Shuford Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	60 Month Share Certificate 2.25% - Ally Bank High Yield 5 Year CD
0.75%	1-year CD	12 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD
0.15%	Savings	Share Savings Account 1.15% - CIT Bank Spring Savings

View all Shuford Federal Credit Union rates »

Overview / Commentary

www.shufordcu.org

828-568-1234

882 16th St NE
Hickory, NC 28601

Shuford Federal Credit Union is headquartered in Hickory and is the 51^st largest credit union in the state of North Carolina. It is also the 3,237^th largest credit union in the nation. It was established in 1967 and as of March of 2017, it had grown to 7 employees and 4,646 members at 2 locations. Shuford Federal Credit Union has a C+ health rating.

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Health

C+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Shuford Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	24811
Year Chartered	1967
Employees	7
Primary Regulator

Profit Margin
Return on Assets - YTD	0.4%
Return on Equity - YTD	3.33%
Annual Interest Income	$270.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$23.9MM$23.0MM
Loans	Q1 2017vs Q1 2016	$16.9MM$16.9MM
Deposits	Q1 2017vs Q1 2016	$21.1MM$20.2MM
Equity Capital	Q1 2017vs Q1 2016	$2.8MM$2.7MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$53.00K$61.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$361.00K$108.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Shuford Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%	-	-	IRA Savings Account
0.15%	-	-	Share Savings Account

Shuford Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$25k^*	$50k	Shursave Money Market Account
OTHER TIERS: 0.30% → $500 - $25k

Shuford Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	Platinum Draft Account

Shuford Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$500	-	60 Month Share Certificate
1.25%	$500	-	36 Month Share Certificate
1.00%	$500	-	24 Month Share Certificate
0.75%	$500	-	12 Month Share Certificate

Shuford Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$500	-	60 Month IRA Certificate
1.25%	$500	-	36 Month IRA Certificate
1.00%	$500	-	24 Month IRA Certificate
0.75%	$500	-	12 Month IRA Certificate

Locations

Shuford Federal Credit Union Locations
Branch Office	12 Falls Ave	Granite Falls, NC 28630
Branch Office	882 16th St NE	Hickory, NC 28601