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Overview / Commentary
800-539-1621
423 E Court Ave
Des Moines, IA 50309-2010

Serve Credit Union is headquartered in Des Moines and is the 26th largest credit union in the state of Iowa. It is also the 1,998th largest credit union in the nation. It was established in 1932 and as of June of 2017, it had grown to 14 employees and 5,213 members at 3 locations. Serve Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Serve Credit Union of Iowa is open to the residents, church members, people maintaining employment, employees, volunteers, and retirees of any government agency and/or office on every level within these Iowa Counties: Polk, Dallas, Boone, Story, Jasper, Marion, Warren, and Madison as well as the employees of the qualified small business groups, any affiliated organization that is oriented towards the public safety genre, credit union employees, and the immediate family members that share the same home of current credit union members.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Serve Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #65150
Year Chartered1932
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD4.55%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$68.7MM$52.2MM
LoansQ2 2017vs Q2 2016$46.3MM$35.2MM
DepositsQ2 2017vs Q2 2016$57.7MM$43.1MM
Equity CapitalQ2 2017vs Q2 2016$9.5MM$7.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$165.00K$146.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$177.00K$72.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Serve Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$100-IRA Shares
0.25%$100-Basic Share
0.25%$100-Secondary Shares
0.25%$100-Youth Savings
0.25%$100-Christmas Club
0.25%$100-Virtual Coin Jar

Serve Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Money Market
OTHER TIERS: 0.35% $2,500 - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k

Serve Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Share Draft Account
OTHER TIERS: 0.10% $1k - $10k | 0.20% $10k - $50k

Serve Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%*$100k*-60 Month Share CD
OTHER TIERS: 1.81% $1k - $50k | 1.86% $50k - $100k
1.71%*$100k*-48 Month Share CD
OTHER TIERS: 1.61% $1k - $50k | 1.66% $50k - $100k
1.51%*$100k*-36 Month Share CD
OTHER TIERS: 1.41% $1k - $50k | 1.46% $50k - $100k
1.26%*$100k*-24 Month Share CD
OTHER TIERS: 1.16% $1k - $50k | 1.21% $50k - $100k
1.26%$250-24 Month Youth CD
0.80%*$100k*-12 Month Share CD
OTHER TIERS: 0.70% $1k - $50k | 0.75% $50k - $100k
0.80%$250-12 Month Youth CD
0.50%*$100k*-6 Month Share CD
OTHER TIERS: 0.40% $1k - $50k | 0.45% $50k - $100k

Serve Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.91%*$100k*-60 Month IRA Certificate
OTHER TIERS: 1.81% $1k - $50k | 1.86% $50k - $100k
1.71%*$100k*-48 Month IRA Certificate
OTHER TIERS: 1.61% $1k - $50k | 1.66% $50k - $100k
1.51%*$100k*-36 Month IRA Certificate
OTHER TIERS: 1.41% $1k - $50k | 1.46% $50k - $100k
1.26%*$100k*-24 Month IRA Certificate
OTHER TIERS: 1.16% $1k - $50k | 1.21% $50k - $100k
0.80%*$100k*-12 Month IRA Certificate
OTHER TIERS: 0.70% $1k - $50k | 0.75% $50k - $100k
Locations


Serve Credit Union Locations
Branch Office423 E Court AveDes Moines, IA 50309-2010
Branch Office210 Walnut St Rm 927Des Moines, IA 50309-2116
Branch Office3810 66th StUrbandale, IA 50322