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Overview / Commentary
102 5th Ave
Shell Lake, WI 54871

Shell Lake State Bank is headquartered in Shell Lake and is the 114th largest bank in the state of Wisconsin. It is also the 3,013th largest bank in the nation. It was established in 1916 and as of September of 2017, it had grown to 35 employees at 4 locations. Shell Lake State Bank has an A+ health rating.

Reviews (1)

New To Shell Lake State Bank

Posted by: Anonymous | Oct 27, 2012

I just joined about a week ago and I'm really please with them. Better then U.S bank who I had for two years.

With Shell Lake being a smaller home town bank they are more in touch with their customers. So, if you're within a half hour drive from any of their banks I'd go with them over the bigger banks in the area just because of the home town customer feeling you get with them.


Health Grade Components

FDIC Certificate #14911
Year Established1916
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.54%
Return on Equity - YTD8.91%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$195.3MM$183.0MM
LoansQ3 2017vs Q3 2016$85.6MM$79.8MM
DepositsQ3 2017vs Q3 2016$158.9MM$145.9MM
Equity CapitalQ3 2017vs Q3 2016$33.5MM$34.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.4MM$1.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$294.00K$356.00K
Real Estate OwnedQ3 2017vs Q3 2016$70.00K$90.00K

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Shell Lake State Bank Locations
Shell Lake State Bank102 5th AveShell Lake, WI 54871
Spooner Branch219 River StreetSpooner, WI 54801
Minong Wi Branch401 West 5th AvenueMinong, WI 54859
Stone Lake Wi Branch5836 North 1st StreetStone Lake, WI 54876