Overview / Commentary
Service One Credit Union is headquartered in Bowling Green and is the 12th largest credit union in the state of Kentucky. It is also the 1,052nd largest credit union in the nation. It was established in 1963 and as of June of 2023, it had grown to 69 employees and 16,820 members at 7 locations. Service One Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Service One Credit Union is open to those who live, work, worship, or attend school in the Kentucky counties of Allen, Barren, Butler, Caldwell, Christian, Crittenden, Edmonson, Hart, Hopkins, Logan, Livingston, Lyon, Metcalfe, Monroe, Muhlenberg, Simpson, Todd, Trigg, or Warren.
See current membership details
Health
B+
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62484 |
| Year Chartered | 1963 |
| Employees | 69 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.24% |
| Return on Equity - YTD | 3.14% |
| Annual Interest Income | $6.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $277.6MM$226.1MM |
| Loans | Q2 2023vs Q2 2022 | $231.4MM$160.1MM |
| Deposits | Q2 2023vs Q2 2022 | $231.1MM$203.7MM |
| Equity Capital | Q2 2023vs Q2 2022 | $20.7MM$20.6MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$1.1MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $1.1MM$228.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |