SESLOC Federal Credit Union

Overview / Commentary
3855 Broad St
San Luis Obispo, CA 93401

SESLOC Federal Credit Union is headquartered in San Luis Obispo and is the 57th largest credit union in the state of California. It is also the 367th largest credit union in the nation. It was established in 1942 and as of March of 2021, it had grown to 161 employees and 56,101 members at 7 locations. SESLOC Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Sesloc Federal Credit Union is open to those who live, work or attend school in San Luis Obispo or Northern Santa Barbara County and immediate family of existing members.
See current membership details


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Health Grade Components

NCUA #4980
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3.52%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$1.10B$897.4MM
LoansQ1 2021vs Q1 2020$668.9MM$643.5MM
DepositsQ1 2021vs Q1 2020$1.00B$801.9MM
Equity CapitalQ1 2021vs Q1 2020$91.7MM$88.5MM
Loan Loss AllowanceQ1 2021vs Q1 2020$5.0MM$3.3MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$2.2MM$2.6MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0

Rates for SESLOC Federal Credit Union are currently being reviewed.


SESLOC Federal Credit Union Locations
Branch Office1399 E Grand AveArroyo Grande, CA 93420-2421
Branch Office8380 El Camino RealAtascadero, CA 93422-5324
Branch Office3807 BROAD STSAN LUIS OBISPO, CA 93401
Branch Office705 Golden Hill RdPaso Robles, CA 93446-3057
Corporate Office3855 BROAD STSAN LUIS OBISPO, CA 93401
Branch Office2506 S BroadwaySanta Maria, CA 93454
Corporate Office2625 S Miller St Ste 102-105Santa Maria, CA 93455

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