Service First Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.75% | 5-year CD | 60 Month Share Certificate 2.50% - Ally Bank High Yield 5 Year CD |
| 0.15% | 1-year CD | 12 Month Share Certificate |
| 0.05% | Savings | Share Savings Account |
Service First Federal Credit Union is headquartered in Sioux Falls and is the 4th largest credit union in the state of South Dakota. It is also the 1,204th largest credit union in the nation. It was established in 1934 and as of December of 2017, it had grown to 62 employees and 17,673 members at 4 locations. Service First Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Minnehaha, Lincoln or McCook County.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 77 |
| Year Chartered | 1934 |
| Employees | 62 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.49% |
| Return on Equity - YTD | 8.26% |
| Annual Interest Income | $4.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $156.6MM$152.1MM |
| Loans | Q4 2017vs Q4 2016 | $124.5MM$107.0MM |
| Deposits | Q4 2017vs Q4 2016 | $147.2MM$143.0MM |
| Equity Capital | Q4 2017vs Q4 2016 | $9.3MM$8.2MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $593.00K$621.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $1.5MM$582.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $752.00K$800.00K |
Always verify rates and promotions with the bank or credit union. We are not Service First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Service First Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $20k* | - | IRA Savings Account | ||
| OTHER TIERS: 0.05% → Up to $5k | 0.15% → $5k - $20k | |||||
| 0.05% | - | - | Share Savings Account | ||
Service First Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $1k* | - | FIMMA | ||
| OTHER TIERS: 0.05% → Up to $1k | |||||
| 0.10%* | $50k* | - | Premier Money Market | ||
| OTHER TIERS: 0.05% → Up to $5k | 0.07% → $5k - $50k | |||||
Service First Federal Credit Union CD Rates
Service First Federal Credit Union IRA Rates
| Service First Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3901 E 10th St | Sioux Falls, SD 57103-2133 |
| Branch Office | 1300 N Morrell Ave | Sioux Falls, SD 57103-0158 |
| Branch Office | 3600 S Kiwanis Ave | Sioux Falls, SD 57105 |
| Branch Office | 501 N Nebraska St | Salem, SD 57058 |