Service First Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.00% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.20% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.15% | Savings | 0.27% - National Average |
Service First Federal Credit Union is headquartered in Sioux Falls and is the 4th largest credit union in the state of South Dakota. It is also the 1,198th largest credit union in the nation. It was established in 1934 and as of December of 2018, it had grown to 65 employees and 19,184 members at 4 locations. Service First Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership to Service First Federal Credit Union is open to those who work, worship, live or attend school in McCook, Minnehaha or Lincoln County.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 77 |
| Year Chartered | 1934 |
| Employees | 65 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.37% |
| Return on Equity - YTD | 5.89% |
| Annual Interest Income | $5.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $163.0MM$156.6MM |
| Loans | Q4 2018vs Q4 2017 | $138.4MM$124.5MM |
| Deposits | Q4 2018vs Q4 2017 | $151.2MM$147.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $10.2MM$9.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $483.00K$593.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.2MM$1.5MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $722.00K$752.00K |
Always verify rates and promotions with the bank or credit union. We are not Service First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Service First Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $20k* | - | IRA Savings Account | ||
| OTHER TIERS: 0.05% → Up to $5k | 0.15% → $5k - $20k | |||||
| 0.15% | - | - | Share Savings Account | ||
Service First Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $100k* | - | Premier Money Market | ||
| OTHER TIERS: 0.07% → Up to $5k | 0.10% → $5k - $25k | 0.15% → $25k - $100k | |||||
| 0.15% | - | - | FIMMA | ||
Service First Federal Credit Union CD Rates
Service First Federal Credit Union IRA Rates
| Service First Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3901 E 10th St | Sioux Falls, SD 57103-2133 |
| Branch Office | 1300 N Morrell Ave | Sioux Falls, SD 57103-0158 |
| Branch Office | 3600 S Kiwanis Ave | Sioux Falls, SD 57105 |
| Branch Office | 501 N Nebraska St | Salem, SD 57058 |