Featured Savings Rates
Featured Accounts

Service Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.30%6-month CD6 Month Warrior Rewards Certificate
2.00%5-year CD5 Year Share Certificate
1.30%3-year CD3 Year Share Certificate

Overview / Commentary
603-422-8300
3003 Lafayette Rd
Portsmouth, NH 03801

Service Credit Union is headquartered in Portsmouth and is the largest credit union in the state of New Hampshire. It is also the 59th largest credit union in the nation. It was established in 1957 and as of September of 2016, it had grown to 603 employees and 233,915 members at 47 locations. Service Credit Union's savings rates are 44% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Service Credit Union is open to the following: (1) employees of the Department of Defense and their families; (2) those current members, veterans, retirees and reservists in all branches of the U.S. Armed Forces and their families; (3) those who live or work in Belknap, Cheshire, Carroll, Grafton, Coos, Merrimack, Hillsborough, Rockingham, Strafford, and Sullivan Counties in New Hampshire; (4) those who live or work in Bourne, Falmouth, Sandwich, and Mashpee Townships in Massachusetts; (5) employees of America's Credit Union Museum, Armed Forces Financial Network, Credit Union Executive Society, Credit Union National Association, National Association of Federal Credit Unions, National Association of State Chartered Credit Unions, and Defense Credit Union Council.
See current membership details

Related Posts

Service Credit Union Adds Two Short-Term Certificate Specials - 12/6/2016

New Hampshire-based Service CU has added a 9-month CD Special (1.00% APY) and 20-month CD Special (1.50% APY). Minimum deposit is $1k, with no balance cap.

20Month CD Special, 1.50% APY $1,000 Minimum - 12/6/2016

Service CU has a new 20month CD Special earning 1.50% APY.  There's also a 9month CD Special earning 1.00% APY. The 27month CD Special is no longer available, but the 20month CD Special is a nice alternative.

10% 3-Month CD Special BUT $1,000 Max At Service CU - 11/11/2016

Service Credit Union has started to advertise its upcoming Black Friday Specials. Unfortunately, the CD special isn’t that great. At first look, it may appear hot, but the very short term and the low max greatly limit the return: 10% APY 3-month CD special $1,000 max deposit, $250 min deposit Limit 1 per member Available from 11/19/2016 to 11/25/2016 Credit union’s Black Friday Specials page If you deposit the max, you’ll receive $25 in interest. It’s easy money if you’re already a member, but if you’re not already a member, this alone is probably not reason enough to join.

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Great Bank With No Fees!

I have been a member of Service Credit Union since I became an adult 15 years ago.  Since the 1990s I have been nothing but thrilled with this bank.  Their fees are minimal.  I don’t pay any type of checking account or savings account fees at all and I have free use of all SCU ATMs.  If I use another ATM, I do pay a $2.00 fee which is minimal as I rarely have the need to do that.  I have been very happy with my debit card and have had very few issues other than forgetting my PIN.  Any time I have visited a branch the tellers have been very warm and welcoming.  Most of them seem to recognize you after a few times of going there.  I have also called to inquire at various times about services and the phone number always allows you to reach a person who can help.  Internet banking is smooth.  I am a very satisfied customer!

Service Federal Credit Union

The site needs to be updated it seems kind of old and the services offered should compete with Bank of America and other big banks. The looks would chase me away from doing business with them, regardless of their rates.

UNPROFESSIONAL EMPLOYEE

Posted by: NOTHAPPY12 | Feb 8, 2013

I have recently moved up here to NH and started an account with Service Credit Union. I mostly do my banking online but when I need to go to the bank I go to the location in Walmart. I have NEVER experienced the unprofessionalism in a bank like there is here. There is an emplyee named that has the worst mouth and such a poor attitude about other Service Credit Union branch employees. For one she gets too personal with account holders. She has given out information on other peoples accounts to other account holders. This type of service has reflected my opinion on going with another bank, as I DO NOT want my information shared or talked about with other people. That is nobody else's business but MINE!!

Pants On Fire

They really ought to mix things upwhen they write their own reviews. Why are the only positive reviews a) from folks who lwant to talk how theyve been with the bank since they were kids b) babble about how "seamless" on-line bankins is and c) think we care that their tellers recognize some kid by name.

Clearly one person writing multiple reviews. What a job description that one must have.

VIEW MORE REVIEWS

Health
A+

Health Grade Components

Overall
NCUA #68375
Year Chartered1957
Employees603
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD6.47%
Annual Interest Income$64.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$3.01B$2.74B
LoansQ3 2016vs Q3 2015$2.35B$2.12B
DepositsQ3 2016vs Q3 2015$2.43B$2.17B
Equity CapitalQ3 2016vs Q3 2015$350.1MM$330.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$7.4MM$7.7MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$5.6MM$4.3MM
Real Estate OwnedQ3 2016vs Q3 2015$0$150.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

20Month CD Special, 1.50% APY $1,000 Minimum

Carpline   |  
Service CU has a new 20month CD Special earning 1.50% APY.  There's also a 9month CD Special earning 1.00% APY.
The 27month CD Special is no longer available, but the 20month CD Special is a nice alternative.

10% 3-Month CD Special BUT $1,000 Max At Service CU

Ken Tumin   |  
Service Credit Union has started to advertise its upcoming Black Friday Specials. Unfortunately, the CD special isn’t that great. At first look, it may appear hot, but the very short term and the low max greatly limit the return:

10% APY
3-month CD special
$1,000 max deposit, $250 min deposit
Limit 1 per member
Available from 11/19/2016 to 11/25/2016

Credit union’s Black Friday Specials page

If you deposit the max, you’ll receive $25 in interest. It’s easy money if you’re already a member, but if you’re not already a member, this alone is probably not reason enough to join.

Rates
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Always verify rates and promotions with the bank or credit union. We are not Service Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Service Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$2,500*-Star Shares
OTHER TIERS: 0.70% Up to $2,500
0.75%*$2,500*-Senior Shares
OTHER TIERS: 0.70% Up to $2,500
0.60%*$2,500*-Select Employer Group (SEG) Savings
OTHER TIERS: 0.55% Up to $2,500
0.60%*$2,500*-Veteran Shares
OTHER TIERS: 0.55% Up to $2,500
0.35%$50-Traditional IRA Account
0.25%*$5k*-Share Savings
OTHER TIERS: 0.20% $50 - $5k
0.25%*$5k*-Christmas Club
OTHER TIERS: 0.20% $50 - $5k
0.25%*$5k*-Club Account
OTHER TIERS: 0.20% $50 - $5k
0.25%*$5k*-Smart Savers
OTHER TIERS: 0.20% $50 - $5k
0.25%*$5k*-Business Shares
OTHER TIERS: 0.20% $50 - $5k

Service Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*-Service+ High Yield Money Market With Direct Deposit
OTHER TIERS: 0.35% $5k - $25k
0.35%*$25k*-Business Money Market
OTHER TIERS: 0.30% $5k - $25k
0.30%*$25k*-Money Market
OTHER TIERS: 0.25% $5k - $25k

Service Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Service Plus Checking
OTHER TIERS: 0.05% $1,500 - $5k
0.10%*$5k*-Business Plus+ Checking
OTHER TIERS: 0.05% $1,500 - $5k

Service Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-5 Year Share Certificate
2.00%$1k-5 Year Business Share Certificate
1.55%$1k-4 Year Share Certificate
1.55%$1k-4 Year Business Share Certificate
1.50%$1k-20 Month Share Certificate Special
1.30%$250-6 Month Warrior Rewards Certificate
1.30%$1k-3 Year Share Certificate
1.30%$1k-3 Year Business Share Certificate
1.00%$1k-9 Month Share Certificate Special
0.95%$1k-2 Year Share Certificate
0.95%$1k-2 Year Business Share Certificate
0.80%$250-6 Month Star Certificate
0.80%$250-6 Month Senior Certificate
0.65%$250-6 Month SEG Share Certificate
0.65%$250-6 Month Veterans Certificate
0.30%$1k-1 Year Share Certificate
0.30%$1k-1 Year Business Share Certificate
0.25%$1k-6 Month Share Certificate
0.25%$1k-6 Month Business Share Certificate
0.20%$1k-3 Month Share Certificate
0.20%$1k-3 Month Business Share Certificate

Service Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-5 Year IRA Certificate
1.55%$1k-4 Year IRA Certificate
1.50%$1k-20 Month IRA Certificate Special
1.30%$1k-3 Year IRA Certificate
1.00%$1k-9 Month IRA Certificate Special
0.95%$1k-2 Year IRA Certificate
0.65%$250-6 Month SEG IRA Certificate
0.30%$1k-1 Year IRA Certificate
0.25%$1k-6 Month IRA Certificate
0.20%$1k-3 Month IRA Certificate
Locations

Service Credit Union has 47 locations. Click to view all Service Credit Union locations.