SecurTrust Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.78%	Reward Checking	Gold Checking (Age 55+) 1.92% - National Average
2.02%	1-year CD	12 Month CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
2.02%	5-year CD	60 Month CD 2.50% - Ally Bank High Yield 5 Year CD

View all SecurTrust Federal Credit Union rates »

Overview / Commentary

www.securtrust.org

662-890-8760

3870 Goodman Rd
Southaven, MS 38672

SecurTrust Federal Credit Union is headquartered in Southaven and is the 23^rd largest credit union in the state of Mississippi. It is also the 3,144^th largest credit union in the nation. It was established in 1949 and as of December of 2017, it had grown to 9 employees and 2,882 members at 2 locations. SecurTrust Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in DeSoto County, Tate County, or Marshall County in Mississippi.
See current membership details

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Health

B+

Data as of Q4 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SecurTrust Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	6370
Year Chartered	1949
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	1.91%
Return on Equity - YTD	9.38%
Annual Interest Income	$1.4MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$24.5MM$21.1MM
Loans	Q4 2017vs Q4 2016	$18.4MM$14.6MM
Deposits	Q4 2017vs Q4 2016	$19.5MM$16.6MM
Equity Capital	Q4 2017vs Q4 2016	$4.9MM$4.4MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$320.00K$295.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$135.00K$284.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SecurTrust Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	-	-	IRA Share Account
0.50%^*	$10k^*	-	Regular Share Account
OTHER TIERS: 0.25% → $50 - $10k
0.25%	-	-	Christmas Club Account
0.25%	-	-	Vacation Club Account
0.25%	-	-	Kids Club

SecurTrust Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.78%^*	$2k^*	$10k	Gold Checking (Age 55+)
OTHER TIERS: 0.05% → $10k+
0.25%^*	$10k^*	-	Share Draft Account
OTHER TIERS: 0.05% → $300 - $10k

SecurTrust Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.38%	$25k	-	36 Month CD Special
2.02%^*	$50k^*	-	12 Month CD
OTHER TIERS: 1.00% → $1k - $30k \| 1.61% → $30k - $50k
2.02%	$50k	-	60 Month CD
2.02%	$25k	-	24 Month CD Special
2.02%	$50k	-	30 Month CD Special
1.00%^*	$50k^*	-	18 Month CD
OTHER TIERS: 0.85% → $1k - $50k
0.60%	$1k	-	6 Month CD

SecurTrust Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$50k	-	60 Month Jumbo IRA Special
1.51%	$50k	-	36 Month Jumbo IRA Certificate Special
1.51%	$50k	-	30 Month Jumbo IRA Special
1.16%	$50k	-	18 Month Jumbo IRA Certificate
1.00%^*	$30k^*	-	12 Month IRA
OTHER TIERS: 0.80% → Up to $30k
1.00%	$50k	-	12 Month Jumbo IRA Certificate
1.00%	-	-	18 Month IRA
0.65%	-	-	6 Month IRA

Locations

SecurTrust Federal Credit Union Locations
Branch Office	4975 Highway 51 N	Senatobia, MS 38668
Corporate Office	3870 Goodman Rd	Southaven, MS 38672

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