Featured Savings Rates
Featured Accounts

Service Credit Union

Popular Accounts at this Credit Union

1.00%1-year CD11 Month Share Certificate Special
1.00%1-year IRA11 Month IRA Certificate Special (Traditional, Roth, CESA)
1.30%6-month CD6 Month Warrior Rewards Certificate

Overview / Commentary
3003 Lafayette Rd
Portsmouth, NH 03801

Service Credit Union is headquartered in Portsmouth and is the largest credit union in the state of New Hampshire. It is also the 60th largest credit union in the nation. It was established in 1957 and as of March of 2016, it had grown to 581 employees and 228,681 members at 44 locations. Service Credit Union's savings rates are 44% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Service Credit Union of New Hampshire is open to the residents and the people that maintain employment within the qualified counties of New Hampshire and the qualified towns of Massachusetts that are listed on the credit union website, the current and retired Department of Defense employees, along with the current, retired, reserve, and National Guard members and/or employees, employees of the approved credit unions and affiliated organizations, as well as the family members of active military members, Department of Defense employees, and/or the current credit union members.
See current membership details

Related Posts

11 Month CD 1.50% New Money - 2/16/2016

All service members welcome along with veterans and family. $1,000. min. Our Rates - PERSONAL

Service Credit Union Has Three New, Very Competitive CDs - 1/16/2016

Service CU (NH) has three CD Specials: 11-month (1.50% APY), 27-month (2.00% APY), and 60-month (2.50% APY). Minimum deposit is $1K, with no balance cap. Ends 2/29/16.

Black Friday 3 Month CD Special 10% APY - 11/23/2015

Now through November 27, Service CU has a 3 month CD Special earning 10% APY.  $250 minimum and $1K maximum.  One CD per member. Welcome to Service Credit Union

View all posts from:

Great Bank With No Fees!

I have been a member of Service Credit Union since I became an adult 15 years ago.  Since the 1990s I have been nothing but thrilled with this bank.  Their fees are minimal.  I don’t pay any type of checking account or savings account fees at all and I have free use of all SCU ATMs.  If I use another ATM, I do pay a $2.00 fee which is minimal as I rarely have the need to do that.  I have been very happy with my debit card and have had very few issues other than forgetting my PIN.  Any time I have visited a branch the tellers have been very warm and welcoming.  Most of them seem to recognize you after a few times of going there.  I have also called to inquire at various times about services and the phone number always allows you to reach a person who can help.  Internet banking is smooth.  I am a very satisfied customer!

Service Federal Credit Union

The site needs to be updated it seems kind of old and the services offered should compete with Bank of America and other big banks. The looks would chase me away from doing business with them, regardless of their rates.


Posted by: NOTHAPPY12 | Feb 8, 2013

I have recently moved up here to NH and started an account with Service Credit Union. I mostly do my banking online but when I need to go to the bank I go to the location in Walmart. I have NEVER experienced the unprofessionalism in a bank like there is here. There is an emplyee named that has the worst mouth and such a poor attitude about other Service Credit Union branch employees. For one she gets too personal with account holders. She has given out information on other peoples accounts to other account holders. This type of service has reflected my opinion on going with another bank, as I DO NOT want my information shared or talked about with other people. That is nobody else's business but MINE!!

Pants On Fire

They really ought to mix things upwhen they write their own reviews. Why are the only positive reviews a) from folks who lwant to talk how theyve been with the bank since they were kids b) babble about how "seamless" on-line bankins is and c) think we care that their tellers recognize some kid by name.

Clearly one person writing multiple reviews. What a job description that one must have.



Health Grade Components

NCUA #68375
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD4.77%
Annual Interest Income$20.9MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$2.94B$2.65B
LoansQ1 2016vs Q1 2015$2.22B$1.90B
DepositsQ1 2016vs Q1 2015$2.37B$2.11B
Equity CapitalQ1 2016vs Q1 2015$339.7MM$325.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$7.6MM$8.6MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$3.7MM$3.1MM
Real Estate OwnedQ1 2016vs Q1 2015$120.00K$123.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Service Credit Union Savings Account Rates

0.75%*$2,500*-Star Shares
OTHER TIERS: 0.70% Up to $2,500
0.75%*$2,500*-Senior Shares
OTHER TIERS: 0.70% Up to $2,500
0.60%*$2,500*-Select Employer Group (SEG) Savings
OTHER TIERS: 0.55% Up to $2,500
0.60%*$2,500*-Veteran Shares
OTHER TIERS: 0.55% Up to $2,500
0.35%$50-Traditional IRA Account
0.25%*$5k*-Share Savings
OTHER TIERS: 0.20% $50 - $5k
0.25%*$5k*-Christmas Club
OTHER TIERS: 0.20% $50 - $5k
0.25%*$5k*-Club Account
OTHER TIERS: 0.20% $50 - $5k
0.25%*$5k*-Smart Savers
OTHER TIERS: 0.20% $50 - $5k
0.25%*$5k*-Business Shares
OTHER TIERS: 0.20% $50 - $5k

Service Credit Union Money Market Rates

0.50%*$25k*-Service+ High Yield Money Market With Direct Deposit
OTHER TIERS: 0.35% $5k - $25k
0.35%*$25k*-Business Money Market
OTHER TIERS: 0.30% $5k - $25k
0.30%*$25k*-Money Market
OTHER TIERS: 0.25% $5k - $25k

Service Credit Union Checking Account Rates

0.10%*$5k*-Service Plus Checking
OTHER TIERS: 0.05% $1,500 - $5k
0.10%*$5k*-Business Plus+ Checking
OTHER TIERS: 0.05% $1,500 - $5k

Service Credit Union CD Rates

2.00%$1k-5 Year Share Certificate
2.00%$1k-5 Year Business Share Certificate
1.55%$1k-4 Year Share Certificate
1.55%$1k-4 Year Business Share Certificate
1.50%$1k-27 Month Share Certificate Special
1.30%$250-6 Month Warrior Rewards Certificate
1.30%$1k-3 Year Share Certificate
1.30%$1k-3 Year Business Share Certificate
1.00%$1k-11 Month Share Certificate Special
0.95%$1k-2 Year Share Certificate
0.95%$1k-2 Year Business Share Certificate
0.80%$250-6 Month Star Certificate
0.80%$250-6 Month Senior Certificate
0.65%$250-6 Month SEG Share Certificate
0.65%$250-6 Month Veterans Certificate
0.30%$1k-1 Year Share Certificate
0.30%$1k-1 Year Business Share Certificate
0.25%$1k-6 Month Share Certificate
0.25%$1k-6 Month Business Share Certificate
0.20%$1k-3 Month Share Certificate
0.20%$1k-3 Month Business Share Certificate

Service Credit Union IRA Rates

2.00%$1k-5 Year IRA Certificate
1.55%$1k-4 Year IRA Certificate
1.50%$1k-27 Month IRA Certificate Special
1.30%$1k-3 Year IRA Certificate
1.00%$1k-11 Month IRA Certificate Special
0.95%$1k-2 Year IRA Certificate
0.65%$250-6 Month SEG IRA Certificate
0.30%$1k-1 Year IRA Certificate
0.25%$1k-6 Month IRA Certificate
0.20%$1k-3 Month IRA Certificate

Service Credit Union has 44 locations. Click to view all Service Credit Union locations.