Simplicity Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.36% | 5-year CD | 60 Months CD 2.25% - Bank of Internet USA 60 Month CD |
| 0.55% | 1-year CD | 12 Months CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.05% | Savings | Card Savings Accuont 1.20% - Ally Bank Online Savings Account |
Simplicity Credit Union is headquartered in Marshfield and is the 23rd largest credit union in the state of Wisconsin. It is also the 894th largest credit union in the nation. It was established in 1949 and as of June of 2017, it had grown to 64 employees and 23,692 members at 4 locations. Simplicity Credit Union has an A health rating.
Field of Membership Restrictions
Simplicity Credit Union is open to those who live or work in Adams, Clark, Marathon, Portage, Shawano, Waupaca, Waushara and Wood Counties or in the Township of Alma in Jackson County. Membership is also open to employees of CP Rail Systems, Delta Dental Plan of Wisconsin, Copps Company and Corporation, Donaldson Company, Corporate Express Industries, Inc., SNE Corp., Sunrise Medical, and Stockholders or Patrons of the Tomorrow Valley Co-op.
See current membership details
A solid credit union.
Central city credit union is a very good credit union. In terms of deposit accounts, I have a savings and a checking account currently, and had a CD at one point. Firstly, the customer service is wonderful. The employees are trained very well at how to handle any situation, and I always feel that they are doing their best to find a solution. I've always felt like they are on my side, unlike at other financial institutions. They only offer me services if it is actually something that could benefit me, they aren't just trying to make sales. They are also very understanding of situations and are happy to refund fees, which are very reasonable to begin with. They also have many products and services just like any other bank. They also have a great advantage over other credit unions through the shared branch service, where you can access your Central City Credit Union account at other credit unions that are part of the network. This lets you take advantage of the great rates no matter where you are. The online banking and mobile banking options are full featured, you can deposit checks through the mobile app. This credit union makes me feel like I am part of a family, I am well taken care of. I am happy to have Central city credit union as my primary financial.
Horrible Service Now
We have banked with this credit union when it was Point Plus, then Central City and it was a wonderful bank. Friendly, fast customer service. Now that it is Simplicity, it is horrible! Long lines in drive up, no Saturday hours, on hold when calling the bank for over 10 mins-then directed to leave a message. I will be looking for another bank.
Not Impressed
It's now next to impossible to get ahold of someone since the change to Simplicity. Not Impressed with the changes. Very impersonal and ridiculous.
Customer Service
I've had an account at this credit union since i was a child, but have since changed banks because of poor customer service thoughout the organization
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66678 |
| Year Chartered | 1949 |
| Employees | 64 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 7.02% |
| Annual Interest Income | $4.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $243.7MM$232.1MM |
| Loans | Q2 2017vs Q2 2016 | $158.6MM$160.2MM |
| Deposits | Q2 2017vs Q2 2016 | $214.4MM$205.7MM |
| Equity Capital | Q2 2017vs Q2 2016 | $25.2MM$23.2MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $883.00K$869.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $1.7MM$942.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Simplicity Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Simplicity Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75% | - | - | KidsCount Savings Account | ||
| 0.75% | - | - | CUSucceed Savings Account | ||
| 0.75% | $25 | - | Graduation Club Account | ||
| 0.45%* | $100k* | - | Share Premium Savings Account | ||
| OTHER TIERS: 0.10% → $25 - $1k | 0.25% → $1k - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $100k | |||||
| 0.25% | $25 | - | Seasonal Savings Account | ||
| 0.25% | - | - | Traditional IRA Savings Account | ||
| 0.25% | $25 | - | Holiday Club Account | ||
| 0.25% | $25 | - | Vacation Club Account | ||
| 0.25% | - | - | Roth IRA Savings Account | ||
| 0.25% | - | - | Coverdell Education Savings Account | ||
| 0.10% | $25 | - | Open Savings Account | ||
| 0.05% | $25 | - | Card Savings Accuont | ||
| 0.05% | $25 | - | Health Savings Account | ||
Simplicity Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Money Market Checking Account | ||
| OTHER TIERS: 0.10% → $25 - $1k | 0.20% → $1k - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $100k | |||||
Simplicity Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Share Club Checking Account | |
| 0.05% | $1k | - | Dividend Checking |
Simplicity Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.36% | $500 | - | 60 Months CD | |
| 1.36% | $250 | - | 60 Months Youth CD | |
| 1.21% | $500 | - | 48 Months CD | |
| 1.21% | $250 | - | 48 Months Youth CD | |
| 1.00% | $500 | - | 36 Months CD | |
| 1.00% | $250 | - | 36 Months Youth CD | |
| 0.80% | $500 | - | 30 Months CD | |
| 0.80% | $250 | - | 30 Months Youth CD | |
| 0.70% | $500 | - | 24 Months CD | |
| 0.70% | $250 | - | 24 Months Youth CD | |
| 0.65% | $500 | - | 18 Months CD | |
| 0.65% | $250 | - | 18 Months Youth CD | |
| 0.55% | $500 | - | 12 Months CD | |
| 0.55% | $250 | - | 12 Months Youth CD | |
| 0.40% | $500 | - | 6 Months CD | |
| 0.40% | $250 | - | 6 Months Youth CD |
Simplicity Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.36% | $250 | - | 60 Months IRA | |
| 1.36% | $250 | - | 60 Months CESA | |
| 1.21% | $250 | - | 48 Months IRA | |
| 1.21% | $250 | - | 48 Months CESA | |
| 1.00% | $250 | - | 36 Months IRA | |
| 1.00% | $250 | - | 36 Months CESA | |
| 0.80% | $250 | - | 30 Months IRA | |
| 0.80% | $250 | - | 30 Months CESA | |
| 0.70% | $250 | - | 24 Months IRA | |
| 0.70% | $250 | - | 24 Months CESA | |
| 0.65% | $250 | - | 18 Months IRA | |
| 0.65% | $250 | - | 18 Months CESA | |
| 0.55% | $250 | - | 12 Months IRA | |
| 0.55% | $250 | - | 12 Months CESA | |
| 0.40% | $250 | - | 6 Months IRA | |
| 0.40% | $250 | - | 6 Months CESA |
| Simplicity Credit Union Locations | ||
|---|---|---|
| Branch Office | 222 E Upham St | Marshfield, WI 54449-1543 |
| Branch Office | 3101 Hoover Rd | Stevens Point, WI 54481 |
| Branch Office | 2331 Post Rd | Plover, WI 54467 |
| Branch Office | 900 Illinois Ave 3rd Floor | Stevens Point, WI 54481 |