Shelby Savings Bank, SSB


Overview / Commentary
936-598-5688
111 Selma Street
Center, TX 75935

Shelby Savings Bank, SSB is headquartered in CENTER and is the 190th largest bank in the state of Texas. It is also the 2,056th largest bank in the nation. It was established in 1979 and as of March of 2025, it had grown to 108 employees at 6 locations. Shelby Savings Bank, SSB has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #32135
Year Established1979
Employees108
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.75%
Return on Equity - YTD15.64%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$409.7MM$414.4MM
LoansQ1 2025vs Q1 2024$315.4MM$283.9MM
DepositsQ1 2025vs Q1 2024$318.1MM$321.4MM
Equity CapitalQ1 2025vs Q1 2024$46.8MM$43.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.5MM$3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.1MM$935K
Real Estate OwnedQ1 2025vs Q1 2024$0$89K
Rates

Rates for Shelby Savings Bank, SSB are currently being reviewed.

Locations


Shelby Savings Bank, SSB Locations
Hemphill Office103 Worth StreetHemphill, TX 75948
Shelby Savings Bank, SSB111 Selma StCenter, TX 75935
San Augustine Office710 West ColumbiaSan Augustine, TX 75972
Center North Branch1110 Hurst StreetCenter, TX 75935
Shelby Savings Bank, Ssb Palestine Office2805 South Loop 256Palestine, TX 75801
Shelby Savings Bank, Ssb Branch2500 South Main StreetLindale, TX 75771

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