Senath State Bank
LOCATIONS
3
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.31% APY
60 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.31% | 5-year CD | 60 Month CD 2.25% - Ally Bank High Yield 5 Year CD |
| 0.65% | 1-year CD | 12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.15% | Savings | Savings |
Overview / Commentary
Senath State Bank is headquartered in Senath and is the 221st largest bank in the state of Missouri. It is also the 4,844th largest bank in the nation. It was established in 1935 and as of June of 2017, it had grown to 18 employees at 3 locations. Senath State Bank's money market rates are 48% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q2 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Senath State Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15101 |
| Year Established | 1935 |
| Employees | 18 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.81% |
| Return on Equity - YTD | 12.01% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $70.5MM$68.3MM |
| Loans | Q2 2017vs Q2 2016 | $43.9MM$43.2MM |
| Deposits | Q2 2017vs Q2 2016 | $59.5MM$57.6MM |
| Equity Capital | Q2 2017vs Q2 2016 | $10.9MM$10.5MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $790.00K$772.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $636.00K$334.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $36.00K$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Senath State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Savings |
Senath State Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → Up to $2,500 | 0.25% → $2,500 - $10k | 0.60% → $10k - $100k | |||||
Senath State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | NOW Account |
Senath State Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.31% | - | - | 60 Month CD | |
| 1.21% | - | - | 48 Month CD | |
| 1.00% | - | - | 36 Month CD | |
| 0.95% | - | - | 30 Month CD | |
| 0.90% | - | - | 24 Month CD | |
| 0.75% | - | - | 18 Month CD | |
| 0.65% | - | - | 12 Month CD | |
| 0.60% | - | - | 6 Month CD | |
| 0.45% | - | - | 3 Month CD |
Locations
| Senath State Bank Locations | ||
|---|---|---|
| Kennett Branch | 1112 First Street | Kennett, MO 63857 |
| Senath State Bank | 117 East Commercial Street | Senath, MO 63876 |
| Drive-In Branch | 202 North East Frisco Street | Arbyrd, MO 63821 |