SecurTrust Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.78%	Reward Checking	2.01% - National Average
3.04%	5-year CD	3.10% - Synchrony Bank 60 Month CD
2.02%	1-year CD	2.50% - Synchrony Bank 12 Month CD

View all SecurTrust Federal Credit Union rates »

Overview / Commentary

www.securtrust.org

662-890-8760

3870 Goodman Rd
Southaven, MS 38672

SecurTrust Federal Credit Union is headquartered in Southaven and is the 22^nd largest credit union in the state of Mississippi. It is also the 3,110^th largest credit union in the nation. It was established in 1949 and as of June of 2018, it had grown to 10 employees and 2,989 members at 2 locations. SecurTrust Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership to SecurTrust Federal Credit Union is open to those who live, work, worship or attend school in DeSoto County, Tate County or Marshall County, Mississippi. Family of active members are also automatically eligible.
See current membership details

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Health

B+

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SecurTrust Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	6370
Year Chartered	1949
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	2.21%
Return on Equity - YTD	10.91%
Annual Interest Income	$801.00K

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$25.4MM$22.9MM
Loans	Q2 2018vs Q2 2017	$19.8MM$16.9MM
Deposits	Q2 2018vs Q2 2017	$20.0MM$18.1MM
Equity Capital	Q2 2018vs Q2 2017	$5.2MM$4.6MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$359.00K$312.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$165.00K$235.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SecurTrust Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	-	-	IRA Share Account
0.50%^*	$10k^*	-	Regular Share Account
OTHER TIERS: 0.25% → $50 - $10k
0.25%	$10	-	Christmas Club Account
0.25%	$10	-	Vacation Club Account
0.25%	-	-	Kids Club

SecurTrust Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.78%^*	$2k^*	$10k	Gold Checking (Age 55+)
OTHER TIERS: 0.05% → $10k+
0.25%^*	$10k^*	-	Share Draft Account
OTHER TIERS: 0.05% → $300 - $10k

SecurTrust Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%	$50k	-	60 Month CD
2.38%	$25k	-	36 Month CD Special
2.27%	$100k	-	28 Month CD Special
2.02%^*	$50k^*	-	12 Month CD
OTHER TIERS: 1.00% → $1k - $30k \| 1.76% → $30k - $50k
2.02%	$25k	-	24 Month CD Special
2.02%	$50k	-	30 Month CD Special
1.76%^*	$50k^*	-	18 Month CD
OTHER TIERS: 1.26% → $1k - $50k
0.60%	$1k	-	6 Month CD

SecurTrust Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%	$50k	-	60 Month Jumbo IRA Special
1.76%^*	$30k^*	-	12 Month IRA
OTHER TIERS: 1.00% → Up to $30k
1.76%	$50k	-	18 Month Jumbo IRA
1.51%	$50k	-	36 Month Jumbo IRA Special
1.51%	$50k	-	30 Month Jumbo IRA Special
1.26%	$50k	-	12 Month Jumbo IRA
1.26%	-	-	18 Month IRA
0.65%	-	-	6 Month IRA

Locations

SecurTrust Federal Credit Union Locations
Branch Office	4975 Highway 51 N	Senatobia, MS 38668
Corporate Office	3870 Goodman Rd	Southaven, MS 38672

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