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Overview / Commentary
102 5th Ave
Shell Lake, WI 54871

Shell Lake State Bank is headquartered in Shell Lake and is the 128th largest bank in the state of Wisconsin. It is also the 3,264th largest bank in the nation. It was established in 1916 and as of December of 2015, it had grown to 38 employees at 5 locations. Shell Lake State Bank has an A+ health rating.

Reviews (1)

New To Shell Lake State Bank

Posted by: Anonymous | Oct 27, 2012

I just joined about a week ago and I'm really please with them. Better then U.S bank who I had for two years.

With Shell Lake being a smaller home town bank they are more in touch with their customers. So, if you're within a half hour drive from any of their banks I'd go with them over the bigger banks in the area just because of the home town customer feeling you get with them.


Health Grade Components

FDIC Certificate #14911
Year Established1916
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD6.25%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$176.2MM$169.9MM
LoansQ4 2015vs Q4 2014$71.3MM$68.1MM
DepositsQ4 2015vs Q4 2014$134.7MM$128.5MM
Equity CapitalQ4 2015vs Q4 2014$32.4MM$31.7MM
Loan Loss AllowanceQ4 2015vs Q4 2014$1.1MM$1.3MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$332.00K$1.9MM
Real Estate OwnedQ4 2015vs Q4 2014$162.00K$621.00K

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Shell Lake State Bank Locations
Shell Lake State Bank102 5th AveShell Lake, WI 54871
Spooner Branch219 River StreetSpooner, WI 54801
Sarona BranchW5340 Ripley RoadSarona, WI 54870
Minong Wi Branch401 West 5th AvenueMinong, WI 54859
Stone Lake Wi Branch5836 North 1st StreetStone Lake, WI 54876