Overview / Commentary
SEG Federal Credit Union is headquartered in Laurel and is the 30th largest credit union in the state of Montana. It is also the 3,041st largest credit union in the nation. It was established in 1951 and as of December of 2024, it had grown to 5 employees and 1,944 members at 1 location. SEG Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
SEG Federal Credit Union is open to anyone who lives, works, worships, or goes to school in Carbon or Stillwater County. Employees of any SEG located in Laurel, MT, and family of credit union members also qualify for membership.
See current membership details
Health
B+
Data as of Q4 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SEG Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7405 |
| Year Chartered | 1951 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.28% |
| Return on Equity - YTD | 11.09% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $25.6MM$23.1MM |
| Loans | Q4 2024vs Q4 2023 | $17.3MM$17MM |
| Deposits | Q4 2024vs Q4 2023 | $22.4MM$20.3MM |
| Equity Capital | Q4 2024vs Q4 2023 | $2.9MM$2.6MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $79K$126K |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $98K$187K |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |