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Overview / Commentary
(800) 733-1SCU (1728)
1147 Old State Route 74
Batavia, OH 45103

Sharefax Credit Union is headquartered in BATAVIA and is the 16th largest credit union in the state of Ohio. It is also the 670th largest credit union in the nation. It was established in 1960 and as of December of 2016, it had grown to 61 employees and 29,061 members at 5 locations. Sharefax Credit Union's savings rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Butler, Clermont, Clinton, Fayette, Greene, Hamilton, Highland, Adams, Brown, Montgomery, Preble and Warren Counties in Ohio.
See current membership details

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Reviews (1)

Great Credit Union!!!

Posted by: Member44 | Dec 1, 2015

*Great share branching convenience
*Great polite customer service
*Makes $200 of deposit available immediately..(no unfair or long check hold days....two days max)
*Offers products and services to help build or rebuild credit.
*No credit check Telecheck,Earlywarning or Chexsytems to get an account
*Very forgiving to overdraft fees !

Sign up while it's this good :)


Health Grade Components

NCUA #61090
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.65%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$359.7MM$341.4MM
LoansQ4 2016vs Q4 2015$192.7MM$198.5MM
DepositsQ4 2016vs Q4 2015$326.8MM$308.4MM
Equity CapitalQ4 2016vs Q4 2015$32.0MM$31.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.6MM$909.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.7MM$2.5MM
Real Estate OwnedQ4 2016vs Q4 2015$0$40.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sharefax Credit Union Savings Account Rates

2.00%*$5k*$10kChampion Savers
OTHER TIERS: 0.50% $10k+ | 1.00% $50 - $1,500 | 1.50% $1,500 - $5k
0.35%*$100k*-Maximizer Savings Account
OTHER TIERS: 0.20% $10k - $25k | 0.25% $25k - $50k | 0.28% $50k - $75k | 0.32% $75k - $100k
0.25%*$25k*-IRA Share Savings Account
OTHER TIERS: 0.10% Up to $1k | 0.15% $1k - $5k | 0.18% $5k - $10k | 0.20% $10k - $25k
0.25%*$25k*-Health Savings Account
OTHER TIERS: 0.10% Up to $1k | 0.15% $1k - $5k | 0.18% $5k - $10k | 0.20% $10k - $25k
0.10%$50-Basic Shares
0.10%--Christmas Club

Sharefax Credit Union Money Market Rates

0.28%*$50k*-Money Market Checking
OTHER TIERS: 0.15% $1,500 - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k

Sharefax Credit Union Checking Account Rates

0.20%*$10k*-Ultimate Advantage Checking
OTHER TIERS: 0.15% $500 - $3k | 0.18% $3k - $10k
0.20%*$10k*-Business Benefits Checking
OTHER TIERS: 0.15% $3k - $5k | 0.18% $5k - $10k

Sharefax Credit Union CD Rates

2.68%$500-80 Month Gold Share Certificate
2.63%$500-80 Month Silver Share Certificate
2.43%$500-80 Month Share Certificate
2.07%$500-5 Year Gold Share Certificate
2.02%$500-5 Year Silver Share Certificate
1.81%$500-5 Year Share Certificate
1.66%$500-4 Year Gold Share Certificate
1.61%$500-4 Year Silver Share Certificate
1.41%$500-4 Year Share Certificate
1.36%$500-3 Year Gold Share Certificate
1.31%$500-3 Year Silver Share Certificate
1.16%$500-2 Year Gold Share Certificate
1.11%$500-3 Year Share Certificate
1.11%$500-2 Year Silver Share Certificate
1.00%$500-15 Month Gold Share Certificate
0.95%$500-15 Month Silver Share Certificate
0.90%$500-2 Year Share Certificate
0.85%$500-12 Month Gold Share Certificate
0.80%$500-12 Month Silver Share Certificate
0.75%$500-15 Month Share Certificate
0.60%$500-12 Month Share Certificate
0.60%$500-6 Month Gold Share Certificate
0.55%$500-6 Month Silver Share Certificate
0.40%$500-3 Month Gold Share Certificate
0.35%$500-6 Month Share Certificate
0.35%$500-3 Month Silver Share Certificate
0.15%$500-3 Month Share Certificate

Sharefax Credit Union IRA Rates

2.07%--60 Month Gold IRA Certificate
2.02%--60 Month Silver IRA Certificate
1.81%--60 Month IRA Certificate
1.66%--48 Month Gold IRA Certificate
1.61%--48 Month Silver IRA Certificate
1.41%--48 Month IRA Certificate
1.36%--36 Month Gold IRA Certificate
1.31%--36 Month Silver IRA Certificate
1.26%$500-30 Month Gold IRA Certificate
1.21%$500-30 Month Silver IRA Certificate
1.15%$500-24 Month Gold IRA Certificate
1.10%$500-24 Month Silver IRA Certificate
1.10%--36 Month IRA Certificate
1.00%$500-30 Month IRA Certificate
1.00%$500-18 Month Gold IRA Certificate
0.95%$500-18 Month Silver IRA Certificate
0.90%$500-24 Month IRA Certificate
0.85%$500-12 Month Gold IRA Certificate
0.80%$500-12 Month Silver IRA Certificate
0.75%$500-18 Month IRA Certificate
0.60%$500-12 Month IRA Certificate

Sharefax Credit Union Locations
Branch Office1147 OLD STATE ROUTE 74BATAVIA, OH 45103
Branch Office10590 READING RDCINCINNATI, OH 45241
Branch Office7443 S MASON MONTGOMERY RDMASON, OH 45040
Branch Office5855 CINEMA DRMILFORD, OH 45150
Branch Office1550 GENNTOWN DRLEBANON, OH 45036