Sierra Central Credit Union

Overview / Commentary
1351 Harter Pkwy
Yuba City, CA 95993

Sierra Central Credit Union is headquartered in Yuba City and is the 49th largest credit union in the state of California. It is also the 326th largest credit union in the nation. It was established in 1955 and as of March of 2024, it had grown to 200 employees and 80,488 members at 19 locations. Sierra Central Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Sierra Central Credit Union is open to those who live, work, worship, or attend school in the California counties of Alpine, Amador, Butte, Colusa, El Dorado, Glenn, Lassen, Modoc, Nevada, Placer, Plumas, Sacramento, Shasta, Sierra, Tehama, Tuolumne, Sutter, Yolo, or Yuba.
See current membership details

Reviews (1)

Sierra Central a bank that cares

Posted by: |

Sierra Central like many credit unions provide the same power as big-banking institutions while providing the personal touch of a local business. They genuinely care about my personal banking needs. They are honest, upfront and hardworking to be sure I get the exact services I need. They are also concerned with my comfort, I enjoy every experience I have there.


Health Grade Components

NCUA #68053
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD-0.09%
Return on Equity - YTD-0.98%
Annual Interest Income$15.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.45B$1.54B
LoansQ1 2024vs Q1 2023$1.03B$929.9MM
DepositsQ1 2024vs Q1 2023$1.29B$1.36B
Equity CapitalQ1 2024vs Q1 2023$137.4MM$137MM
Loan Loss AllowanceQ1 2024vs Q1 2023$17.5MM$15.4MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$5.1MM$4MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0

Rates for Sierra Central Credit Union are currently being reviewed.



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