Featured Savings Rates
Featured Accounts

Simplicity Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.36%5-year CD60 Months CD
0.55%1-year CD12 Months CD
0.05%SavingsCard Savings Accuont

Overview / Commentary
715-387-3702
222 E Upham St
Marshfield, WI 54449-1543

Simplicity Credit Union is headquartered in Marshfield and is the 23rd largest credit union in the state of Wisconsin. It is also the 889th largest credit union in the nation. It was established in 1949 and as of December of 2016, it had grown to 63 employees and 23,677 members at 4 locations. Simplicity Credit Union has an A health rating.

Field of Membership Restrictions

Simplicity Credit Union is open to those who live or work in Adams, Clark, Marathon, Portage, Shawano, Waupaca, Waushara and Wood Counties or in the Township of Alma in Jackson County. Membership is also open to employees of CP Rail Systems, Delta Dental Plan of Wisconsin, Copps Company and Corporation, Donaldson Company, Corporate Express Industries, Inc., SNE Corp., Sunrise Medical, and Stockholders or Patrons of the Tomorrow Valley Co-op.
See current membership details

Reviews (3)

A solid credit union.

Posted by: dalzmc | Jun 21, 2016

Central city credit union is a very good credit union. In terms of deposit accounts, I have a savings and a checking account currently, and had a CD at one point. Firstly, the customer service is wonderful. The employees are trained very well at how to handle any situation, and I always feel that they are doing their best to find a solution. I've always felt like they are on my side, unlike at other financial institutions. They only offer me services if it is actually something that could benefit me, they aren't just trying to make sales. They are also very understanding of situations and are happy to refund fees, which are very reasonable to begin with. They also have many products and services just like any other bank. They also have a great advantage over other credit unions through the shared branch service, where you can access your Central City Credit Union account at other credit unions that are part of the network. This lets you take advantage of the great rates no matter where you are. The online banking and mobile banking options are full featured, you can deposit checks through the mobile app. This credit union makes me feel like I am part of a family, I am well taken care of. I am happy to have Central city credit union as my primary financial.

Not Impressed

It's now next to impossible to get ahold of someone since the change to Simplicity. Not Impressed with the changes. Very impersonal and ridiculous.

Customer Service

Posted by: Anonymous | Oct 26, 2011

I've had an account at this credit union since i was a child, but have since changed banks because of poor customer service thoughout the organization



Health

Health Grade Components

Overall
NCUA #66678
Year Chartered1949
Employees63
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD8.92%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$236.1MM$225.7MM
LoansQ4 2016vs Q4 2015$156.9MM$158.8MM
DepositsQ4 2016vs Q4 2015$208.5MM$200.6MM
Equity CapitalQ4 2016vs Q4 2015$24.2MM$22.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$882.00K$871.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.4MM$1.2MM
Real Estate OwnedQ4 2016vs Q4 2015$24.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Simplicity Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--KidsCount Savings Account
0.75%--CUSucceed Savings Account
0.75%$25-Graduation Club Account
0.45%*$100k*-Share Premium Savings Account
OTHER TIERS: 0.10% $25 - $1k | 0.25% $1k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k
0.25%$25-Seasonal Savings Account
0.25%--Traditional IRA Savings Account
0.25%$25-Holiday Club Account
0.25%$25-Vacation Club Account
0.25%--Roth IRA Savings Account
0.25%--Coverdell Education Savings Account
0.10%$25-Open Savings Account
0.05%$25-Card Savings Accuont
0.05%$25-Health Savings Account

Simplicity Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Money Market Checking Account
OTHER TIERS: 0.10% $25 - $1k | 0.20% $1k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k

Simplicity Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Share Club Checking Account
0.05%$1k-Dividend Checking

Simplicity Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%$500-60 Months CD
1.36%$250-60 Months Youth CD
1.21%$500-48 Months CD
1.21%$250-48 Months Youth CD
1.00%$500-36 Months CD
1.00%$250-36 Months Youth CD
0.80%$500-30 Months CD
0.80%$250-30 Months Youth CD
0.70%$500-24 Months CD
0.70%$250-24 Months Youth CD
0.65%$500-18 Months CD
0.65%$250-18 Months Youth CD
0.55%$500-12 Months CD
0.55%$250-12 Months Youth CD
0.40%$500-6 Months CD
0.40%$250-6 Months Youth CD

Simplicity Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%$250-60 Months IRA
1.36%$250-60 Months CESA
1.21%$250-48 Months IRA
1.21%$250-48 Months CESA
1.00%$250-36 Months IRA
1.00%$250-36 Months CESA
0.80%$250-30 Months IRA
0.80%$250-30 Months CESA
0.70%$250-24 Months IRA
0.70%$250-24 Months CESA
0.65%$250-18 Months IRA
0.65%$250-18 Months CESA
0.55%$250-12 Months IRA
0.55%$250-12 Months CESA
0.40%$250-6 Months IRA
0.40%$250-6 Months CESA
Locations


Simplicity Credit Union Locations
Branch Office222 E Upham StMarshfield, WI 54449-1543
Branch Office3101 Hoover RdStevens Point, WI 54481
Branch Office2331 Post RdPlover, WI 54467
Branch Office900 Illinois Ave 3rd FloorStevens Point, WI 54481