Overview / Commentary
Senath State Bank is headquartered in Senath and is the 186th largest bank in the state of Missouri. It is also the 4,035th largest bank in the nation. It was established in 1935 and as of June of 2022, it had grown to 20 employees at 3 locations. Senath State Bank has an A health rating.
Health
A
Data as of Q2 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Senath State Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15101 |
| Year Established | 1935 |
| Employees | 20 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.42% |
| Return on Equity - YTD | 11.35% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $95.3MM$93.4MM |
| Loans | Q2 2022vs Q2 2021 | $47.6MM$46.1MM |
| Deposits | Q2 2022vs Q2 2021 | $82.8MM$80.6MM |
| Equity Capital | Q2 2022vs Q2 2021 | $12.3MM$12.6MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $795.00K$782.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $127.00K$495.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$123.00K |