Senath State Bank

Overview / Commentary
117 East Commercial Street
Senath, MO 63876

Senath State Bank is headquartered in SENATH and is the 179th largest bank in the state of Missouri. It is also the 3,924th largest bank in the nation. It was established in 1935 and as of September of 2023, it had grown to 18 employees at 3 locations. Senath State Bank's money market rates are 6X the national average, and it has an A health rating.


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Senath State Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #15101
Year Established1935
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.03%
Return on Equity - YTD15.64%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$94MM$91.6MM
LoansQ3 2023vs Q3 2022$55.5MM$49.3MM
DepositsQ3 2023vs Q3 2022$80.5MM$79.2MM
Equity CapitalQ3 2023vs Q3 2022$13.3MM$12.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$761K$759K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$304K$270K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Senath State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Senath State Bank Savings Account Rates


Senath State Bank Money Market Rates

2.53%*$100k*$1000kMoney Market Account
OTHER TIERS: 1.26% Up to $2.5k | 1.51% $2.5k - $25k | 1.77% $25k - $50k | 2.02% $50k - $100k

Senath State Bank Checking Account Rates

0.25%--NOW Account

Senath State Bank CD Rates

4.16%--6 Month CD
3.54%--12 Month CD
3.29%--18 Month CD
3.29%--24 Month CD
2.52%--3 Month CD
2.52%--36 Month CD
2.52%--48 Month CD
2.52%--60 Month CD
2.27%--30 Month CD

Senath State Bank Locations
Kennett Branch1112 First StreetKennett, MO 63857
Senath State Bank117 E Commercial StSenath, MO 63876
Drive-In Branch202 North East Frisco StreetArbyrd, MO 63821

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.