SecurTrust Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.securtrust.org

662-890-8760

3870 Goodman Rd
Southaven, MS 38672

SecurTrust Federal Credit Union is headquartered in Southaven and is the 19^th largest credit union in the state of Mississippi. It is also the 2,473^rd largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 11 employees and 3,416 members at 2 locations. SecurTrust Federal Credit Union's savings rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership to SecurTrust Federal Credit Union is open to those who live, work, worship, or attend school in the Mississippi counties of DeSoto, Marshall, or Tate. Family members of existing members are automatically eligible to join, regardless of residency.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SecurTrust Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	6370
Year Chartered	1949
Employees	11
Primary Regulator

Profit Margin
Return on Assets - YTD	1.3%
Return on Equity - YTD	7.33%
Annual Interest Income	$721K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$47.2MM$43.2MM
Loans	Q1 2025vs Q1 2024	$36.3MM$33.7MM
Deposits	Q1 2025vs Q1 2024	$38.8MM$35.3MM
Equity Capital	Q1 2025vs Q1 2024	$8.1MM$7.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$301K$408K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$448K$142K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SecurTrust Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$10k^*	-	Regular Share Account
OTHER TIERS: 2.50% → $50 - $10k
2.50%	$10	-	Christmas Club Account
2.50%	$10	-	Vacation Club Account
2.50%	$0	-	Kids Club

SecurTrust Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%^*	$2k^*	$15k	Gold Checking (Age 55+)
OTHER TIERS: 0.05% → $15k+
0.05%	$300	-	Share Draft Account

Locations

SecurTrust Federal Credit Union Locations
Corporate Office	3870 Goodman Rd	Southaven, MS 38672
Branch Office	319 E Main St	Senatobia, MS 38668

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