Shore to Shore Community Federal Credit Union

Popular Accounts at this Credit Union

2.60%5-year CD
1.20%1-year CD
View all Shore to Shore Community Federal Credit Union rates »

Overview / Commentary
4550 Division
Trenton, MI 48183

Shore to Shore Community Federal Credit Union is headquartered in Trenton and is the 135th largest credit union in the state of Michigan. It is also the 2,166th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 16 employees and 6,289 members at 2 locations. Shore to Shore Community Federal Credit Union's CD rates are 33% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work or worship in Allen Park, Brownstown, Ecorse, Flat Rock, Gibraltar, Grosse Ile, Lincoln Park, Melvindale, River Rouge, Riverview, Rockwood, Southgate, Trenton, Woodhaven or Wyandotte.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Shore to Shore Community Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #8349
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD8.52%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$58.4MM$59.8MM
LoansQ4 2018vs Q4 2017$24.4MM$23.0MM
DepositsQ4 2018vs Q4 2017$52.8MM$54.2MM
Equity CapitalQ4 2018vs Q4 2017$5.1MM$4.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$104.00K$115.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$221.00K$179.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Shore to Shore Community Federal Credit Union Savings Account Rates

0.50%--IRA Savings
0.05%--Regular Savings
0.05%--Secondary Savings
0.05%--Holiday Club

Shore to Shore Community Federal Credit Union Money Market Rates

0.50%*$75k*-Money Market Account
OTHER TIERS: 0.35% $2.5k - $20k | 0.45% $20k - $75k

Shore to Shore Community Federal Credit Union CD Rates

2.60%*$100k*-5 Year CD
OTHER TIERS: 2.50% $1k - $25k | 2.55% $25k - $100k
2.35%*$100k*-4 Year CD
OTHER TIERS: 2.25% $1k - $25k | 2.30% $25k - $100k
2.10%*$100k*-3 Year CD
OTHER TIERS: 2.00% $1k - $25k | 2.05% $25k - $100k
1.60%*$100k*-2 Year CD
OTHER TIERS: 1.50% $1k - $25k | 1.55% $25k - $100k
1.20%*$100k*-1 Year CD
OTHER TIERS: 1.10% $1k - $25k | 1.15% $25k - $100k
0.85%*$100k*-6 Month CD
OTHER TIERS: 0.75% $1k - $25k | 0.80% $25k - $100k
0.45%*$100k*-3 Month CD
OTHER TIERS: 0.35% $1k - $25k | 0.40% $25k - $100k

Shore to Shore Community Federal Credit Union Locations
Branch Office21701 Allen RdWoodhaven, MI 48183
Branch Office4550 Division StTrenton, MI 48183

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