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Sierra Pacific Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.sierrapacificfcu.org
775-834-4579
6100 Neil Rd Ste 150
Reno, NV 89511

Sierra Pacific Federal Credit Union is headquartered in Reno and is the 10th largest credit union in the state of Nevada. It is also the 1,363rd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 21 employees and 10,526 members at 5 locations. Sierra Pacific Federal Credit Union's money market rates are 8X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Must be an employee or employer with any qualifying company of one of the select member firms group.
See current membership details

Reviews (1)

Slow To Open Account

Posted by: |

2 hrs to take application information, two weeks to get checks and almost two weeks to be able to use account for funds deposited in order to open it.

1


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #1000
Year Chartered1936
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD10.3%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$176.6MM$171.4MM
LoansQ1 2025vs Q1 2024$100MM$103.6MM
DepositsQ1 2025vs Q1 2024$151.8MM$149.1MM
Equity CapitalQ1 2025vs Q1 2024$22.9MM$21MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.4MM$1.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$361K$856K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sierra Pacific Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sierra Pacific Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.14%*$10k*-Regular Share Savings Account
OTHER TIERS: 0.10% → $0 - $10k
0.10%$0$10kAuxiliary Savings Account
0.10%$0-Christmas Club
0.05%$0-Vacation Club

Sierra Pacific Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%*$150k*$250kMoney Market Account
OTHER TIERS: 2.90% → $0 - $10k | 3.00% → $10k - $25k | 3.10% → $25k - $100k | 3.20% → $100k - $150k

Sierra Pacific Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Rewards Checking

Sierra Pacific Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%*$25k*$100k12 Month CD
OTHER TIERS: 1.25% → $5k - $25k
1.00%$25k$100k9 Month CD
0.90%$5k$100k6 Month CD

Sierra Pacific Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$10k*-IRA Savings Account
OTHER TIERS: 0.40% → $100 - $10k
Locations


Sierra Pacific Federal Credit Union Locations
Branch Office645 N Arlington Ave Ste 300Reno, NV 89503
Branch Office5580 Mill St Ste 700Reno, NV 89502
Branch Office8360 S Durango Dr Ste 190Las Vegas, NV 89113-4444
Branch Office1600 E Northern AvePhoenix, AZ 85020-3933
Branch Office6100 Neil Rd Ste 150Reno, NV 89511

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