Sharepoint Credit Union

Overview / Commentary
5300 Hyland Greens Dr
Bloomington, MN 55437-3933

Sharepoint Credit Union is headquartered in Bloomington and is the 20th largest credit union in the state of Minnesota. It is also the 1,021st largest credit union in the nation. It was established in 1933 and as of December of 2023, it had grown to 57 employees and 21,276 members at 6 locations. Sharepoint Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Share Point Credit Union is open to anyone who lives, works, worships, attends school, or conducts business in the Minnesota counties of Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, Washington, or Wright. Membership is also open to employees of more than 80 area companies and organizations.
See current membership details

Reviews (4)

The Checking Rate Is A Great Deal

Posted by: |

Yes, the 5 % APY is only for the first year and only for the first 2500 dollars, however this is a great deal. Remember that mortgage rates are at 3.75 APR. CDs are paying less than 1% APY for this reason. Of course the CU would go bankrupt very quickly if it was paying 5 percent interest and loaning money out at 4 percent. Its simple math.

The 5 percent APY is a reward you get for trying them out. Basically, they are paying you 125 dollars to bank with them for a year. This is a great deal because many commercial banks are now charging you money just to have a checking account.

Update Note

Posted by: |

Small print $50 minimum direct deposit required each month on 3% eSavings Account.

Very Frustrated - Zero Help In Customer Service

Nancy J. Very disappointed in customer service. We reached out to the for our pontoon boat loan September 2023 for we had fraud on our checking account and we needed to give them our new banking info. We spoke to a gentleman and gave our new banking info. We considered this staff member to make our payment current. He did not and has left.

First of November were looking at our account and saw that the payments were not coming out of our new account that we gave them in September. We had two calls with the credit union in November and also gave them our banking info to pay up our account.

Come December my credit was dinged. I have never had my credit dinged. We called in and spoke with a team member ( I am being nice not to use names). She took my payment over the phone for the past two months and then for the current month. She then sent me the DocuSign go have our payments come out monthly. I shared why could this not have happened in September and then in November when we spoke with them. She shared that she saw no conversations details but saw why had called in. I was frustrated and I wanted to leave a note to their customer service and she ended up forwarding my note.

We received a call back from their member services contact and we stressed our frustration on we were proactive in getting them the correct info for the payments to be on time. She said that we were at fault and she could not fix the credit damage. Being in customer service myself I shared she was not listening to us on when we started this process back in September. How could our Dec contact finally help us and three other times of contact have failed.

Now today after all the payments are up today and forward by one month. Plus, we are on automatic payment I received a second hit on my credit by Share Point.

I am besides myself. I would never use Share Point Credit Union again. I would welcome them to call me and help me if they are willing to be customer service friendly.

They’Re A Terrible Credit Union

Posted by: |

I’ve been there for years and they still treat me like a stranger. I’ve had several loans through them and their business practices are nothing short of horrific


Health Grade Components

NCUA #63098
Year Chartered1933
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.39%
Annual Interest Income$10.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$298.6MM$302.3MM
LoansQ4 2023vs Q4 2022$183.1MM$187.2MM
DepositsQ4 2023vs Q4 2022$266.4MM$269.7MM
Equity CapitalQ4 2023vs Q4 2022$27.6MM$24.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.4MM$1.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$605K$450K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Sharepoint Credit Union are currently being reviewed.


Sharepoint Credit Union Locations
Branch Office5300 Hyland Greens DrBloomington, MN 55437-3933
Branch Office3670 Aquila Ave SSaint Louis Park, MN 55426
Branch Office13735 Round Lake Blvd NWAndover, MN 55304
Branch Office200 E Travelers Trl Ste 110 Suite 110Burnsville, MN 55337
Branch Office13600 Industrial Park BlvdPlymouth, MN 55441
Branch Office3575 Sioux DrMedina, MN 55340-9338

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