Featured Savings Rates
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Services Center Federal Credit Union

Popular Accounts at this Credit Union

0.25%1-year CD12 Month Share Certificate
0.05%SavingsSub-Share Savings Account
0.50%3-year CD30 Month Share Certificate

Overview / Commentary
609 W 21st St
Yankton, SD 57078

Services Center Federal Credit Union is headquartered in Yankton and is the 12th largest credit union in the state of South Dakota. It is also the 2,029th largest credit union in the nation. It was established in 1962 and as of December of 2017, it had grown to 18 employees and 7,407 members at 3 locations. Services Center Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and business and other legal entities located in Yankton, Bon Homme, Douglas or Hutchinson Counties of South Dakota, Knox or Cedar Counties of Nebraska.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Services Center Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #14874
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD5.06%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$65.1MM$61.1MM
LoansQ4 2017vs Q4 2016$42.0MM$30.6MM
DepositsQ4 2017vs Q4 2016$58.6MM$54.8MM
Equity CapitalQ4 2017vs Q4 2016$5.5MM$5.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$123.00K$70.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$169.00K$107.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Services Center Federal Credit Union Savings Account Rates

0.05%$100-Share Savings Account
0.05%$100-Sub-Share Savings Account
0.05%$100-Christmas Club Account

Services Center Federal Credit Union CD Rates

0.75%$500-36 Month Share Certificate
0.75%$100-36 Month Youth Share Certificate
0.50%$500-30 Month Share Certificate
0.50%$100-30 Month Youth Share Certificate
0.48%$1k-24 Month Share Certificate
0.30%$1k-18 Month Share Certificate
0.25%$1k-12 Month Share Certificate
0.15%$2,500-182 Day Share Certificate
0.09%$2,500-91 Day Share Certificate

Services Center Federal Credit Union IRA Rates

1.76%$100-48 Month IRA
0.75%$500-36 Month IRA
0.75%$100-36 Month Youth IRA
0.50%$500-30 Month IRA
0.50%$100-30 Month Youth IRA
0.48%$1k-24 Month IRA
0.30%$1k-18 Month IRA
0.25%$1k-12 Month IRA
0.15%$2,500-182 Day IRA
0.09%$2,500-91 Day IRA

Services Center Federal Credit Union Locations
Branch Office302 S SD Highway 37Parkston, SD 57366
Branch Office1501 Walnut STSpringfield, SD 57062
Branch Office609 W 21st StYankton, SD 57078