Seg Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.70%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.15%	Savings	Alternate Share 1.20% - Synchrony Bank High Yield Savings
0.05%	Checking	Share Draft Account 1.25% - Bank of Internet USA Rewards Checking

View all Seg Federal Credit Union rates »

Overview / Commentary

www.segfcu.com

406-628-7711

617 SE 4th St
Laurel, MT 59044-3307

Seg Federal Credit Union is headquartered in Laurel and is the 33^rd largest credit union in the state of Montana. It is also the 3,761^st largest credit union in the nation. It was established in 1951 and as of March of 2017, it had grown to 5 employees and 1,460 members at 1 location. Seg Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Stillwater or Carbon Counties in Montana. Membership is also open to employees of City of Laurel, Walmart of Laurel, Chemtron Company and over 25 other area employer groups.
See current membership details

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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Seg Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	7405
Year Chartered	1951
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.54%
Return on Equity - YTD	-4.52%
Annual Interest Income	$138.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$15.1MM$14.8MM
Loans	Q1 2017vs Q1 2016	$9.4MM$9.3MM
Deposits	Q1 2017vs Q1 2016	$13.3MM$13.0MM
Equity Capital	Q1 2017vs Q1 2016	$1.8MM$1.8MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$112.00K$84.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$187.00K$82.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Seg Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%	-	-	Christmas Club Account
0.35%^*	$15k^*	-	IRA Share Account
OTHER TIERS: 0.25% → $25 - $5k \| 0.30% → $5k - $15k
0.25%	$1,500	-	Auxiliary Share Account
0.15%	$25	-	Base Share Savings Account
0.15%	$25	-	Alternate Share

Seg Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Share Draft Account

Seg Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%^*	$10k^*	-	12 Month CD
OTHER TIERS: 0.60% → $500 - $10k
0.60%^*	$10k^*	-	6 Month CD
OTHER TIERS: 0.45% → $500 - $5k \| 0.50% → $5k - $10k

Locations

Seg Federal Credit Union Locations
Branch Office	617 SE 4th St	Laurel, MT 59044-3307