Advertising Disclosure
  1. Home
  2. Banks
  3. Service One Credit Union

Service One Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.socu.com
270-796-8500
1609 Campbell Ln
Bowling Green, KY 42104

Service One Credit Union is headquartered in Bowling Green and is the 13th largest credit union in the state of Kentucky. It is also the 1,089th largest credit union in the nation. It was established in 1963 and as of March of 2025, it had grown to 57 employees and 17,109 members at 6 locations. Service One Credit Union's money market rates are 9X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Service One Credit Union is open to those who live, work, worship, or attend school in the Kentucky counties of Allen, Barren, Butler, Caldwell, Christian, Crittenden, Edmonson, Hart, Hopkins, Logan, Livingston, Lyon, Metcalfe, Monroe, Muhlenberg, Simpson, Todd, Trigg, or Warren.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #62484
Year Chartered1963
Employees57
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD2.13%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$270.4MM$270.4MM
LoansQ1 2025vs Q1 2024$213MM$224.9MM
DepositsQ1 2025vs Q1 2024$235.9MM$221.7MM
Equity CapitalQ1 2025vs Q1 2024$22.2MM$21.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.3MM$2.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.9MM$1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Service One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Service One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.11%$0-Member Share Account
0.11%$0-Young Saver Share Account
0.11%$500-Business Savings
0.05%$0-Holiday Club Account

Service One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$400k*-Premium Money Market Account
OTHER TIERS: 0.25% → $0 - $100k | 1.50% → $100k - $250k | 3.00% → $250k - $400k
1.25%*$250k*-Money Market Account
OTHER TIERS: 0.50% → $2.5k - $25k | 0.75% → $25k - $100k | 1.00% → $100k - $250k

Service One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$0$25kChoice Plus
OTHER TIERS: 0.10% → $25k+
0.35%*$250k*-Busienss Checking
OTHER TIERS: 0.07% → $1k - $15k | 0.14% → $15k - $50k | 0.21% → $50k - $100k | 0.28% → $100k - $250k
0.10%$0-Free Plus Checking

Service One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-15 Month CD Special
3.30%$500-24 Month High Yield CD
3.30%$500-36 Month High Yield CD
3.30%$500-18 Month High Yield CD
3.30%$500-30 Month High Yield CD
3.15%$500-12 Month High Yield CD
3.15%$500-60 Month High Yield CD
3.15%$500-48 Month High Yield CD
2.55%$500-6 Month High Yield CD
2.55%$25-6 Month Add-on CD
2.05%$500-3 Month High Yield CD

Service One Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$500-18 Month High Yield IRA
3.30%$500-24 Month High Yield IRA
3.30%$500-30 Month High Yield IRA
3.30%$500-36 Month High Yield IRA
3.15%$500-12 Month High Yield IRA
3.15%$500-48 Month High Yield IRA
3.15%$500-60 Month High Yield IRA
2.55%$500-6 Month High Yield IRA
2.05%$500-3 Month High Yield IRA
0.30%*$99k*-IRA Savings
OTHER TIERS: 0.15% → $0 - $10k | 0.20% → $10k - $50k | 0.25% → $50k - $99k
Locations


Service One Credit Union Locations
Branch Office1609 Campbell LnBowling Green, KY 42104
Branch Office116 Ensminger DrGlasgow, KY 42141
Branch Office103 State StBowling Green, KY 42101
Branch Office120 Griffin Bell DrHopkinsville, KY 42240-8741
Branch Office540 E 4th StRussellville, KY 42276-1856
Branch Office361 Old Gallatin RdScottsville, KY 42164-8667

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.