SecurTrust Federal Credit Union is headquartered in Southaven and is the 21st largest credit union in the state of Mississippi. It is also the 2,924th largest credit union in the nation. It was established in 1949 and as of September of 2019, it had grown to 9 employees and 2,991 members at 2 locations. SecurTrust Federal Credit Union's savings rates are 44% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership to SecurTrust Federal Credit Union is open to those who live, work, worship or attend school in DeSoto County, Tate County or Marshall County, Mississippi. Family of active members are also automatically eligible.
See current membership details
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6370 |
| Year Chartered | 1949 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.91% |
| Return on Equity - YTD | 9.45% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $29.0MM$25.2MM |
| Loans | Q3 2019vs Q3 2018 | $21.0MM$20.3MM |
| Deposits | Q3 2019vs Q3 2018 | $22.9MM$19.5MM |
| Equity Capital | Q3 2019vs Q3 2018 | $5.8MM$5.3MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $382.00K$374.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $251.00K$121.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not SecurTrust Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
SecurTrust Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $10k* | - | Regular Share Account | ||
| OTHER TIERS: 0.50% → $50 - $10k | |||||
| 0.75% | - | - | IRA Share Account | ||
| 0.50% | $10 | - | Christmas Club Account | ||
| 0.50% | $10 | - | Vacation Club Account | ||
| 0.50% | - | - | Kids Club | ||
SecurTrust Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.03%* | $2k* | $15k | Gold Checking (Age 55+) | ||
| OTHER TIERS: 0.05% → $15k+ | |||||
| 0.05% | $300 | - | Share Draft Account | ||
SecurTrust Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $50k | - | 60 Month Jumbo IRA Special | |
| 1.51% | $50k | - | 12 Month Jumbo IRA | |
| 1.51% | $1k | - | 18 Month IRA | |
| 1.51% | $50k | - | 18 Month Jumbo IRA | |
| 1.25% | $1k | - | 12 Month IRA | |
| 0.50% | $1k | - | 6 Month IRA |
| SecurTrust Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 4975 Highway 51 N | Senatobia, MS 38668 |
| Corporate Office | 3870 Goodman Rd | Southaven, MS 38672 |