Shelby Savings Bank, SSB

Overview / Commentary
111 Selma Street
Center, TX 75935

Shelby Savings Bank, SSB is headquartered in Center and is the 194th largest bank in the state of Texas. It is also the 2,202nd largest bank in the nation. It was established in 1979 and as of December of 2020, it had grown to 90 employees at 6 locations. Shelby Savings Bank, SSB has an A+ health rating.


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Health Grade Components

FDIC Certificate #32135
Year Established1979
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.33%
Return on Equity - YTD10.72%
Annual Interest Income$14.8MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$338.3MM$302.9MM
LoansQ4 2020vs Q4 2019$245.6MM$219.7MM
DepositsQ4 2020vs Q4 2019$275.6MM$245.4MM
Equity CapitalQ4 2020vs Q4 2019$41.5MM$38.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.6MM$2.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.1MM$902.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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Shelby Savings Bank, SSB Checking Account Rates

2.28%*-$20kKasasa Cash Checking
OTHER TIERS: 0.25% $20k+

Shelby Savings Bank, SSB Locations
Hemphill Office103 Worth StreetHemphill, TX 75948
Shelby Savings Bank, SSB111 Selma StreetCenter, TX 75935
San Augustine Office710 West ColumbiaSan Augustine, TX 75972
Center North Branch1110 Hurst StreetCenter, TX 75935
Shelby Savings Bank, Ssb Palestine Office2805 South Loop 256Palestine, TX 75801

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