Shore to Shore Community Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.70%	5-year CD	5 Year CD 2.50% - Ally Bank High Yield 5 Year CD
0.55%	1-year CD	1 Year CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.05%	Savings	Secondary Savings 1.55% - Synchrony Bank High Yield Savings

View all Shore to Shore Community Federal Credit Union rates »

Overview / Commentary

www.shore2shorecu.com

734-675-3100

4550 Division
Trenton, MI 48183

Shore to Shore Community Federal Credit Union is headquartered in Trenton and is the 134^th largest credit union in the state of Michigan. It is also the 2,129^th largest credit union in the nation. It was established in 1953 and as of December of 2017, it had grown to 16 employees and 6,338 members at 2 locations. Shore to Shore Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work or worship in Allen Park, Brownstown, Ecorse, Flat Rock, Gibraltar, Grosse Ile, Lincoln Park, Melvindale, River Rouge, Riverview, Rockwood, Southgate, Trenton, Woodhaven or Wyandotte.
See current membership details

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Health

B+

Data as of Q4 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Shore to Shore Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	8349
Year Chartered	1953
Employees	16
Primary Regulator

Profit Margin
Return on Assets - YTD	0.48%
Return on Equity - YTD	6.13%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$59.8MM$56.0MM
Loans	Q4 2017vs Q4 2016	$23.0MM$22.3MM
Deposits	Q4 2017vs Q4 2016	$54.2MM$51.0MM
Equity Capital	Q4 2017vs Q4 2016	$4.7MM$4.4MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$115.00K$139.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$179.00K$200.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

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Savings
Money Market
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Shore to Shore Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	IRA Savings
0.05%	-	-	Regular Savings
0.05%	-	-	Secondary Savings
0.05%	-	-	Holiday Club

Shore to Shore Community Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.15% → $2,500 - $20k \| 0.20% → $20k - $75k

Shore to Shore Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.70%^*	$100k^*	-	5 Year CD
OTHER TIERS: 1.60% → $1k - $25k \| 1.65% → $25k - $100k
1.40%^*	$100k^*	-	4 Year CD
OTHER TIERS: 1.30% → $1k - $25k \| 1.35% → $25k - $100k
1.20%^*	$100k^*	-	3 Year CD
OTHER TIERS: 1.10% → $1k - $25k \| 1.15% → $25k - $100k
0.80%^*	$100k^*	-	2 Year CD
OTHER TIERS: 0.70% → $1k - $25k \| 0.75% → $25k - $100k
0.55%^*	$100k^*	-	1 Year CD
OTHER TIERS: 0.45% → $1k - $25k \| 0.50% → $25k - $100k
0.35%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.25% → $1k - $25k \| 0.30% → $25k - $100k
0.25%^*	$100k^*	-	3 Month CD
OTHER TIERS: 0.15% → $1k - $25k \| 0.20% → $25k - $100k

Locations

Shore to Shore Community Federal Credit Union Locations
Branch Office	21701 Allen Rd	Woodhaven, MI 48183
Branch Office	4550 Division St	Trenton, MI 48183

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