SecurTrust Federal Credit Union

Overview / Commentary
3870 Goodman Rd
Southaven, MS 38672

SecurTrust Federal Credit Union is headquartered in Southaven and is the 22nd largest credit union in the state of Mississippi. It is also the 2,676th largest credit union in the nation. It was established in 1949 and as of December of 2023, it had grown to 10 employees and 3,298 members at 2 locations. SecurTrust Federal Credit Union's savings rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership to SecurTrust Federal Credit Union is open to those who live, work, worship, or attend school in the Mississippi counties of DeSoto, Marshall, or Tate. Family members of existing members are automatically eligible to join, regardless of residency.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SecurTrust Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6370
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD3.04%
Annual Interest Income$2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$39.6MM$36.6MM
LoansQ4 2023vs Q4 2022$32.7MM$26.3MM
DepositsQ4 2023vs Q4 2022$31.9MM$29.2MM
Equity CapitalQ4 2023vs Q4 2022$7.4MM$7.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$405K$374K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$144K$76K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SecurTrust Federal Credit Union Savings Account Rates

3.00%*$10k*-Regular Share Account
OTHER TIERS: 2.50% $50 - $10k
2.50%$10-Christmas Club Account
2.50%$10-Vacation Club Account
2.50%--Kids Club

SecurTrust Federal Credit Union Checking Account Rates

2.75%*$2k*$15kGold Checking (Age 55+)
OTHER TIERS: 0.05% $15k+
0.05%$300-Share Draft Account

SecurTrust Federal Credit Union Locations
Corporate Office3870 Goodman RdSouthaven, MS 38672
Branch Office319 E Main StSenatobia, MS 38668

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