Service One Credit Union

Overview / Commentary
1609 Campbell Ln
Bowling Green, KY 42104

Service One Credit Union is headquartered in Bowling Green and is the 13th largest credit union in the state of Kentucky. It is also the 1,190th largest credit union in the nation. It was established in 1963 and as of September of 2020, it had grown to 49 employees and 15,309 members at 4 locations. Service One Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to the following: 1) those who live, worship or work in Warren, Metcalfe, Barren, Monroe, Simpson, Allen, Butler, Logan, Hart and Edmonson Counties in Kentucky; 2) to faculty, staff, students and alumni of Western Kentucky University; 3) work for one of the credit union's Select Employer Groups or Workplace Partners; 4) immediate family of a current credit union member.
See current membership details


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Health Grade Components

NCUA #62484
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD-0.06%
Return on Equity - YTD-0.54%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$193.2MM$172.1MM
LoansQ3 2020vs Q3 2019$138.2MM$124.4MM
DepositsQ3 2020vs Q3 2019$170.3MM$150.5MM
Equity CapitalQ3 2020vs Q3 2019$20.6MM$20.6MM
Loan Loss AllowanceQ3 2020vs Q3 2019$1.1MM$964.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$1.3MM$485.00K
Real Estate OwnedQ3 2020vs Q3 2019$0$0

Rates for Service One Credit Union are currently being reviewed.


Service One Credit Union Locations
Branch Office1609 Campbell LnBowling Green, KY 42104
Branch Office422 College Heights BlvdBowling Green, KY 42101
Branch Office116 Ensminger DrGlasgow, KY 42141
Branch Office543 US 31w BypBowling Green, KY 42101

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