Shoreline Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.70% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.25% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.10% | Savings | 2.20% - Barclays Online Savings Account |
Shoreline Credit Union is headquartered in Manitowoc and is the 46th largest credit union in the state of Wisconsin. It is also the 1,688th largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 34 employees and 8,755 members at 2 locations. Shoreline Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Kewaunee, Manitowoc, Calumet, Brown, Door, Outagamie, Winnebago, Fond du Lac or Sheboygan counties in Wisconsin.
See current membership details
Shoreline's Authentic Staff.
I have been banking with Shoreline for about 4 years now. When I first opened my savings account, the staff was friendly and genuinely excited to see a new face. The process was quite simple and quick. Eventually I tried applying for a checking account but was rejected according to the CHEX system. They did have an alternative. A startup checking account with a $10 fee every month. At first, I was weary. In my dire need of a checking account I accepted. Turns out it was quite positive. There were no other fees or minimum balance and it accrues interest which is great since I only ever let my savings account grow. After 4 months I was upgraded to a regular checking account and there were no more $10 monthly fees. It's a small credit union with 2 locations, but with its interest only in the people banking with them, it's very trustworthy. Every time I visit the location, I am greeted by name and sometimes they have the popcorn machine running. Their website does feel a bit lacking and outdated, but it gets your needs done. All I really check is my statements. They recently just released a mobile app, although new, it feels too simple. I just use the app for balance checking.
Customerservice
The staff needs to get to know the members and their practices. Its inconvenient to do the same thing every month for years and still get hassled. ....learn your customers.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66447 |
| Year Chartered | 1941 |
| Employees | 34 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.13% |
| Return on Equity - YTD | 1.26% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $92.1MM$96.6MM |
| Loans | Q4 2018vs Q4 2017 | $60.6MM$64.7MM |
| Deposits | Q4 2018vs Q4 2017 | $82.6MM$80.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $9.3MM$9.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $269.00K$249.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $267.00K$302.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Shoreline Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Shoreline Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $25k* | - | Health Savings Account (HSA) | ||
| OTHER TIERS: 0.05% → $100 - $2.5k | 0.25% → $2.5k - $10k | 0.35% → $10k - $25k | |||||
| 0.10%* | $10k* | $100k | Primary Share | ||
| OTHER TIERS: 0.05% → $500 - $10k | |||||
| 0.10%* | $10k* | $100k | Secondary Share | ||
| OTHER TIERS: 0.05% → $500 - $10k | |||||
| 0.10%* | $500* | $10k | Freedom Club | ||
| OTHER TIERS: 0.05% → Up to $500 | |||||
| 0.10%* | $500* | $10k | Pete Pirate Club | ||
| OTHER TIERS: 0.05% → Up to $500 | |||||
| 0.10% | $500 | - | IRA Variable Rate Savings | ||
| 0.05% | - | - | Christmas Club | ||
Shoreline Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Advantage Money Market | ||
| OTHER TIERS: 0.10% → $5k - $50k | 0.20% → $50k - $75k | 0.30% → $75k - $100k | |||||
| 0.30%* | $25k* | - | Traditional Money Market | ||
| OTHER TIERS: 0.05% → $2k - $5k | 0.10% → $5k - $10k | 0.15% → $10k - $25k | |||||
Shoreline Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $1k | $100k | Advantage Checking |
Shoreline Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.10% | $5k | - | 36 Month Bump-Up CD | |
| 0.75% | $5k | - | 36 Month Shoreline PRIME CD | |
| 0.70% | $1k | - | 60 Month CD | |
| 0.60% | $1k | - | 48 Month CD | |
| 0.50% | $5k | - | 38 Month Member’s Choice CD | |
| 0.50% | $5k | - | 24 Month Shoreline PRIME CD | |
| 0.50% | $1k | - | 36 Month CD | |
| 0.40% | $1k | - | 24 Month CD | |
| 0.30% | $1k | - | 12 Month CD | |
| 0.25% | $5k | - | 12 Month Shoreline PRIME CD | |
| 0.20% | $1k | - | 6 Month CD |
Shoreline Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.70% | $1k | - | 60 Month IRA | |
| 0.60% | $1k | - | 48 Month IRA | |
| 0.50% | $1k | - | 36 Month IRA | |
| 0.40% | $1k | - | 24 Month IRA | |
| 0.30% | $1k | - | 12 Month IRA | |
| 0.20% | $1k | - | 6 Month IRA |
| Shoreline Credit Union Locations | ||
|---|---|---|
| Branch Office | 3131 Mishicot Rd | Two Rivers, WI 54241 |
| Branch Office | 4400 Calumet Ave | Manitowoc, WI 54220 |