Service One Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.80%	5-year CD	3.00% - Goldman Sachs Bank USA High-yield 5 Year CD
2.05%	1-year CD	2.70% - Goldman Sachs Bank USA High-yield 12 Month CD
0.05%	Savings	2.20% - Barclays Online Savings Account

View all Service One Credit Union rates »

Overview / Commentary

www.socu.com

270-796-8500

1609 Campbell Ln
Bowling Green, KY 42104

Service One Credit Union is headquartered in Bowling Green and is the 13^th largest credit union in the state of Kentucky. It is also the 1,204^th largest credit union in the nation. It was established in 1963 and as of December of 2018, it had grown to 49 employees and 15,750 members at 4 locations. Service One Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to the following: 1) those who live, worship or work in Warren, Metcalfe, Barren, Monroe, Simpson, Allen, Butler, Logan, Hart and Edmonson Counties in Kentucky; 2) to faculty, staff, students and alumni of Western Kentucky University; 3) work for one of the credit union's Select Employer Groups or Workplace Partners; 4) immediate family of a current credit union member.
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Health

B+

Data as of Q4 2018

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Health Grade Components

Overall
NCUA #	62484
Year Chartered	1963
Employees	49
Primary Regulator

Profit Margin
Return on Assets - YTD	1.01%
Return on Equity - YTD	8.09%
Annual Interest Income	$6.6MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$161.1MM$158.1MM
Loans	Q4 2018vs Q4 2017	$115.5MM$106.2MM
Deposits	Q4 2018vs Q4 2017	$134.7MM$138.2MM
Equity Capital	Q4 2018vs Q4 2017	$20.1MM$18.4MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$938.00K$840.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$1.0MM$432.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Checking
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IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Service One Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.35%^*	$99k^*	-	IRA Savings
OTHER TIERS: 0.75% → Up to $10k \| 0.85% → $10k - $50k \| 1.10% → $50k - $99k
0.25%^*	$2.5k^*	-	Member Share Account
OTHER TIERS: 0.15% → $500 - $1k \| 0.20% → $1k - $2.5k
0.25%^*	$2.5k^*	-	Top-of-the-Class Share Accounts
OTHER TIERS: 0.15% → $500 - $1k \| 0.20% → $1k - $2.5k
0.25%^*	$2.5k^*	-	Young Saver Share Account
OTHER TIERS: 0.15% → $25 - $1k \| 0.20% → $1k - $2.5k
0.05%	-	-	Holiday Club Account
0.05%	-	-	Special Saving Account

Service One Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.05%^*	$250k^*	-	E.A.S.Y. Share Draft Account
OTHER TIERS: 0.35% → $1k - $2.5k \| 0.45% → $2.5k - $15k \| 0.55% → $15k - $25k \| 0.65% → $25k - $50k \| 0.75% → $50k - $75k \| 0.80% → $75k - $100k \| 0.95% → $100k - $200k \| 1.00% → $200k - $250k

Service One Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.90%	$500	-	60 Month High Yield Top-of-the-Class CD
2.80%	$500	-	60 Month High Yield CD
2.75%	$500	-	48 Month High Yield Top-of-the-Class CD
2.65%	$500	-	48 Month High Yield CD
2.50%	$500	-	24 Month High Yield Top-of-the-Class CD
2.50%	$500	-	36 Month High Yield Top-of-the-Class CD
2.50%	$500	-	30 Month High Yield Top-of-the-Class CD
2.40%	$500	-	24 Month High Yield CD
2.40%	$500	-	36 Month High Yield CD
2.40%	$500	-	30 Month High Yield CD
2.26%	$500	-	18 Month High Yield Top-of-the-Class CD
2.16%	$500	-	18 Month High Yield CD
2.15%	$500	-	12 Month High Yield Top-of-the-Class CD
2.05%	$500	-	12 Month High Yield CD
1.55%	$500	-	6 Month High Yield Top-of-the-Class CD
1.46%	$20k	-	14 Day Freedom High Yield Top-of-the-Class CD
1.45%	$500	-	6 Month High Yield CD
1.36%	$20k	-	14 Day High Yield Freedom CD
0.75%	$25	-	6 Month Add-On CD

Service One Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.90%	$500	-	60 Month High Yield Top-of-the-Class IRA
2.80%	$500	-	60 Month High Yield IRA
2.75%	$500	-	48 Month High Yield Top-of-the-Class IRA
2.65%	$500	-	48 Month High Yield IRA
2.50%	$500	-	24 Month High Yield Top-of-the-Class IRA
2.50%	$500	-	30 Month High Yield Top-of-the-Class IRA
2.50%	$500	-	36 Month High Yield Top-of-the-Class IRA
2.40%	$500	-	24 Month High Yield IRA
2.40%	$500	-	30 Month High Yield IRA
2.40%	$500	-	36 Month High Yield IRA
2.26%	$500	-	18 Month High Yield Top-of-the-Class IRA
2.16%	$500	-	18 Month High Yield IRA
2.15%	$500	-	12 Month High Yield Top-of-the-Class IRA
2.05%	$500	-	12 Month High Yield IRA

Locations

Service One Credit Union Locations
Branch Office	1609 Campbell Ln	Bowling Green, KY 42104
Branch Office	422 College Heights Blvd	Bowling Green, KY 42101
Branch Office	116 Ensminger Dr	Glasgow, KY 42141
Branch Office	543 US 31w Byp	Bowling Green, KY 42101

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