Sierra Pacific Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.sierrapacificfcu.org

775-834-4579

6100 Neil Rd Ste 150
Reno, NV 89511

Sierra Pacific Federal Credit Union is headquartered in Reno and is the 10^th largest credit union in the state of Nevada. It is also the 1,363^rd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 21 employees and 10,526 members at 5 locations. Sierra Pacific Federal Credit Union's money market rates are 8X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Must be an employee or employer with any qualifying company of one of the select member firms group.
See current membership details

Reviews (1)

Write a Review

Slow To Open Account

Posted by: LeftyS7 | Jun 19, 2024

2 hrs to take application information, two weeks to get checks and almost two weeks to be able to use account for funds deposited in order to open it.

Comment

Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	1000
Year Chartered	1936
Employees	21
Primary Regulator

Profit Margin
Return on Assets - YTD	1.35%
Return on Equity - YTD	10.3%
Annual Interest Income	$2.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$176.6MM$171.4MM
Loans	Q1 2025vs Q1 2024	$100MM$103.6MM
Deposits	Q1 2025vs Q1 2024	$151.8MM$149.1MM
Equity Capital	Q1 2025vs Q1 2024	$22.9MM$21MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.4MM$1.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$361K$856K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD
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Always verify rates and promotions with the bank or credit union. We are not Sierra Pacific Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sierra Pacific Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.14%^*	$10k^*	-	Regular Share Savings Account
OTHER TIERS: 0.10% → $0 - $10k
0.10%	$0	$10k	Auxiliary Savings Account
0.10%	$0	-	Christmas Club
0.05%	$0	-	Vacation Club

Sierra Pacific Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.40%^*	$150k^*	$250k	Money Market Account
OTHER TIERS: 2.90% → $0 - $10k \| 3.00% → $10k - $25k \| 3.10% → $25k - $100k \| 3.20% → $100k - $150k

Sierra Pacific Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$500	-	Rewards Checking

Sierra Pacific Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.35%^*	$25k^*	$100k	12 Month CD
OTHER TIERS: 1.25% → $5k - $25k
1.00%	$25k	$100k	9 Month CD
0.90%	$5k	$100k	6 Month CD

Sierra Pacific Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$10k^*	-	IRA Savings Account
OTHER TIERS: 0.40% → $100 - $10k

Locations

Sierra Pacific Federal Credit Union Locations
Branch Office	645 N Arlington Ave Ste 300	Reno, NV 89503
Branch Office	5580 Mill St Ste 700	Reno, NV 89502
Branch Office	8360 S Durango Dr Ste 190	Las Vegas, NV 89113-4444
Branch Office	1600 E Northern Ave	Phoenix, AZ 85020-3933
Branch Office	6100 Neil Rd Ste 150	Reno, NV 89511

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