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Overview / Commentary
2848 Memorial Dr
Two Rivers, WI 54241

Shoreline Credit Union is headquartered in Two Rivers and is the 48th largest credit union in the state of Wisconsin. It is also the 1,669th largest credit union in the nation. It was established in 1941 and as of June of 2016, it had grown to 36 employees and 10,263 members at 3 locations. Shoreline Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Kewaunee, Manitowoc, Calumet, Brown, Door, Outagamie, Winnebago, Fond du Lac or Sheboygan counties in Wisconsin.
See current membership details

Reviews (1)


The staff needs to get to know the members and their practices. Its inconvenient to do the same thing every month for years and still get hassled. ....learn your customers.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Shoreline Credit Union has a relatively low asset base.

Health Grade Components

NCUA #66447
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.5%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$90.1MM$97.6MM
LoansQ2 2016vs Q2 2015$70.1MM$74.4MM
DepositsQ2 2016vs Q2 2015$80.5MM$82.9MM
Equity CapitalQ2 2016vs Q2 2015$9.3MM$9.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$383.00K$531.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$464.00K$289.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$287.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Shoreline Credit Union Savings Account Rates

0.50%*$25k*-Health Savings Account (HSA)
OTHER TIERS: 0.05% $100 - $2,500 | 0.25% $2,500 - $10k | 0.35% $10k - $25k
0.10%*$10k*$100kPrimary Share
OTHER TIERS: 0.05% $500 - $10k
0.10%*$10k*$100kSecondary Share
OTHER TIERS: 0.05% $500 - $10k
0.10%*$500*$10kFreedom Club
OTHER TIERS: 0.05% Up to $500
0.10%*$500*$10kPete Pirate Club
OTHER TIERS: 0.05% Up to $500
0.10%$500-IRA Variable Rate Savings
0.10%$500-Roth IRA Variable Rate Savings
0.10%$500-CESA Variable Rate Savings
0.05%--Christmas Club

Shoreline Credit Union Money Market Rates

0.40%*$100k*-Advantage Money Market
OTHER TIERS: 0.10% $5k - $50k | 0.20% $50k - $75k | 0.30% $75k - $100k
0.30%*$25k*-Traditional Money Market
OTHER TIERS: 0.05% $2k - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k

Shoreline Credit Union Checking Account Rates

0.02%$1k$100kAdvantage Checking

Shoreline Credit Union CD Rates

1.10%$5k-36 Month Bump-Up CD
0.75%$5k-36 Month Shoreline PRIME CD
0.70%$1k-60 Month CD
0.60%$1k-48 Month CD
0.50%$5k-38 Month Member’s Choice CD
0.50%$5k-24 Month Shoreline PRIME CD
0.50%$1k-36 Month CD
0.40%$1k-24 Month CD
0.30%$1k-12 Month CD
0.25%$5k-12 Month Shoreline PRIME CD
0.20%$1k-6 Month CD

Shoreline Credit Union IRA Rates

0.70%$1k-60 Month IRA
0.60%$1k-48 Month IRA
0.50%$1k-36 Month IRA
0.40%$1k-24 Month IRA
0.30%$1k-12 Month IRA
0.20%$1k-6 Month IRA

Shoreline Credit Union Locations
Branch Office2848 Memorial DrTwo Rivers, WI 54241
Branch Office3131 Mishicot RdTwo Rivers, WI 54241
Branch Office4400 Calumet AveManitowoc, WI 54220