Sharefax Credit Union is headquartered in CINCINNATI and is the 18th largest credit union in the state of Ohio. It is also the 721st largest credit union in the nation. It was established in 1960 and as of June of 2023, it had grown to 69 employees and 31,436 members at 6 locations. Sharefax Credit Union's CD rates are 4X the national average, and it has a B+ health rating.
Sharefax Credit Union is open to anyone who lives, works, worships, or attends school in the Ohio counties of Adams, Brown, Butler, Clermont, Clinton, Fayette, Greene, Hamilton, Highland, Montgomery, Preble, or Warren. Employees of more than 400 SEGs also qualify for membership.
See current membership details
My experiences have been positive. Overall they are competitive. Better than average. You could do a lot worse. Provides a good option between the Cincinnati and Dayton (Ohio) based credit unions.
My granddaughter has the champion savings and it has allowed us to save for college and any other expenses. We appreciate the ease when coming in to check on her account. Our granddaughter enjoys coming in to make deposits and withdrawals which teaches her how to be responsible and mange her finances for later on in life. We love the family atmosphere at the Evendale Branch; the employees/tellers are very patient and are more than willing to help!! Thank you!!!
*Great share branching convenience
*Great polite customer service
*Makes $200 of deposit available immediately..(no unfair or long check hold days....two days max)
*Offers products and services to help build or rebuild credit.
*No credit check Telecheck,Earlywarning or Chexsytems to get an account
*Very forgiving to overdraft fees !
Sign up while it's this good :)
DON'T WASTE YOUR TIME GO RO A REAL BANK! Terrible customer services, zero communication, automated system will NOT get you to a representative despite the hold music "we value you" total BS!!! Been a customer for over 6 years and the past 2 have been a NIGHTMARE!!! Over 20 days both times I've ordered a new debit card!!!! I would have been luck getting Trump on the phone than a representative!!! OPEN A REAL BANK ACCT OR HSE NAVY FEDERAL OR ANYTHING BUT THIS COMPANY!!!
Overall | |
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NCUA # | 61090 |
Year Chartered | 1960 |
Employees | 69 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.38% |
Return on Equity - YTD | 4.2% |
Annual Interest Income | $7.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $499.3MM$517.6MM |
Loans | Q2 2023vs Q2 2022 | $349.7MM$347.1MM |
Deposits | Q2 2023vs Q2 2022 | $451.7MM$447.8MM |
Equity Capital | Q2 2023vs Q2 2022 | $46.2MM$46.5MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$655.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $625.00K$515.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Sharefax Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.51%* | $50k* | - | Money Market Checking | ||
OTHER TIERS: 0.75% → $1.5k - $10k | 1.00% → $10k - $25k | 1.26% → $25k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $10k* | - | Ultimate Advantage Checking | ||
OTHER TIERS: 0.05% → $500 - $3k | 0.10% → $3k - $10k | |||||
0.15%* | $5k* | - | Business Benefits Checking | ||
OTHER TIERS: 0.10% → $3k - $5k |
Sharefax Credit Union Locations | ||
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Branch Office | 1147 OLD STATE ROUTE 74 | BATAVIA, OH 45103 |
Branch Office | 10590 READING RD | CINCINNATI, OH 45241 |
Branch Office | 7443 S MASON MONTGOMERY RD | MASON, OH 45040 |
Branch Office | 5855 CINEMA DR | MILFORD, OH 45150 |
Branch Office | 1550 GENNTOWN DR | LEBANON, OH 45036 |
Corporate Office | 604 IVY GATEWAY | CINCINNATI, OH 45245 |