Shuford Federal Credit Union is headquartered in Hickory and is the 41st largest credit union in the state of North Carolina. It is also the 2,746th largest credit union in the nation. It was established in 1967 and as of March of 2025, it had grown to 9 employees and 4,447 members at 2 locations. Shuford Federal Credit Union's CD rates are 4X the national average, and it has a C+ health rating.
Shuford Federal Credit Union is open to anyone who lives, works, or worships in the North Carolina counties of Alexander, Burke, Caldwell, or Catawba.
See current membership details
Overall | |
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NCUA # | 24811 |
Year Chartered | 1967 |
Employees | 9 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.23% |
Return on Equity - YTD | 9.88% |
Annual Interest Income | $501K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $35.5MM$32.8MM |
Loans | Q1 2025vs Q1 2024 | $29.1MM$24.3MM |
Deposits | Q1 2025vs Q1 2024 | $29.3MM$28.7MM |
Equity Capital | Q1 2025vs Q1 2024 | $4.4MM$3.9MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $163K$149K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $611K$344K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Shuford Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.10% | $0 | - | Shares |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.25%* | $25k* | - | Shursave Money Market | ||
OTHER TIERS: 1.00% → $500 - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $500 | - | Superior Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | $0 | - | IRA Savings |
Shuford Federal Credit Union Locations | ||
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Branch Office | 12 Falls Ave | Granite Falls, NC 28630 |
Branch Office | 882 16th St NE | Hickory, NC 28601 |