Sharefax Credit Union


Overview / Commentary
513-753-2440
604 Ivy Gateway
Cincinnati, OH 45245

Sharefax Credit Union is headquartered in CINCINNATI and is the 18th largest credit union in the state of Ohio. It is also the 726th largest credit union in the nation. It was established in 1960 and as of June of 2024, it had grown to 70 employees and 31,099 members at 6 locations. Sharefax Credit Union's money market rates are 8X the national average, and it has an A health rating.

Field of Membership Restrictions

Sharefax Credit Union is open to anyone who lives, works, worships, or attends school in the Ohio counties of Adams, Brown, Butler, Clermont, Clinton, Fayette, Greene, Hamilton, Highland, Montgomery, Preble, or Warren. Employees of more than 400 SEGs also qualify for membership.
See current membership details

Reviews (1)

Best In Banking

Posted by: |

Sharefax Credit Union is amazing! The employees are incredibly helpful and always provide top-notch service with a smile. Their online banking platform is super easy to use and makes managing my finances a breeze. Highly recommend!



Health

Health Grade Components

Overall
NCUA #61090
Year Chartered1960
Employees70
Primary Regulator
Profit Margin
Return on Assets - YTD0.03%
Return on Equity - YTD0.32%
Annual Interest Income$10MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$503MM$499.3MM
LoansQ2 2024vs Q2 2023$353.8MM$349.7MM
DepositsQ2 2024vs Q2 2023$454.2MM$451.7MM
Equity CapitalQ2 2024vs Q2 2023$47.6MM$46.2MM
Loan Loss AllowanceQ2 2024vs Q2 2023$1.1MM$897K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1.1MM$625K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sharefax Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sharefax Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$100k*-Maximizer Savings Account
OTHER TIERS: 0.85% $0 - $10k | 1.11% $10k - $25k | 1.26% $25k - $50k | 1.41% $50k - $75k | 1.61% $75k - $100k
0.65%*$25k*-IRA Share Savings Account
OTHER TIERS: 0.15% $0 - $1k | 0.25% $1k - $5k | 0.35% $5k - $10k | 0.50% $10k - $25k
0.65%*$10k*-Champion Savers
OTHER TIERS: 0.30% $0 - $1.5k | 0.45% $1.5k - $5k | 0.55% $5k - $10k
0.25%*$25k*-Health Savings Account
OTHER TIERS: 0.05% $0 - $1k | 0.10% $1k - $5k | 0.15% $5k - $10k | 0.20% $10k - $25k
0.10%$50-Basic Shares
0.10%$0-Holiday Savings Club

Sharefax Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%*$100k*-Money Market Checking
OTHER TIERS: 0.85% $1.5k - $10k | 1.11% $10k - $25k | 1.26% $25k - $50k | 1.41% $50k - $75k | 3.04% $75k - $100k

Sharefax Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Ultimate Advantage Checking
OTHER TIERS: 0.05% $500 - $3k | 0.10% $3k - $10k
0.15%*$5k*-Business Benefits Checking
OTHER TIERS: 0.10% $3k - $5k

Sharefax Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$500-12 Month Gold Share Certificate
4.05%$500-12 Month Silver Share Certificate
4.00%$500-15 Month Gold Share Certificate
4.00%$10k-11 Months No Penalty Share Certificate
3.95%$500-15 Month Silver Share Certificate
3.90%$500-2 Year Gold Share Certificate
3.85%$500-12 Month Share Certificate
3.85%$500-2 Year Silver Share Certificate
3.80%$500-3 Year Gold Share Certificate
3.80%$10k-3 Year Bump Gold Share Certificate
3.75%$500-15 Month Share Certificate
3.75%$500-3 Year Silver Share Certificate
3.75%$10k-3 Year Bump Silver Share Certificate
3.70%$500-4 Year Gold Share Certificate
3.70%$10k-4 Year Bump Gold Share Certificate
3.65%$500-2 Year Share Certificate
3.65%$500-4 Year Silver Share Certificate
3.65%$10k-4 Year Bump Silver Share Certificate
3.60%$500-5 Year Gold Share Certificate
3.55%$500-3 Year Share Certificate
3.55%$500-5 Year Silver Share Certificate
3.55%$10k-3 Year Bump Share Certificate
3.50%$500-6 Month Gold Share Certificate
3.50%$15k-80 Month Gold Share Certificate
3.45%$500-4 Year Share Certificate
3.45%$500-6 Month Silver Share Certificate
3.45%$15k-80 Month Silver Share Certificate
3.45%$10k-4 Year Bump Share Certificate
3.35%$500-5 Year Share Certificate
3.25%$500-6 Month Share Certificate
3.25%$15k-80 Month Share Certificate
3.25%$500-3 Month Gold Share Certificate
3.20%$500-3 Month Silver Share Certificate
3.00%$500-3 Month Share Certificate
Locations


Sharefax Credit Union Locations
Branch Office1147 OLD STATE ROUTE 74BATAVIA, OH 45103
Branch Office10590 READING RDCINCINNATI, OH 45241
Branch Office7443 S MASON MONTGOMERY RDMASON, OH 45040
Branch Office5855 CINEMA DRMILFORD, OH 45150
Branch Office1550 GENNTOWN DRLEBANON, OH 45036
Corporate Office604 IVY GATEWAYCINCINNATI, OH 45245

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