Sioux Valley Community Credit Union
Overview / Commentary
Sioux Valley Community Credit Union is headquartered in Sioux City and is the 42nd largest credit union in the state of Iowa. It is also the 2,607th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 11 employees and 3,594 members at 3 locations. Sioux Valley Community Credit Union has a B+ health rating.
Field of Membership Restrictions
Sioux Valley Community Credit Union membership is open to those who live in the Iowa counties of Cherokee, Ida, Monona, Plymouth, Sioux, or Woodbury; the Nebraska counties of Dakota, Dixon, Thurston, or Wayne; or the South Dakota counties of Clay or Union.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Sioux Valley Community Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64417 |
| Year Chartered | 1952 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.11% |
| Return on Equity - YTD | 1.02% |
| Annual Interest Income | $493K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $41.2MM$39.3MM |
| Loans | Q1 2025vs Q1 2024 | $22.7MM$23.2MM |
| Deposits | Q1 2025vs Q1 2024 | $36.5MM$34.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4.5MM$4.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $221K$242K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $277K$228K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |