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Overview / Commentary
901-751-2097
3674 Goodman Rd E Ste 11
Southaven, MS 38672

Securtrust is headquartered in Southaven and is the 25th largest credit union in the state of Mississippi. It is also the 3,414th largest credit union in the nation. It was established in 1949 and as of September of 2016, it had grown to 7 employees and 2,455 members at 2 locations. Securtrust has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in DeSoto County, Tate County, or Marshall County in Mississippi.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Securtrust has a low asset base.

Health Grade Components

Overall
NCUA #6370
Year Chartered1949
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD1.73%
Return on Equity - YTD7.83%
Annual Interest Income$900.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$20.5MM$18.4MM
LoansQ3 2016vs Q3 2015$14.2MM$13.5MM
DepositsQ3 2016vs Q3 2015$15.8MM$14.0MM
Equity CapitalQ3 2016vs Q3 2015$4.4MM$4.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$316.00K$289.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$323.00K$314.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Securtrust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%--Roth IRA Share Account
0.60%--CESA Share Account
0.60%--IRA Share Account
0.50%*$10k*-Regular Share Account
OTHER TIERS: 0.25% $50 - $10k
0.25%--Christmas Club Account
0.25%--Vacation Club Account
0.25%--Kids Club

Securtrust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Share Draft Account
OTHER TIERS: 0.05% $300 - $10k

Securtrust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%*$50k*-36 Month CD
OTHER TIERS: 1.15% $1k - $50k
1.15%*$50k*-24 Month CD
OTHER TIERS: 1.00% $1k - $50k
1.00%*$50k*-18 Month CD
OTHER TIERS: 0.85% $1k - $50k
0.85%*$30k*-12 Month CD
OTHER TIERS: 0.75% $1k - $30k
0.60%$1k-6 Month CD

Securtrust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$50k-12 Month Jumbo IRA Certificate
1.00%$50k-12 Month Jumbo CESA IRA Certificate
0.90%*$30k*-12 Month IRA
OTHER TIERS: 0.80% Up to $30k
0.90%*$30k*-12 Month CESA IRA
OTHER TIERS: 0.80% Up to $30k
0.65%--6 Month IRA
0.65%--6 Month CESA IRA
Locations


Securtrust Locations
Branch Office3674 Goodman Rd E Ste 11Southaven, MS 38672-6402
Branch Office4975 Highway 51 NSenatobia, MS 38668