Overview / Commentary
Select Federal Credit Union is headquartered in SAN ANTONIO and is the 182nd largest credit union in the state of Texas. It is also the 2,285th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 10 employees and 5,940 members at 3 locations. Select Federal Credit Union has an A health rating.
Field of Membership Restrictions
Select FCU is open to those who live, work, worship or attend school in Eastside San Antonio, and to anyone who belongs to one of their Select Employee Groups.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Select Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 3064 |
| Year Chartered | 1939 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.47% |
| Return on Equity - YTD | -2.8% |
| Annual Interest Income | $761K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $59.9MM$59.2MM |
| Loans | Q1 2025vs Q1 2024 | $45.8MM$50.4MM |
| Deposits | Q1 2025vs Q1 2024 | $49.2MM$47.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $10MM$10.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $483K$268K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $371K$481K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |