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Seneca Savings

Popular Accounts at this Bank

2.00%Reward CheckingKasasa Cash
0.90%1-year CD13 Month CD
1.00%Reward SavingsKasasa Saver

Overview / Commentary
35 Oswego St
Baldwinsville, NY 13027

Seneca Savings is headquartered in Baldwinsville and is the 120th largest bank in the state of New York. It is also the 3,338th largest bank in the nation. It was established in 1928 and as of March of 2017, it had grown to 39 employees at 3 locations. Seneca Savings' money market rates are 70% higher than the national average, and it has a B+ health rating.

Related Posts

Seneca Savings (NY) Offers 1.56% APY 13-Month CD - 3/9/2017

Seneca Savings (NY) has raised the rate on its 13-month CD (1.56% APY) by 106 basis points. Minimum deposit is $500, with no stated balance cap.

Reviews (1)

Doing Business With A Very Dependable Bank.

Posted by: toddvann | Mar 9, 2012

Seneca Federal Savings and Loan is a great bank to do business with on a personal level and a business level.  One of the best things you get when you bank with Seneca Federal is a bank that will listen and a willingness to understand your business needs. I have used Seneca Federal for over 20 years on both the personal side and the business side.  They have been there and listened to my needs as I started to expand my business the last 4 years. Seneca Federal has given me and my company great support over the last 20 years.  Their employees have always been very courteous and kind.


Health Grade Components

FDIC Certificate #29496
Year Established1928
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD8.77%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$168.5MM$141.0MM
LoansQ1 2017vs Q1 2016$134.4MM$111.5MM
DepositsQ1 2017vs Q1 2016$134.8MM$111.6MM
Equity CapitalQ1 2017vs Q1 2016$12.4MM$11.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.1MM$1.2MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$948.00K$1.4MM
Real Estate OwnedQ1 2017vs Q1 2016$130.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Seneca Savings Savings Account Rates

1.00%*-$50kKasasa Saver
OTHER TIERS: 0.50% $50k+
0.05%$50-Holiday Club
0.05%$50-Statement Savings

Seneca Savings Money Market Rates

0.75%*$150k*$2,500kMoney Market
OTHER TIERS: 0.10% Up to $2,500 | 0.15% $2,500 - $25k | 0.20% $5mm+ | 0.25% $25k - $75k | 0.50% $75k - $5mm

Seneca Savings Checking Account Rates

2.00%*-$15kKasasa Cash
OTHER TIERS: 0.40% $15k+

Seneca Savings CD Rates

1.81%$500-60 Month CD
1.61%$500-48 Month CD
1.41%$500-36 Month CD
1.31%*$500*$100k24 Month CD
OTHER TIERS: 1.26% $100k+
1.06%*$100k*-12 Month CD
OTHER TIERS: 0.85% $500 - $100k
1.01%$500-18 Month CD
0.98%*$500*$100k6 Month CD
OTHER TIERS: 0.85% $100k+
0.90%$500-13 Month CD

Seneca Savings Locations
201 N Main Street Branch201 N Main StreetNorth Syracuse, NY 13212
Seneca Federal Savings and Loan Association35 Oswego StBaldwinsville, NY 13027
Oswego Road Branch7799 Oswego RoadLiverpool, NY 13090