Sharepoint Credit Union

Overview / Commentary
5300 Hyland Greens Dr
Bloomington, MN 55437

Sharepoint Credit Union is headquartered in Bloomington and is the 20th largest credit union in the state of Minnesota. It is also the 1,000th largest credit union in the nation. It was established in 1933 and as of September of 2022, it had grown to 53 employees and 21,919 members at 6 locations. Sharepoint Credit Union's savings rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Share Point Credit Union is open to anyone who lives, works, worships, attends school, or conducts business in the Minnesota counties of Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, Washington, or Wright. Membership is also open to employees of more than 80 area companies and organizations.
See current membership details

Reviews (3)

The Checking Rate Is A Great Deal

Posted by: |

Yes, the 5 % APY is only for the first year and only for the first 2500 dollars, however this is a great deal. Remember that mortgage rates are at 3.75 APR. CDs are paying less than 1% APY for this reason. Of course the CU would go bankrupt very quickly if it was paying 5 percent interest and loaning money out at 4 percent. Its simple math.

The 5 percent APY is a reward you get for trying them out. Basically, they are paying you 125 dollars to bank with them for a year. This is a great deal because many commercial banks are now charging you money just to have a checking account.

Update Note

Posted by: |

Small print $50 minimum direct deposit required each month on 3% eSavings Account.

They’Re A Terrible Credit Union

Posted by: |

I’ve been there for years and they still treat me like a stranger. I’ve had several loans through them and their business practices are nothing short of horrific


Health Grade Components

NCUA #63098
Year Chartered1933
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD8.58%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$300.5MM$298.7MM
LoansQ3 2022vs Q3 2021$184.1MM$167.3MM
DepositsQ3 2022vs Q3 2021$269.1MM$264.6MM
Equity CapitalQ3 2022vs Q3 2021$23.5MM$31.9MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.3MM$1.9MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$580.00K$420.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Sharepoint Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sharepoint Credit Union Savings Account Rates

3.00%*-$10keSavings - Limited offer
OTHER TIERS: 0.10% $10k+
1.55%$20$1.5kHoliday Savings
0.40%--IRA Savings
0.10%$5-Primary Savings
0.10%--Secondary Savings

Sharepoint Credit Union Money Market Rates

0.60%*$50k*-Money Market Account
OTHER TIERS: 0.20% Up to $2.5k | 0.35% $2.5k - $5k | 0.40% $5k - $10k | 0.50% $10k - $25k | 0.55% $25k - $50k

Sharepoint Credit Union Checking Account Rates

5.00%*-$5kPremier Rate Checking - Introductory Rate for New Members
OTHER TIERS: 0.10% $5k+
1.00%*-$5kPremier Rate Checking
OTHER TIERS: 0.10% $5k+
0.10%--Choice Plus Checking

Sharepoint Credit Union CD Rates

5.00%$500$100k25 Month Flex Share Certificate Special
4.50%$500$100k13 Month Flex Share Certificate Special
4.00%$10k-7 Month Certificate Special - New Money
2.55%$500-60 Month CD
2.35%$500-48 Month CD
1.95%$500-36 Month CD
1.75%$500-24 Month CD
1.65%$500-18 Month CD
1.55%$500-12 Month CD
1.15%$500-6 Month CD

Sharepoint Credit Union IRA Rates

2.55%$500-60 Month IRA
2.35%$500-48 Month IRA
1.95%$500-36 Month IRA
1.75%$500-24 Month IRA
1.65%$500-18 Month IRA
1.55%$500-12 Month IRA
1.15%$500-6 Month IRA

Sharepoint Credit Union Locations
Branch Office5300 Hyland Greens DrBloomington, MN 55437-3933
Branch Office3670 Aquila Ave SSaint Louis Park, MN 55426
Branch Office13735 Round Lake Blvd NWAndover, MN 55304
Branch Office200 E Travelers Trl Ste 110 Suite 110Burnsville, MN 55337
Branch Office13600 Industrial Park BlvdPlymouth, MN 55441
Branch Office3575 Sioux DrMedina, MN 55340-9338

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