Shelby Savings Bank, SSB

Overview / Commentary
111 Selma Street
Center, TX 75935

Shelby Savings Bank, SSB is headquartered in Center and is the 196th largest bank in the state of Texas. It is also the 2,135th largest bank in the nation. It was established in 1979 and as of March of 2022, it had grown to 97 employees at 7 locations. Shelby Savings Bank, SSB has an A health rating.


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Health Grade Components

FDIC Certificate #32135
Year Established1979
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD4.61%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$380.4MM$345.4MM
LoansQ1 2022vs Q1 2021$273.0MM$247.0MM
DepositsQ1 2022vs Q1 2021$305.2MM$283.4MM
Equity CapitalQ1 2022vs Q1 2021$39.3MM$41.6MM
Loan Loss AllowanceQ1 2022vs Q1 2021$3.1MM$2.6MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$1.7MM$681.00K
Real Estate OwnedQ1 2022vs Q1 2021$213.00K$0
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Shelby Savings Bank, SSB Checking Account Rates

2.28%*-$20kKasasa Cash Checking
OTHER TIERS: 0.25% $20k+

Shelby Savings Bank, SSB Locations
Hemphill Office103 Worth StreetHemphill, TX 75948
Shelby Savings Bank, SSB111 Selma StreetCenter, TX 75935
San Augustine Office710 West ColumbiaSan Augustine, TX 75972
Center North Branch1110 Hurst StreetCenter, TX 75935
Shelby Savings Bank, Ssb Palestine Office2805 South Loop 256Palestine, TX 75801
Shelby Savings Bank, Ssb Branch2500 South Main StreetLindale, TX 75771

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