Overview / Commentary
SEI Credit Union is headquartered in Pocatello and is the 22nd largest credit union in the state of Idaho. It is also the 2,816th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 10 employees and 3,174 members at 2 locations. SEI Credit Union has a C health rating.
Field of Membership Restrictions
SEI Credit Union is open to U.S. Government civilian employees and military personnel who work or are stationed in the Idaho counties of Bannock, Bear Lake, Bingham, Caribou, Franklin, Oneida, or Power; members of National Guard units located in the counties mentioned above; as well as various groups of employees in those counties.
See current membership details
Health
C
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SEI Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 517 |
| Year Chartered | 1935 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 8.47% |
| Annual Interest Income | $498K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $33MM$32.3MM |
| Loans | Q1 2025vs Q1 2024 | $28.5MM$28.8MM |
| Deposits | Q1 2025vs Q1 2024 | $30.2MM$29.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.9MM$2.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $79K$82K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1MM$193K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |