Shelby Savings Bank, SSB

Overview / Commentary

www.ssbtx.com

936-598-5688

111 Selma Street
Center, TX 75935

Shelby Savings Bank, SSB is headquartered in Center and is the 196^th largest bank in the state of Texas. It is also the 2,190^th largest bank in the nation. It was established in 1979 and as of September of 2021, it had grown to 94 employees at 6 locations. Shelby Savings Bank, SSB has an A+ health rating.

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Health

A+

Data as of Q3 2021

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Health Grade Components

Overall
FDIC Certificate #	32135
Year Established	1979
Employees	94
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.43%
Return on Equity - YTD	11.84%
Annual Interest Income	$11.6MM

Assets and Liabilities
Assets	Q3 2021vs Q3 2020	$368.8MM$338.9MM
Loans	Q3 2021vs Q3 2020	$247.9MM$233.9MM
Deposits	Q3 2021vs Q3 2020	$293.6MM$271.2MM
Equity Capital	Q3 2021vs Q3 2020	$43.6MM$42.6MM
Loan Loss Allowance	Q3 2021vs Q3 2020	$2.6MM$2.6MM
Unbacked Noncurrent Loans	Q3 2021vs Q3 2020	$1.5MM$626.00K
Real Estate Owned	Q3 2021vs Q3 2020	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Shelby Savings Bank, SSB Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.28%^*	-	$20k	Kasasa Cash Checking
OTHER TIERS: 0.25% → $20k+

Locations

Shelby Savings Bank, SSB Locations
Hemphill Office	103 Worth Street	Hemphill, TX 75948
Shelby Savings Bank, SSB	111 Selma Street	Center, TX 75935
San Augustine Office	710 West Columbia	San Augustine, TX 75972
Center North Branch	1110 Hurst Street	Center, TX 75935
Shelby Savings Bank, Ssb Palestine Office	2805 South Loop 256	Palestine, TX 75801
Shelby Savings Bank, Ssb Branch	2500 South Main Street	Lindale, TX 75771

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