Featured Savings Rates
Featured Accounts

Service Credit Union

Popular Accounts at this Credit Union

2.60%5-year CD5 Year Share Certificate
1.30%6-month CD6 Month Warrior Rewards Certificate
1.30%3-year CD3 Year Share Certificate

Overview / Commentary
3003 Lafayette Rd
Portsmouth, NH 03801

In 1957, Service Credit Union (SCU) was founded (as Portsmouth Air Force Base Credit Union) to serve the employees (both military and civilian) of Pease Air Force Base in Portsmouth, New Hampshire.

Today, SCU provides financial services to well over 200,000 members at more than 50 locations throughout New Hampshire, North Dakota, Massachusetts, and Germany.

In addition to loans and insurance, SCU offers a range of personal depository banking products, including checking, savings, money market, and Certificate of Deposit (CD) accounts, as well as IRA CDs. The money market accounts include varying rate tiers, depending upon the account balance. CD terms range from 3 months to 5 years. Additionally, SCU offers business checking, business savings, business money market, and business CD accounts.

Field of Membership Restrictions

Membership in Service Credit Union is open to the following: (1) employees of the Department of Defense and their families; (2) those current members, veterans, retirees and reservists in all branches of the U.S. Armed Forces and their families; (3) those who live or work in Belknap, Cheshire, Carroll, Grafton, Coos, Merrimack, Hillsborough, Rockingham, Strafford, and Sullivan Counties in New Hampshire; (4) those who live or work in Bourne, Falmouth, Sandwich, and Mashpee Townships in Massachusetts; (5) employees of America's Credit Union Museum, Armed Forces Financial Network, Credit Union Executive Society, Credit Union National Association, National Association of Federal Credit Unions, National Association of State Chartered Credit Unions, and Defense Credit Union Council; (6) family members of someone who is serving or has served in any branch of the military or Department of Defense; (7) those who live or work in the state of New Hampshire.
See current membership details

Related Posts

Service CU Celebrates 60 Years With 60-Month CD Special (2.60% APY) - 3/31/2017

Service CU is celebrating its 60th anniversary with a 60-month Certificate Special (2.60% APY). The minimum deposit is $600, with no stated balance cap. Also as an IRA.

Service Credit Union Adds Two Short-Term Certificate Specials - 12/6/2016

New Hampshire-based Service CU has added a 9-month CD Special (1.00% APY) and 20-month CD Special (1.50% APY). Minimum deposit is $1k, with no balance cap.

20Month CD Special, 1.50% APY $1,000 Minimum - 12/6/2016

Service CU has a new 20month CD Special earning 1.50% APY.  There's also a 9month CD Special earning 1.00% APY. The 27month CD Special is no longer available, but the 20month CD Special is a nice alternative.

View all posts from:

I've been with them for almost 10 years.

I have been with SCU for over 10 years, and in all of this time I have consistently been a member for their online banking program as well. I find that the website is easy to navigate, and their mobile platform is also easily accessible. I love that they give a breakdown graph of everything I spend my money on, so I can further budget for the months to come. I also like that I can shop for products to redeem from my rewards points right on their website. The interface of the mobile site is very user-friendly, and not cluttered by unwanted and/or irrelevant information. The only thing that I would change, is I am not a fan of how those pop-up ads come up right when you go to check your account. Even if you click not to receive them again before you go to your overview, they still end up appearing, or another one will. That is the only thing that I do not like.

Great Bank

These reviews below are trash, if you read them you will see most of them are people blaming the bank for their problems. I've had this bank for ten years and would not trade then for the world. I finance my vehicles through them and any time I need any type of loan I go through them. Easy, friendly, and very customer oriented.

Careful With ACH

Posted by: Anon456 | Feb 24, 2017

Turns out there is a $7.50 fee to use ACH. Not immediately noticeable. They do have a notice, but only displays after you complete most of the screen and is easily missed. Does not have anything to do with the requested delivery schedule. They did grant me a one-time reversal of the fee. THANK YOU. But I am writing this notice to remind folks that this ACH feature is ALWAYS a chargeable event. I have asked that they post the warning as soon as the external transfer page is loaded. There is ALWAYS a fee, so it should be noted immediately on that page.

Customer Service Was Awful!

Posted by: Mabi10 | Apr 7, 2017

After many years of being at Service credit union, I'm finally leaving to a different bank! After speaking to a customer service representative on the phone, I made my decision! This lady was the rudest customer service person I've dealt with in a long time, I never write reviews, and complain, and this lady made me want to write a review, and complain anywhere I can! Very rude, to me even after being a costumer for years, just hung up and was plain rude!



Health Grade Components

NCUA #68375
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD6.33%
Annual Interest Income$87.8MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$3.03B$2.78B
LoansQ4 2016vs Q4 2015$2.43B$2.21B
DepositsQ4 2016vs Q4 2015$2.46B$2.20B
Equity CapitalQ4 2016vs Q4 2015$353.2MM$333.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$7.7MM$7.3MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$7.2MM$5.3MM
Real Estate OwnedQ4 2016vs Q4 2015$0$243.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Service Credit Union Savings Account Rates

0.75%*$2,500*-Star Shares
OTHER TIERS: 0.70% Up to $2,500
0.75%*$2,500*-Senior Shares
OTHER TIERS: 0.70% Up to $2,500
0.60%*$2,500*-Select Employer Group (SEG) Savings
OTHER TIERS: 0.55% Up to $2,500
0.60%*$2,500*-Veteran Shares
OTHER TIERS: 0.55% Up to $2,500
0.35%$50-Traditional IRA Account
0.25%*$5k*-Share Savings
OTHER TIERS: 0.20% $50 - $5k
0.25%*$5k*-Christmas Club
OTHER TIERS: 0.20% $50 - $5k
0.25%*$5k*-Club Account
OTHER TIERS: 0.20% $50 - $5k
0.25%*$5k*-Smart Savers
OTHER TIERS: 0.20% $50 - $5k
0.25%*$5k*-Business Shares
OTHER TIERS: 0.20% $50 - $5k

Service Credit Union Money Market Rates

0.50%*$25k*-Service+ High Yield Money Market With Direct Deposit
OTHER TIERS: 0.35% $5k - $25k
0.35%*$25k*-Business Money Market
OTHER TIERS: 0.30% $5k - $25k
0.30%*$25k*-Money Market
OTHER TIERS: 0.25% $5k - $25k

Service Credit Union Checking Account Rates

0.10%*$5k*-Service Plus Checking
OTHER TIERS: 0.05% $1,500 - $5k
0.10%*$5k*-Business Plus+ Checking
OTHER TIERS: 0.05% $1,500 - $5k

Service Credit Union CD Rates

2.60%$1k-5 Year Share Certificate
2.60%$1k-5 Year Business Share Certificate
1.55%$1k-4 Year Share Certificate
1.55%$1k-4 Year Business Share Certificate
1.50%$1k-20 Month Share Certificate Special
1.30%$250-6 Month Warrior Rewards Certificate
1.30%$1k-3 Year Share Certificate
1.30%$1k-3 Year Business Share Certificate
1.00%$1k-9 Month Share Certificate Special
0.95%$1k-2 Year Share Certificate
0.95%$1k-2 Year Business Share Certificate
0.80%$250-6 Month Star Certificate
0.80%$250-6 Month Senior Certificate
0.70%$1k-1 Year Share Certificate
0.70%$1k-1 Year Business Share Certificate
0.65%$250-6 Month SEG Share Certificate
0.65%$250-6 Month Veterans Certificate
0.25%$1k-6 Month Share Certificate
0.25%$1k-6 Month Business Share Certificate
0.20%$1k-3 Month Share Certificate
0.20%$1k-3 Month Business Share Certificate

Service Credit Union IRA Rates

2.60%$1k-5 Year IRA Certificate
1.55%$1k-4 Year IRA Certificate
1.50%$1k-20 Month IRA Certificate Special
1.30%$1k-3 Year IRA Certificate
1.00%$1k-9 Month IRA Certificate Special
0.95%$1k-2 Year IRA Certificate
0.70%$1k-1 Year IRA Certificate
0.65%$250-6 Month SEG IRA Certificate
0.25%$1k-6 Month IRA Certificate
0.20%$1k-3 Month IRA Certificate

Service Credit Union has 38 locations. Click to view all Service Credit Union locations.