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Overview / Commentary
35 Oswego St
Baldwinsville, NY 13027

Seneca Savings is headquartered in Baldwinsville and is the 119th largest bank in the state of New York. It is also the 3,397th largest bank in the nation. It was established in 1928 and as of December of 2016, it had grown to 40 employees at 3 locations. Seneca Savings has a B health rating.

Related Posts

Seneca Savings (NY) Offers 1.56% APY 13-Month CD - 3/9/2017

Seneca Savings (NY) has raised the rate on its 13-month CD (1.56% APY) by 106 basis points. Minimum deposit is $500, with no stated balance cap.

Reviews (1)

Doing Business With A Very Dependable Bank.

Posted by: toddvann | Mar 9, 2012

Seneca Federal Savings and Loan is a great bank to do business with on a personal level and a business level.  One of the best things you get when you bank with Seneca Federal is a bank that will listen and a willingness to understand your business needs. I have used Seneca Federal for over 20 years on both the personal side and the business side.  They have been there and listened to my needs as I started to expand my business the last 4 years. Seneca Federal has given me and my company great support over the last 20 years.  Their employees have always been very courteous and kind.


Health Grade Components

FDIC Certificate #29496
Year Established1928
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD5.02%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$162.6MM$138.0MM
LoansQ4 2016vs Q4 2015$132.4MM$104.9MM
DepositsQ4 2016vs Q4 2015$122.2MM$111.0MM
Equity CapitalQ4 2016vs Q4 2015$12.1MM$11.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.2MM$1.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.7MM$1.7MM
Real Estate OwnedQ4 2016vs Q4 2015$23.00K$0

Rates for Seneca Savings are currently being reviewed.


Seneca Savings Locations
201 N Main Street Branch201 N Main StreetNorth Syracuse, NY 13212
Seneca Federal Savings and Loan Association35 Oswego StBaldwinsville, NY 13027
Oswego Road Branch7799 Oswego RoadLiverpool, NY 13090