Shuford Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

shufordcu.org

828-568-1234

882 16th St NE
Hickory, NC 28601

Shuford Federal Credit Union is headquartered in Hickory and is the 41^st largest credit union in the state of North Carolina. It is also the 2,746^th largest credit union in the nation. It was established in 1967 and as of March of 2025, it had grown to 9 employees and 4,447 members at 2 locations. Shuford Federal Credit Union's CD rates are 4X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Shuford Federal Credit Union is open to anyone who lives, works, or worships in the North Carolina counties of Alexander, Burke, Caldwell, or Catawba.
See current membership details

Reviews

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Health

C+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Shuford Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	24811
Year Chartered	1967
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	1.23%
Return on Equity - YTD	9.88%
Annual Interest Income	$501K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$35.5MM$32.8MM
Loans	Q1 2025vs Q1 2024	$29.1MM$24.3MM
Deposits	Q1 2025vs Q1 2024	$29.3MM$28.7MM
Equity Capital	Q1 2025vs Q1 2024	$4.4MM$3.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$163K$149K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$611K$344K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Shuford Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	Shares

Shuford Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	$25k^*	-	Shursave Money Market
OTHER TIERS: 1.00% → $500 - $25k

Shuford Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$500	-	Superior Checking

Shuford Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	18 Month Share Certificate
3.75%	$500	-	24 Month Share Certificate
3.50%	$500	-	12 Month Share Certificate
3.50%	$500	-	36 Month Share Certificate
3.25%	$500	-	6 Month Share Certificate

Shuford Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$0	-	IRA Savings

Locations

Shuford Federal Credit Union Locations
Branch Office	12 Falls Ave	Granite Falls, NC 28630
Branch Office	882 16th St NE	Hickory, NC 28601

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