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Shore to Shore Community Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.shore2shorecu.com
734-675-3100
4550 Division
Trenton, MI 48183

Shore to Shore Community Federal Credit Union is headquartered in Trenton and is the 123rd largest credit union in the state of Michigan. It is also the 1,989th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 16 employees and 5,452 members at 2 locations. Shore to Shore Community Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Shore to Shore Community Federal Credit Union is open to those who live, work or worship in the Michigan communities of Allen Park, Brownstown, Ecorse, Flat Rock, Gibraltar, Grosse Ile, Lincoln Park, Melvindale, River Rouge, Riverview, Rockwood, Southgate, Trenton, Woodhaven, or Wyandotte.
See current membership details

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Shore to Shore Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #8349
Year Chartered1953
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD13.68%
Annual Interest Income$827K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$83.9MM$82.7MM
LoansQ1 2025vs Q1 2024$28.8MM$28.6MM
DepositsQ1 2025vs Q1 2024$74.5MM$74.6MM
Equity CapitalQ1 2025vs Q1 2024$8.7MM$7.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$324K$279K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$477K$76K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Shore to Shore Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Shore to Shore Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Regular Savings
0.05%$0-Secondary Savings
0.05%$0-Holiday Club

Shore to Shore Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$75k*-Money Market Account
OTHER TIERS: 0.55% → $2.5k - $20k | 0.65% → $20k - $75k

Shore to Shore Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.95%*$100k*-5 Year CD
OTHER TIERS: 2.85% → $1k - $25k | 2.90% → $25k - $100k
2.85%*$100k*-4 Year CD
OTHER TIERS: 2.75% → $1k - $25k | 2.80% → $25k - $100k
2.60%*$100k*-3 Year CD
OTHER TIERS: 2.50% → $1k - $25k | 2.55% → $25k - $100k
2.40%*$100k*-2 Year CD
OTHER TIERS: 2.30% → $1k - $25k | 2.35% → $25k - $100k
2.35%*$100k*-1 Year CD
OTHER TIERS: 2.25% → $1k - $25k | 2.30% → $25k - $100k
2.10%*$100k*-6 Month CD
OTHER TIERS: 2.00% → $1k - $25k | 2.05% → $25k - $100k
1.60%*$100k*-3 Month CD
OTHER TIERS: 1.50% → $1k - $25k | 1.55% → $25k - $100k

Shore to Shore Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-IRA Savings
Locations


Shore to Shore Community Federal Credit Union Locations
Branch Office21701 Allen RdWoodhaven, MI 48183
Branch Office4550 Division StTrenton, MI 48183

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