Sharefax Credit Union is headquartered in CINCINNATI and is the 16th largest credit union in the state of Ohio. It is also the 702nd largest credit union in the nation. It was established in 1960 and as of September of 2022, it had grown to 68 employees and 32,038 members at 6 locations. Sharefax Credit Union has an A health rating.
Field of Membership Restrictions
Sharefax Credit Union is open to anyone who lives, works, worships, or attends school in the Ohio counties of Adams, Brown, Butler, Clermont, Clinton, Fayette, Greene, Hamilton, Highland, Montgomery, Preble, or Warren. Employees of more than 400 SEGs also qualify for membership.
See current membership details
Positive Experience
My experiences have been positive. Overall they are competitive. Better than average. You could do a lot worse. Provides a good option between the Cincinnati and Dayton (Ohio) based credit unions.
Sharefax Evendale Branch Is #1!!!
My granddaughter has the champion savings and it has allowed us to save for college and any other expenses. We appreciate the ease when coming in to check on her account. Our granddaughter enjoys coming in to make deposits and withdrawals which teaches her how to be responsible and mange her finances for later on in life. We love the family atmosphere at the Evendale Branch; the employees/tellers are very patient and are more than willing to help!! Thank you!!!
Great Credit Union!!!
*Great share branching convenience
*Great polite customer service
*Makes $200 of deposit available immediately..(no unfair or long check hold days....two days max)
*Offers products and services to help build or rebuild credit.
*No credit check Telecheck,Earlywarning or Chexsytems to get an account
*Very forgiving to overdraft fees !
Sign up while it's this good :)
WORST BANK/CREDIT UNION EVEE
DON'T WASTE YOUR TIME GO RO A REAL BANK! Terrible customer services, zero communication, automated system will NOT get you to a representative despite the hold music "we value you" total BS!!! Been a customer for over 6 years and the past 2 have been a NIGHTMARE!!! Over 20 days both times I've ordered a new debit card!!!! I would have been luck getting Trump on the phone than a representative!!! OPEN A REAL BANK ACCT OR HSE NAVY FEDERAL OR ANYTHING BUT THIS COMPANY!!!
Data as of Q3 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61090 |
| Year Chartered | 1960 |
| Employees | 68 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.36% |
| Return on Equity - YTD | 3.97% |
| Annual Interest Income | $9.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $522.9MM$457.7MM |
| Loans | Q3 2022vs Q3 2021 | $357.3MM$309.4MM |
| Deposits | Q3 2022vs Q3 2021 | $452.4MM$413.3MM |
| Equity Capital | Q3 2022vs Q3 2021 | $46.9MM$42.7MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $624.00K$708.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $937.00K$415.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |