55%$500-1.5 Year Share Certificate
2.50%$500-1 Year Share Certificate
2.25%$500-26 Week Share Certificate

Security Credit Union IRA Rates

3.00%$1k-5 Year IRA Share Certificate
2.90%$1k-4 Year IRA Share Certificate
2.75%$1k-3 Year IRA Share Certificate
2.65%$500-2.5 Year IRA Share Certificate
2.60%$500-2 Year IRA Share Certificate
2.55%$500-1.5 Year IRA Share Certificate
2.50%$500-1 Year IRA Share Certificate
2.25%$500-26 Week IRA Share Certificate


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