Shell Federal Credit Union

Overview / Commentary
301 E 13th St
Deer Park, TX 77536

Shell Federal Credit Union is headquartered in Deer Park and is the 19th largest credit union in the state of Texas. It is also the 265th largest credit union in the nation. It was established in 1937 and as of March of 2022, it had grown to 366 employees and 132,743 members at 11 locations. Shell Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Shell Federal Credit Union is open to those who live, work, worship, or attend school in Harris County, Texas, or have an immediate family member who is currently a member.
See current membership details

Reviews (1)

Worst Bank

horrible customer service, they are always right and never wrong no matter what. I have had such horrible experiences here from withdrawing money and being sent an empty envelope through drive through, to them withdrawing for the wrong account to them taking $100 from my account, they never showed me footage of my transaction even though they told me they would. Good luck to anyone that banks here! I'm out.


Health Grade Components

NCUA #1941
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD1.91%
Return on Equity - YTD19.22%
Annual Interest Income$15.1MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$1.68B$1.54B
LoansQ1 2022vs Q1 2021$1.26B$1.11B
DepositsQ1 2022vs Q1 2021$1.48B$1.36B
Equity CapitalQ1 2022vs Q1 2021$162.1MM$133.6MM
Loan Loss AllowanceQ1 2022vs Q1 2021$5.6MM$6.2MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$5.7MM$4.4MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0

Rates for Shell Federal Credit Union are currently being reviewed.



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