Select Federal Credit Union

Overview / Commentary
1914 N Interstate 35
San Antonio, TX 78208

Select Federal Credit Union is headquartered in SAN ANTONIO and is the 187th largest credit union in the state of Texas. It is also the 2,428th largest credit union in the nation. It was established in 1939 and as of September of 2022, it had grown to 12 employees and 6,394 members at 3 locations. Select Federal Credit Union's CD rates are 24% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Select FCU is open to those who live, work, worship or attend school in Eastside San Antonio, and to anyone who belongs to one of their Select Employee Groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Select Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #3064
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD8.43%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$55.1MM$57.0MM
LoansQ3 2022vs Q3 2021$43.5MM$40.5MM
DepositsQ3 2022vs Q3 2021$44.6MM$46.8MM
Equity CapitalQ3 2022vs Q3 2021$10.2MM$9.3MM
Loan Loss AllowanceQ3 2022vs Q3 2021$371.00K$385.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$469.00K$118.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Select Federal Credit Union Savings Account Rates

1.25%$100-IRA Share
0.35%$10-Club Accounts

Select Federal Credit Union CD Rates

1.32%$500-36 Month CD
1.22%$500-24 Month CD
1.12%$500-12 Month CD

Select Federal Credit Union IRA Rates

2.13%$5k-24 Month IRA Certificate
1.82%$5k-12 Month IRA Certificate

Select Federal Credit Union Locations
Branch Office1914 N INTERSTATE 35SAN ANTONIO, TX 78208
Branch Office1423 N FLORES STSAN ANTONIO, TX 78212-4930
Branch Office2308 18th StHondo, TX 78861

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