Overview / Commentary
882 16th St NE
Hickory, NC 28601

Shuford Federal Credit Union is headquartered in Hickory and is the 51st largest credit union in the state of North Carolina. It is also the 3,176th largest credit union in the nation. It was established in 1967 and as of September of 2018, it had grown to 7 employees and 4,431 members at 2 locations. Shuford Federal Credit Union's CD rates are 67% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Shuford Federal Credit Union offers membership to anyone who works, worships or lives in the counties of Alexander, Burke, Caldwell and Catawba.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Shuford Federal Credit Union has a low asset base.

Health Grade Components

NCUA #24811
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD2.19%
Annual Interest Income$845.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$23.7MM$23.6MM
LoansQ3 2018vs Q3 2017$16.8MM$16.2MM
DepositsQ3 2018vs Q3 2017$20.8MM$20.8MM
Equity CapitalQ3 2018vs Q3 2017$2.9MM$2.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$71.00K$55.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$294.00K$384.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Shuford Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Shuford Federal Credit Union Savings Account Rates

1.25%--IRA Savings

Shuford Federal Credit Union Money Market Rates

0.60%*$25k*-Shursave Money Market
OTHER TIERS: 0.50% $500 - $25k

Shuford Federal Credit Union Checking Account Rates

0.25%$500-Superior Checking

Shuford Federal Credit Union CD Rates

2.50%$500-60 Month Share Certificate
2.25%$500-36 Month Share Certificate
2.00%$500-24 Month Share Certificate
1.50%$500-12 Month Share Certificate
1.25%$500-6 Month Share Certificate

Shuford Federal Credit Union Locations
Branch Office12 Falls AveGranite Falls, NC 28630
Branch Office882 16th St NEHickory, NC 28601

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