SEG Federal Credit Union

Overview / Commentary
617 SE 4th St
Laurel, MT 59044

SEG Federal Credit Union is headquartered in Laurel and is the 30th largest credit union in the state of Montana. It is also the 3,155th largest credit union in the nation. It was established in 1951 and as of March of 2024, it had grown to 6 employees and 1,923 members at 2 locations. SEG Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

SEG Federal Credit Union is open to anyone who lives, works, worships, or goes to school in Carbon or Stillwater County. Employees of any SEG located in Laurel, MT, and family of credit union members also qualify for membership.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SEG Federal Credit Union has a low asset base.

Health Grade Components

NCUA #7405
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD1.74%
Annual Interest Income$302K
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$23.6MM$23.2MM
LoansQ1 2024vs Q1 2023$16.7MM$16.4MM
DepositsQ1 2024vs Q1 2023$20.8MM$20.6MM
Equity CapitalQ1 2024vs Q1 2023$2.6MM$2.4MM
Loan Loss AllowanceQ1 2024vs Q1 2023$166K$120K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$161K$63K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SEG Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SEG Federal Credit Union Savings Account Rates

1.50%$0-Christmas Club Account
0.50%$1.5k-Auxiliary Share Account
0.35%*$15k*-IRA Share Account
OTHER TIERS: 0.25% $25 - $5k | 0.30% $5k - $15k
0.20%$0-Alternate Share
0.15%$25-Base Share Savings Account

SEG Federal Credit Union Checking Account Rates

0.05%$0-Share Draft Account

SEG Federal Credit Union CD Rates

1.51%*$10k*-24 Month CD
OTHER TIERS: 1.00% $500 - $5k | 1.20% $5k - $10k
1.00%*$10k*-12 Month CD
OTHER TIERS: 0.75% $500 - $5k | 0.85% $5k - $10k
0.80%*$10k*-6 Month CD
OTHER TIERS: 0.60% $500 - $5k | 0.65% $5k - $10k

SEG Federal Credit Union Locations
Branch Office617 SE 4th StLaurel, MT 59044-3307
Branch Office2320 Zoo DrBillings, MT 59101-6231

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.