Simplicity Credit Union

Overview / Commentary
222 E Upham St
Marshfield, WI 54449

Simplicity Credit Union is headquartered in Marshfield and is the 22nd largest credit union in the state of Wisconsin. It is also the 776th largest credit union in the nation. It was established in 1949 and as of September of 2022, it had grown to 100 employees and 27,441 members at 6 locations. Simplicity Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Simplicity Credit Union is open to those who live or work in Adams, Clark, Marathon, Portage, Shawano, Waupaca, Waushara and Wood Counties or in the Township of Alma in Jackson County. Membership is also open to employees of CP Rail Systems, Delta Dental Plan of Wisconsin, Copps Company and Corporation, Donaldson Company, Corporate Express Industries, Inc., SNE Corp., Sunrise Medical, and Stockholders or Patrons of the Tomorrow Valley Co-op.
See current membership details

Reviews (5)

A solid credit union.

Posted by: |

Central city credit union is a very good credit union. In terms of deposit accounts, I have a savings and a checking account currently, and had a CD at one point. Firstly, the customer service is wonderful. The employees are trained very well at how to handle any situation, and I always feel that they are doing their best to find a solution. I've always felt like they are on my side, unlike at other financial institutions. They only offer me services if it is actually something that could benefit me, they aren't just trying to make sales. They are also very understanding of situations and are happy to refund fees, which are very reasonable to begin with. They also have many products and services just like any other bank. They also have a great advantage over other credit unions through the shared branch service, where you can access your Central City Credit Union account at other credit unions that are part of the network. This lets you take advantage of the great rates no matter where you are. The online banking and mobile banking options are full featured, you can deposit checks through the mobile app. This credit union makes me feel like I am part of a family, I am well taken care of. I am happy to have Central city credit union as my primary financial.

I Would Never Recommend This Credit Union

Posted by: |

The rate that this credit union deserves is a minus for every category.

I would not recommend this credit union to my worst enemy .

I feel they would take your last dollar if they could get by with it.

Stay away from this place.

Overall Rating No Stars
- 0 Customer Service
Web / Mobile Experience
- 0
Competitive Products
- 0
Reasonable Fees
- 0

Horrible Service Now

Posted by: |

We have banked with this credit union when it was Point Plus, then Central City and it was a wonderful bank. Friendly, fast customer service. Now that it is Simplicity, it is horrible! Long lines in drive up, no Saturday hours, on hold when calling the bank for over 10 mins-then directed to leave a message. I will be looking for another bank.

Not Impressed

It's now next to impossible to get ahold of someone since the change to Simplicity. Not Impressed with the changes. Very impersonal and ridiculous.

Customer Service

Posted by: |

I've had an account at this credit union since i was a child, but have since changed banks because of poor customer service thoughout the organization


Health Grade Components

NCUA #66678
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.75%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$437.7MM$411.1MM
LoansQ3 2022vs Q3 2021$302.2MM$253.3MM
DepositsQ3 2022vs Q3 2021$392.9MM$362.2MM
Equity CapitalQ3 2022vs Q3 2021$37.9MM$38.9MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.5MM$1.1MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$2.0MM$561.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Simplicity Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Simplicity Credit Union Savings Account Rates

0.75%$5-KidsCount Savings Account
0.65%*$100k*-Share Premium Savings Account
OTHER TIERS: 0.15% $25 - $1k | 0.30% $1k - $10k | 0.40% $10k - $25k | 0.50% $25k - $50k | 0.55% $50k - $100k
0.25%$25-Seasonal Savings Account
0.25%$25-IRA Savings Account
0.15%--Saver's Sweepstakes
0.10%$25-Open Savings Account
0.05%$25-Card Savings Accuont
0.05%$25-Health Savings Account

Simplicity Credit Union Money Market Rates

0.65%*$100k*-Money Market Checking Account
OTHER TIERS: 0.15% $25 - $1k | 0.30% $1k - $10k | 0.40% $10k - $25k | 0.50% $25k - $50k | 0.55% $50k - $100k

Simplicity Credit Union Checking Account Rates

0.05%$1k-Dividend Checking

Simplicity Credit Union CD Rates

4.06%$500-7 Month CD Special
4.06%$250-7 Month Youth CD Special
3.80%$500-19 Month CD Special
3.80%$250-19 Month Youth CD Special
3.29%$500-48 Month CD
3.29%$500-60 Month CD
3.29%$250-48 Month Youth CD
3.29%$250-60 Month Youth CD
3.03%$500-36 Month CD
3.03%$250-36 Month Youth CD
2.78%$500-24 Month CD
2.78%$250-24 Month Youth CD
2.52%$500-12 Month CD
2.52%$250-12 Month Youth CD
0.65%$500-6 Month CD
0.65%$250-6 Month Youth CD

Simplicity Credit Union IRA Rates

3.29%$250-48 Month IRA
3.29%$250-60 Month IRA
3.03%$250-36 Month IRA
2.78%$250-24 Month IRA
2.52%$250-12 Month IRA

Simplicity Credit Union Locations
Branch Office222 E Upham StMarshfield, WI 54449-1543
Branch Office3101 Hoover RdStevens Point, WI 54481
Branch Office2331 Post RdPlover, WI 54467
Branch Office103 S Central AveMarshfield, WI 54449
Branch Office113 W Division StNeillsville, WI 54456-2152
Branch Office219 W Cecil StNeenah, WI 54956-3246

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.