Overview / Commentary
Service One Credit Union is headquartered in Bowling Green and is the 13th largest credit union in the state of Kentucky. It is also the 1,066th largest credit union in the nation. It was established in 1963 and as of September of 2024, it had grown to 53 employees and 17,166 members at 7 locations. Service One Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Service One Credit Union is open to those who live, work, worship, or attend school in the Kentucky counties of Allen, Barren, Butler, Caldwell, Christian, Crittenden, Edmonson, Hart, Hopkins, Logan, Livingston, Lyon, Metcalfe, Monroe, Muhlenberg, Simpson, Todd, Trigg, or Warren.
See current membership details
Health
B+
Data as of Q3 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62484 |
| Year Chartered | 1963 |
| Employees | 53 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.21% |
| Return on Equity - YTD | 2.6% |
| Annual Interest Income | $10.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2024vs Q3 2023 | $276.7MM$278.3MM |
| Loans | Q3 2024vs Q3 2023 | $222.3MM$231.1MM |
| Deposits | Q3 2024vs Q3 2023 | $232.2MM$230.5MM |
| Equity Capital | Q3 2024vs Q3 2023 | $22.3MM$20.5MM |
| Loan Loss Allowance | Q3 2024vs Q3 2023 | $2.4MM$2.3MM |
| Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $1.6MM$1.8MM |
| Real Estate Owned | Q3 2024vs Q3 2023 | $0$86K |