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SESLOC Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.sesloc.org
805-543-1816
3855 Broad St
San Luis Obispo, CA 93401

Field of Membership Restrictions

Membership in Sesloc Federal Credit Union is open to those who live, work or attend school in the California counties of San Luis Obispo or northern Santa Barbara, and immediate family of existing members.
See current membership details

Reviews (1)

Disappointed

Posted by: |

I have been a member of SESLOC Credit Union for almost 30 years. My credit score is just over 700 and my credit report will verify that I pay ALL my bills on time, every time.
So when I applied for a personal loan to consolidate my credit card debt that I have accrued before and during the pandemic, I thought my chances were pretty good. Currently, I pay more in credit card payments than I do for rent. I know that if I can consolidate those payments into just one, I can have a little left over every month to buy things like FOOD or perhaps handle an unexpected expense, like car repairs. If I can pay what I'm paying now, I can certainly pay a loan payment - which, according to their own loan calculator, would be 1/2 what I'm paying now.
But NO. And my car wasn't good enough for collateral. They want me to find someone with a "good" income to co-sign. WE ARE JUST COMING OUT OF A PANDEMIC. I don't know anyone with a "good" income anymore.
I am so upset. I feel like my good credit rating, flawless payment history, and 30 year membership at their institution should qualify me for CREDIT from a CREDIT UNION.

2


Health

Sorry, we do not have health information for SESLOC Federal Credit Union.

TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for SESLOC Federal Credit Union are currently being reviewed.

Locations


SESLOC Federal Credit Union Locations
Branch Office1399 E Grand AveArroyo Grande, CA 93420-2421
Branch Office8380 El Camino RealAtascadero, CA 93422-5324
Branch Office3807 BROAD STSAN LUIS OBISPO, CA 93401
Branch Office705 Golden Hill RdPaso Robles, CA 93446-3057
Corporate Office3855 BROAD STSAN LUIS OBISPO, CA 93401
Branch Office2506 S BroadwaySanta Maria, CA 93454
Corporate Office2625 S Miller St Ste 102-105Santa Maria, CA 93455
Branch Office1 Grand Ave Bldg 65 Room 103San Luis Obispo, CA 93407

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