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Share Advantage Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.myshareadvantage.com
218-722-5931
2502 Maple Grove Rd
Duluth, MN 55811

Share Advantage Credit Union is headquartered in Duluth and is the 51st largest credit union in the state of Minnesota. It is also the 2,329th largest credit union in the nation. It was established in 1926 and as of March of 2025, it had grown to 12 employees and 3,520 members at 2 locations. Share Advantage Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work or attend school in Minnesota's St. Louis and Carlton counties.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Share Advantage Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #60242
Year Chartered1926
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD-0.77%
Return on Equity - YTD-6.76%
Annual Interest Income$662K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$57.1MM$57.4MM
LoansQ1 2025vs Q1 2024$37.7MM$35.6MM
DepositsQ1 2025vs Q1 2024$49.7MM$51.3MM
Equity CapitalQ1 2025vs Q1 2024$6.4MM$5.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$276K$266K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$137K$249K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Share Advantage Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Share Advantage Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-Holiday Club
0.15%$5-Youth Account
0.10%*$25k*-Regular Share
OTHER TIERS: 0.05% → $0 - $25k
0.10%*$25k*-Other Share Savings
OTHER TIERS: 0.05% → $0 - $25k
0.05%$0-Mortgage Escrow Account

Share Advantage Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$20k*-Money Market
OTHER TIERS: 0.15% → $0 - $20k

Share Advantage Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Business Checking

Share Advantage Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$500-48 Month Time Share Certificate
1.10%$500-36 Month Time Share Certificate
1.05%$500-24 Month Time Share Certificate
1.00%$500-12 Month Time Share Certificate
0.35%$500-6 Month Time Share Certificate

Share Advantage Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$500-48 Month IRA Certificate
1.21%$500-48 Month Roth IRA Certificate
1.21%$25-48 Month Education Savings Certificate
1.10%$500-36 Month IRA Certificate
1.10%$500-36 Month Roth IRA Certificate
1.10%$25-36 Month Education Savings Certificate
1.05%$500-24 Month IRA Certificate
1.05%$500-24 Month Roth IRA Certificate
1.05%$25-24 Month Education Savings Certificate
1.00%$500-12 Month IRA Certificate
1.00%$500-12 Month Roth IRA Certificate
1.00%$25-12 Month Education Savings Certificate
0.35%$500-6 Month IRA Certificate
0.20%$100-Roth IRA Account
0.20%$100-Traditional IRA Account
Locations


Share Advantage Credit Union Locations
Branch Office2502 Maple Grove RdDuluth, MN 55811-1864
Branch Office502 E 2nd StDuluth, MN 55805-1913

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