ServU Credit Union

Overview / Commentary
87 Victory Hwy
Painted Post, NY 14870

ServU Credit Union is headquartered in Painted Post and is the 36th largest credit union in the state of New York. It is also the 769th largest credit union in the nation. It was established in 1956 and as of September of 2022, it had grown to 112 employees and 36,213 members at 7 locations. ServU Credit Union's CD rates are 68% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Servu Federal Credit Union is open to students, or a faculty or staff members of any school district in Steuben County and Corning Community College, to those who live, work, attend school or worship in Yates County or the towns of Montour, Reading, Dix, Orange, or Tyrone, New York, and to employees of a member of the credit union's Select Employer Group. (membership requirements are listed in the credit union's online application)
See current membership details


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Health Grade Components

NCUA #10933
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD8.35%
Annual Interest Income$9.0MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$441.9MM$416.1MM
LoansQ3 2022vs Q3 2021$288.3MM$255.6MM
DepositsQ3 2022vs Q3 2021$382.6MM$361.5MM
Equity CapitalQ3 2022vs Q3 2021$57.7MM$52.8MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.1MM$949.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$1.0MM$712.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$40.00K
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ServU Credit Union Savings Account Rates

7.12%--I Bonds
0.35%$5-Regular Share Savings
0.35%--Christmas Club
0.35%--Vacation Club
0.35%--Miscellaneous Club
0.35%--Wise Saver Club
0.35%--SMART Saver Club
0.35%--Summer Club

ServU Credit Union CD Rates

2.47%$100k-36 Month Jumbo Share Certificate
2.27%$1k-36 Month Share Certificate
2.22%$100k- 24 Month Jumbo Share Certificate
2.02%$1k-24 Month Share Certificate
1.78%$1k-18 Month Share Certificate
1.51%$1k-12 Month Share Certificate
1.21%$1k-6 Month Share Certificate

ServU Credit Union IRA Rates

2.45%$100k-36 Month Jumbo IRA Certificate
2.25%$1k-36 Month IRA Certificate
2.22%$100k-24 Month Jumbo IRA Certificate
2.02%$1k-24 Month IRA Certificate
1.51%$1k-12 Month IRA Certificate

ServU Credit Union Locations
Branch Office9823 Science Center DrPainted Post, NY 14870
Branch Office10 Taylor StHornell, NY 14843
Branch Office7215 State Route 54Bath, NY 14810
Branch Office46 Millard StDundee, NY 14837-9400
Branch Office111 Pine StCorning, NY 14830-2618
Branch Office180 N Main StAlfred, NY 14802
Corporate Office87 Victory HwyPainted Post, NY 14870-1006

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