Service Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 1-year CD | 11 Month Share Certificate Special 1.05% - Ally Bank High Yield 12-Month CD |
| 1.00% | 1-year IRA | 11 Month IRA Certificate Special (Traditional, Roth, CESA) 0.49% - National Average |
| 1.30% | 6-month CD | 6 Month Warrior Rewards Certificate 0.32% - National Average |
Service Credit Union is headquartered in Portsmouth and is the largest credit union in the state of New Hampshire. It is also the 59th largest credit union in the nation. It was established in 1957 and as of June of 2016, it had grown to 583 employees and 228,792 members at 44 locations. Service Credit Union's savings rates are 44% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Service Credit Union is open to the following: (1) employees of the Department of Defense and their families; (2) those current members, veterans, retirees and reservists in all branches of the U.S. Armed Forces and their families; (3) those who live or work in Belknap, Cheshire, Carroll, Grafton, Coos, Merrimack, Hillsborough, Rockingham, Strafford, and Sullivan Counties in New Hampshire; (4) those who live or work in Bourne, Falmouth, Sandwich, and Mashpee Townships in Massachusetts; (5) employees of America's Credit Union Museum, Armed Forces Financial Network, Credit Union Executive Society, Credit Union National Association, National Association of Federal Credit Unions, National Association of State Chartered Credit Unions, and Defense Credit Union Council.
See current membership details
Related Posts
11/4 - Service Credit Union's Black Friday Top Rate 15-month CD - Limited Time
11/2 - Service CU Black Friday Promo 2% 15Mo No Max
11/5/12 - 10% 3-Month CD - $1K Max - Black Friday Special At Service Credit Union
5/18/12 - Checking and CD Deals at Service Credit Union - Limited Membership
11/22/11 - Service Credit Union's Black Friday Specials
11/26/10 - Cyber Monday $100 Checking Account Bonus At Service Credit Union
11/14/10 - 10% 3-Month CD ($1K Max) Black Friday Special At Service Credit Union In NH & MA
8/3/10 - CD Specials and Top CD Rates at Service Credit Union - Limited Membership
7/6/10 - CD Specials and World Wide ATM Rebates at Service Credit Union - Limited Membership
4/2/10 - Competitive CD Specials at Service Credit Union - Limited Membership
3/12/10 - 2.02% 11-Month CD Special at Service Credit Union - Limited Membership
2/22/10 - I See Service CU Is Offering A 9
2/14/10 - 2.15% 13-Month CD One-Day Special at Service Credit Union - Limited Membership
1/25/10 - 2.25% 19-Month CD & 2% 9-Month CD Continue at Service Credit Union - Limited Membership
1/4/10 - 2.25% 19-Month CD & 2% 9-Month CD Continues at Service Credit Union - Limited Membership
11/16/09 - 2.25% 19-Month CD & 2% 9-Month CD at Service Credit Union - Limited Membership
10/19/09 - 2.00% 9-Month CD at Service Credit Union - Limited Membership
Great Bank With No Fees!
I have been a member of Service Credit Union since I became an adult 15 years ago. Since the 1990s I have been nothing but thrilled with this bank. Their fees are minimal. I don’t pay any type of checking account or savings account fees at all and I have free use of all SCU ATMs. If I use another ATM, I do pay a $2.00 fee which is minimal as I rarely have the need to do that. I have been very happy with my debit card and have had very few issues other than forgetting my PIN. Any time I have visited a branch the tellers have been very warm and welcoming. Most of them seem to recognize you after a few times of going there. I have also called to inquire at various times about services and the phone number always allows you to reach a person who can help. Internet banking is smooth. I am a very satisfied customer!
Service Federal Credit Union
The site needs to be updated it seems kind of old and the services offered should compete with Bank of America and other big banks. The looks would chase me away from doing business with them, regardless of their rates.
UNPROFESSIONAL EMPLOYEE
I have recently moved up here to NH and started an account with Service Credit Union. I mostly do my banking online but when I need to go to the bank I go to the location in Walmart. I have NEVER experienced the unprofessionalism in a bank like there is here. There is an emplyee named that has the worst mouth and such a poor attitude about other Service Credit Union branch employees. For one she gets too personal with account holders. She has given out information on other peoples accounts to other account holders. This type of service has reflected my opinion on going with another bank, as I DO NOT want my information shared or talked about with other people. That is nobody else's business but MINE!!
Pants On Fire
They really ought to mix things upwhen they write their own reviews. Why are the only positive reviews a) from folks who lwant to talk how theyve been with the bank since they were kids b) babble about how "seamless" on-line bankins is and c) think we care that their tellers recognize some kid by name.
Clearly one person writing multiple reviews. What a job description that one must have.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68375 |
| Year Chartered | 1957 |
| Employees | 583 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.68% |
| Return on Equity - YTD | 5.84% |
| Annual Interest Income | $42.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $2.98B$2.69B |
| Loans | Q2 2016vs Q2 2015 | $2.27B$2.02B |
| Deposits | Q2 2016vs Q2 2015 | $2.40B$2.13B |
| Equity Capital | Q2 2016vs Q2 2015 | $346.5MM$329.3MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $7.7MM$7.9MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $4.6MM$4.9MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $27.00K$123.00K |
Always verify rates and promotions with the bank or credit union. We are not Service Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Service Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $2,500* | - | Star Shares | ||
| OTHER TIERS: 0.70% → Up to $2,500 | |||||
| 0.75%* | $2,500* | - | Senior Shares | ||
| OTHER TIERS: 0.70% → Up to $2,500 | |||||
| 0.60%* | $2,500* | - | Select Employer Group (SEG) Savings | ||
| OTHER TIERS: 0.55% → Up to $2,500 | |||||
| 0.60%* | $2,500* | - | Veteran Shares | ||
| OTHER TIERS: 0.55% → Up to $2,500 | |||||
| 0.35% | $50 | - | Traditional IRA Account | ||
| 0.25%* | $5k* | - | Share Savings | ||
| OTHER TIERS: 0.20% → $50 - $5k | |||||
| 0.25%* | $5k* | - | Christmas Club | ||
| OTHER TIERS: 0.20% → $50 - $5k | |||||
| 0.25%* | $5k* | - | Club Account | ||
| OTHER TIERS: 0.20% → $50 - $5k | |||||
| 0.25%* | $5k* | - | Smart Savers | ||
| OTHER TIERS: 0.20% → $50 - $5k | |||||
| 0.25%* | $5k* | - | Business Shares | ||
| OTHER TIERS: 0.20% → $50 - $5k | |||||
Service Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $25k* | - | Service+ High Yield Money Market With Direct Deposit | ||
| OTHER TIERS: 0.35% → $5k - $25k | |||||
| 0.35%* | $25k* | - | Business Money Market | ||
| OTHER TIERS: 0.30% → $5k - $25k | |||||
| 0.30%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.25% → $5k - $25k | |||||
Service Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $5k* | - | Service Plus Checking | ||
| OTHER TIERS: 0.05% → $1,500 - $5k | |||||
| 0.10%* | $5k* | - | Business Plus+ Checking | ||
| OTHER TIERS: 0.05% → $1,500 - $5k | |||||
Service Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 5 Year Share Certificate | |
| 2.00% | $1k | - | 5 Year Business Share Certificate | |
| 1.55% | $1k | - | 4 Year Share Certificate | |
| 1.55% | $1k | - | 4 Year Business Share Certificate | |
| 1.50% | $1k | - | 27 Month Share Certificate Special | |
| 1.30% | $250 | - | 6 Month Warrior Rewards Certificate | |
| 1.30% | $1k | - | 3 Year Share Certificate | |
| 1.30% | $1k | - | 3 Year Business Share Certificate | |
| 1.00% | $1k | - | 11 Month Share Certificate Special | |
| 0.95% | $1k | - | 2 Year Share Certificate | |
| 0.95% | $1k | - | 2 Year Business Share Certificate | |
| 0.80% | $250 | - | 6 Month Star Certificate | |
| 0.80% | $250 | - | 6 Month Senior Certificate | |
| 0.65% | $250 | - | 6 Month SEG Share Certificate | |
| 0.65% | $250 | - | 6 Month Veterans Certificate | |
| 0.30% | $1k | - | 1 Year Share Certificate | |
| 0.30% | $1k | - | 1 Year Business Share Certificate | |
| 0.25% | $1k | - | 6 Month Share Certificate | |
| 0.25% | $1k | - | 6 Month Business Share Certificate | |
| 0.20% | $1k | - | 3 Month Share Certificate | |
| 0.20% | $1k | - | 3 Month Business Share Certificate |
Service Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 5 Year IRA Certificate | |
| 1.55% | $1k | - | 4 Year IRA Certificate | |
| 1.50% | $1k | - | 27 Month IRA Certificate Special | |
| 1.30% | $1k | - | 3 Year IRA Certificate | |
| 1.00% | $1k | - | 11 Month IRA Certificate Special | |
| 0.95% | $1k | - | 2 Year IRA Certificate | |
| 0.65% | $250 | - | 6 Month SEG IRA Certificate | |
| 0.30% | $1k | - | 1 Year IRA Certificate | |
| 0.25% | $1k | - | 6 Month IRA Certificate | |
| 0.20% | $1k | - | 3 Month IRA Certificate |
Service Credit Union has 44 locations. Click to view all Service Credit Union locations.