Service First Federal Credit Union


Overview / Commentary
605-336-1047
3901 E 10th St
Sioux Falls, SD 57103

Service First Federal Credit Union is headquartered in Sioux Falls and is the 6th largest credit union in the state of South Dakota. It is also the 1,261st largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 58 employees and 17,019 members at 3 locations. Service First Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership to Service First Federal Credit Union is open to those who live, work, worship, or attend school in the Iowa counties of Lyon, Plymouth, Sioux, or Woodbury; the Minnesota counties of Lincoln, Lyon, Murray, Nobles, Pipestone, or Rock; the Nebraska counties of Antelope, Boone, Cedar, Dakota, Dixon, Holt, Knox, Madison, Pierce, Platte, Stanton, Wayne, or Wheeler; or the South Dakota counties of Bon Homme, Brookings, Clark, Clay, Codington, Deuel, Douglas, Grant, Hamlin, Hutchinson, Kingsbury, Lake, Lincoln, McCook, Miner, Minnehaha, Moody, Turner, Union, and Yankton.
See current membership details

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Health

Health Grade Components

Overall
NCUA #77
Year Chartered1934
Employees58
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD8.47%
Annual Interest Income$2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$205.8MM$214.6MM
LoansQ1 2025vs Q1 2024$109MM$133.4MM
DepositsQ1 2025vs Q1 2024$189.7MM$201.5MM
Equity CapitalQ1 2025vs Q1 2024$14.8MM$12MM
Loan Loss AllowanceQ1 2025vs Q1 2024$694K$643K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$129K$429K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Service First Federal Credit Union Locations
Branch Office3901 E 10th StSioux Falls, SD 57103-2133
Branch Office1300 N Morrell AveSioux Falls, SD 57103-0158
Branch Office3600 S Kiwanis AveSioux Falls, SD 57105

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