Advertising Disclosure
  1. Home
  2. Banks
  3. Shell Federal Credit Union

Shell Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.shellfcu.org
713-844-1100
301 E 13th St
Deer Park, TX 77536

Shell Federal Credit Union is headquartered in Deer Park and is the 19th largest credit union in the state of Texas. It is also the 266th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 466 employees and 156,301 members at 14 locations. Shell Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Shell Federal Credit Union is open to those who live, work, worship, attend school, or regularly conducts business in Harris County, Texas.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #1941
Year Chartered1937
Employees466
Primary Regulator
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD6.95%
Annual Interest Income$29.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.87B$1.85B
LoansQ1 2025vs Q1 2024$1.42B$1.44B
DepositsQ1 2025vs Q1 2024$1.59B$1.6B
Equity CapitalQ1 2025vs Q1 2024$232.5MM$204.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$12.9MM$13MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$11.1MM$12.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Shell Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Shell Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$10k*$20kHigh Yield eSavings
OTHER TIERS: 0.05% → $20k+ | 2.00% → $0 - $10k
0.50%$10-Christmas Club
0.15%$25-iSave Account
0.10%$5-Savings Account
0.10%$5-TUTMA Savings
0.10%$10-Business Savings
0.10%$10-Business Membership Savings

Shell Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$50k*-Money Market
OTHER TIERS: 1.25% → $2.5k - $10k | 1.35% → $10k - $25k | 1.45% → $25k - $50k
1.75%*$50k*-Business Money Market
OTHER TIERS: 1.25% → $2.5k - $10k | 1.35% → $10k - $25k | 1.45% → $25k - $50k

Shell Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$0$20keChecking- 40+ Debit Card Transactions
2.50%*$0$20keChecking- 30-39 Debit Card Transactions
OTHER TIERS: 0.05% → $20k+
2.00%*$0$20keChecking- 20-29 Debit Card Transactions
OTHER TIERS: 0.05% → $20k+
0.05%$2k-Checking
0.05%$10k-Business Premier Checking
0.05%$2k-JumpStart Checking

Shell Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%*$50k*-6 Month Share Certificate
OTHER TIERS: 4.00% → $500 - $50k
4.15%*$50k*-12 Month Share Certificate
OTHER TIERS: 4.00% → $500 - $50k
4.15%*$50k*-18 Month Share Certificate
OTHER TIERS: 4.00% → $500 - $50k
4.15%*$50k*-60 Month Share Certificate
OTHER TIERS: 4.00% → $500 - $50k
4.15%*$50k*-Business 6 Month Share Certificate
OTHER TIERS: 4.00% → $500 - $50k
4.15%*$50k*-Business 12 Month Share Certificate
OTHER TIERS: 4.00% → $500 - $50k
4.15%*$50k*-Business 18 Month Share Certificate
OTHER TIERS: 4.00% → $500 - $50k
4.15%*$50k*-Business 60 Month Share Certificate
OTHER TIERS: 4.00% → $500 - $50k
3.90%*$50k*-24 Month Share Certificate
OTHER TIERS: 3.75% → $500 - $50k
3.90%*$50k*-30 Month Share Certificate
OTHER TIERS: 3.75% → $500 - $50k
3.90%*$50k*-36 Month Share Certificate
OTHER TIERS: 3.75% → $500 - $50k
3.90%*$50k*-48 Month Share Certificate
OTHER TIERS: 3.75% → $500 - $50k
3.90%*$50k*-Business 24 Month Share Certificate
OTHER TIERS: 3.75% → $500 - $50k
3.90%*$50k*-Business 30 Month Share Certificate
OTHER TIERS: 3.75% → $500 - $50k
3.90%*$50k*-Business 36 Month Share Certificate
OTHER TIERS: 3.75% → $500 - $50k
3.90%*$50k*-Business 48 Month Share Certificate
OTHER TIERS: 3.75% → $500 - $50k
3.40%*$50k*-3 Month Share Certificate
OTHER TIERS: 3.25% → $500 - $50k
3.40%*$50k*-Business 3 Month Share Certificate
OTHER TIERS: 3.25% → $500 - $50k

Shell Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%*$50k*-6 Month IRA Certificate
OTHER TIERS: 4.00% → $500 - $50k
4.15%*$50k*-12 Month IRA Certificate
OTHER TIERS: 4.00% → $500 - $50k
4.15%*$50k*-18 Month IRA Certificate
OTHER TIERS: 4.00% → $500 - $50k
4.15%*$50k*-60 Month IRA Certificate
OTHER TIERS: 4.00% → $500 - $50k
3.90%*$50k*-24 Month IRA Certificate
OTHER TIERS: 3.75% → $500 - $50k
3.90%*$50k*-30 Month IRA Certificate
OTHER TIERS: 3.75% → $500 - $50k
3.90%*$50k*-36 Month IRA Certificate
OTHER TIERS: 3.75% → $500 - $50k
3.90%*$50k*-48 Month IRA Certificate
OTHER TIERS: 3.75% → $500 - $50k
3.40%*$50k*-3 Month IRA Certificate
OTHER TIERS: 3.25% → $500 - $50k
0.75%$0-Traditional IRA Savings
0.75%$0-Roth IRA Savings
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.