Singing River Federal Credit Union is headquartered in MOSS POINT and is the 5th largest credit union in the state of Mississippi. It is also the 1,022nd largest credit union in the nation. It was established in 1953 and as of March of 2019, it had grown to 70 employees and 28,511 members at 5 locations. Singing River Federal Credit Union's CD rates are 50% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Jackson, George or Greene counties in Mississippi, as well as most of Mobile and Baldwin counties in Alabama. Membership is also open to immediate family of current members.
See current membership details
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Everytime I go to the credit union the tellers are friendly and outgoing. They are always eager to help with whatever I need. Wether I am at the drive thru window or walk in it is nice seeing the same friendly, smiling faces. I tend to go to the same branch so the women working are familiar with who I am so if I need cash back it is not a hassle of showing identification like most other banks I have used in the past. When the account was opened with this bank I had my DL in my maiden name as I had just gotten married and my paycheck was going to my married name. The lady that opened the account for my husband and I put in the notes that my paychecks would be coming from a different name that was on the account and it was never an issue anytime I went to deposit my check. They have always given the utmost customer service.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 8694 |
| Year Chartered | 1953 |
| Employees | 70 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 7.81% |
| Annual Interest Income | $2.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $219.2MM$214.8MM |
| Loans | Q1 2019vs Q1 2018 | $185.8MM$180.9MM |
| Deposits | Q1 2019vs Q1 2018 | $196.2MM$193.5MM |
| Equity Capital | Q1 2019vs Q1 2018 | $20.0MM$18.7MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $1.7MM$1.7MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $1.4MM$1.5MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $260.00K$477.00K |
Always verify rates and promotions with the bank or credit union. We are not Singing River Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Singing River Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | Christmas Savings Account | |
| 0.50% | - | - | IRA Savings Account | |
| 0.25% | - | - | Share Savings Account |
Singing River Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.35% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $50k | |||||
Singing River Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.85%* | $1k* | $25k | Market Interest Checking | ||
| OTHER TIERS: 0.15% → $25k+ | |||||
| 0.15% | $300 | - | Share Draft Checking Account | ||
Singing River Federal Credit Union CD Rates
| Singing River Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 6151 Airport Blvd | Mobile, AL 36608-3141 |
| Branch Office | 3210 MARKET ST | PASCAGOULA, MS 39567-4421 |
| Branch Office | 201 SCOTT RD | LUCEDALE, MS 39452 |
| Branch Office | 6006 HIGHWAY 63 | MOSS POINT, MS 39563 |
| Branch Office | 400 Hardy Ave | LEAKESVILLE, MS 39451-5698 |