Featured Savings Rates
Featured Accounts

Simplicity Credit Union

Popular Accounts at this Credit Union

1.36%5-year CD60 Months CD
0.55%1-year CD12 Months CD
0.05%SavingsCard Savings Accuont

Overview / Commentary
222 E Upham St
Marshfield, WI 54449-1543

Simplicity Credit Union is headquartered in Marshfield and is the 23rd largest credit union in the state of Wisconsin. It is also the 889th largest credit union in the nation. It was established in 1949 and as of September of 2016, it had grown to 61 employees and 23,729 members at 4 locations. Simplicity Credit Union has an A health rating.

Field of Membership Restrictions

Central City CU is open to anyone that resides or works within any of the site listed Counties in Wisconsin, employees, stockholders, and executives associated with any of the site listed CU-affiliated SEG's, as well as family members of current CU members. The complete details, listed locations, and qualified SEG's are available for review in the Central City Credit Union website for determining your membership eligibility status.
See current membership details

Reviews (2)

A solid credit union.

Posted by: dalzmc | Jun 21, 2016

Central city credit union is a very good credit union. In terms of deposit accounts, I have a savings and a checking account currently, and had a CD at one point. Firstly, the customer service is wonderful. The employees are trained very well at how to handle any situation, and I always feel that they are doing their best to find a solution. I've always felt like they are on my side, unlike at other financial institutions. They only offer me services if it is actually something that could benefit me, they aren't just trying to make sales. They are also very understanding of situations and are happy to refund fees, which are very reasonable to begin with. They also have many products and services just like any other bank. They also have a great advantage over other credit unions through the shared branch service, where you can access your Central City Credit Union account at other credit unions that are part of the network. This lets you take advantage of the great rates no matter where you are. The online banking and mobile banking options are full featured, you can deposit checks through the mobile app. This credit union makes me feel like I am part of a family, I am well taken care of. I am happy to have Central city credit union as my primary financial.

Customer Service

Posted by: Anonymous | Oct 26, 2011

I've had an account at this credit union since i was a child, but have since changed banks because of poor customer service thoughout the organization


Health Grade Components

NCUA #66678
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD7.87%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$234.7MM$220.7MM
LoansQ3 2016vs Q3 2015$157.8MM$157.5MM
DepositsQ3 2016vs Q3 2015$207.4MM$196.5MM
Equity CapitalQ3 2016vs Q3 2015$23.8MM$21.8MM
Loan Loss AllowanceQ3 2016vs Q3 2015$873.00K$910.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.7MM$1.1MM
Real Estate OwnedQ3 2016vs Q3 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Simplicity Credit Union Savings Account Rates

0.75%--KidsCount Savings Account
0.75%--CUSucceed Savings Account
0.75%$25-Graduation Club Account
0.45%*$100k*-Share Premium Savings Account
OTHER TIERS: 0.10% $25 - $1k | 0.25% $1k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k
0.25%$25-Seasonal Savings Account
0.25%--Traditional IRA Savings Account
0.25%$25-Holiday Club Account
0.25%$25-Vacation Club Account
0.25%--Roth IRA Savings Account
0.25%--Coverdell Education Savings Account
0.10%$25-Open Savings Account
0.05%$25-Card Savings Accuont
0.05%$25-Health Savings Account

Simplicity Credit Union Money Market Rates

0.40%*$100k*-Money Market Checking Account
OTHER TIERS: 0.10% $25 - $1k | 0.20% $1k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k

Simplicity Credit Union Checking Account Rates

0.05%$1k-Share Club Checking Account
0.05%$1k-Dividend Checking

Simplicity Credit Union CD Rates

1.36%$500-60 Months CD
1.36%$250-60 Months Youth CD
1.21%$500-48 Months CD
1.21%$250-48 Months Youth CD
1.00%$500-36 Months CD
1.00%$250-36 Months Youth CD
0.80%$500-30 Months CD
0.80%$250-30 Months Youth CD
0.70%$500-24 Months CD
0.70%$250-24 Months Youth CD
0.65%$500-18 Months CD
0.65%$250-18 Months Youth CD
0.55%$500-12 Months CD
0.55%$250-12 Months Youth CD
0.40%$500-6 Months CD
0.40%$250-6 Months Youth CD

Simplicity Credit Union IRA Rates

1.36%$250-60 Months IRA
1.36%$250-60 Months CESA
1.21%$250-48 Months IRA
1.21%$250-48 Months CESA
1.00%$250-36 Months IRA
1.00%$250-36 Months CESA
0.80%$250-30 Months IRA
0.80%$250-30 Months CESA
0.70%$250-24 Months IRA
0.70%$250-24 Months CESA
0.65%$250-18 Months IRA
0.65%$250-18 Months CESA
0.55%$250-12 Months IRA
0.55%$250-12 Months CESA
0.40%$250-6 Months IRA
0.40%$250-6 Months CESA

Simplicity Credit Union Locations
Branch Office222 E Upham StMarshfield, WI 54449-1543
Branch Office3101 Hoover RdStevens Point, WI 54481
Branch Office2331 Post RdPlover, WI 54467
Branch Office900 Illinois Ave 3rd FloorStevens Point, WI 54481