Select Seven Credit Union


Overview / Commentary
423-282-0671
333 E Main St
Johnson City, TN 37601

Select Seven Credit Union is headquartered in Johnson City and is the 57th largest credit union in the state of Tennessee. It is also the 2,274th largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 18 employees and 5,455 members at 3 locations. Select Seven Credit Union has an A health rating.

Field of Membership Restrictions

If you live, work, worship, or attend school in Washington, Unicoi, Hawkins,Carter, or Sullivan Counties, Tennessee, or Scott or Washington Counties, Virginia.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Select Seven Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #6079
Year Chartered1949
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD11.22%
Annual Interest Income$722K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$60.7MM$58.8MM
LoansQ1 2025vs Q1 2024$47.2MM$47.3MM
DepositsQ1 2025vs Q1 2024$51.9MM$50.7MM
Equity CapitalQ1 2025vs Q1 2024$7.8MM$6.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$182K$294K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$64K$21K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Select Seven Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Select Seven Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Regular Share
OTHER TIERS: 0.10% $100 - $10k | 0.20% $10k - $25k | 0.30% $25k - $50k

Select Seven Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Money Market Account
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $25k | 0.35% $25k - $50k

Select Seven Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-Share Draft Account

Select Seven Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month CD
0.95%$1k-48 Month CD
0.90%$1k-36 Month CD
0.70%$1k-24 Month CD
0.55%$1k-12 Month CD
0.40%$1k-6 Month CD

Select Seven Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$0-5 Year Traditional IRA
0.90%$0-30 Month Traditional IRA
0.55%$0-12 Month Traditional IRA
0.55%$0-18 Month Traditional IRA
0.40%$0-6 Month Traditional IRA
0.40%*$50k*-IRA Accumulation Account
OTHER TIERS: 0.10% $100 - $10k | 0.20% $10k - $25k | 0.30% $25k - $50k
Locations


Select Seven Credit Union Locations
Branch Office716 W Market StJohnson City, TN 37604
Branch Office181 Marketplace BlvdJohnson City, TN 37604
Branch Office1708 E Stone Dr Suite 130Kingsport, TN 37660

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