SIU Credit Union


Overview / Commentary
618-457-3595
395 N Giant City Rd
Carbondale, IL 62902

SIU Credit Union is headquartered in Carbondale and is the 21st largest credit union in the state of Illinois. It is also the 722nd largest credit union in the nation. It was established in 1938 and as of December of 2024, it had grown to 101 employees and 43,724 members at 7 locations. SIU Credit Union has an A health rating.

Field of Membership Restrictions

SIU Credit Union offers membership to those who work or live in the Illinois counties of Alexander, Clinton, Edwards, Franklin, Gallatin, Hamilton, Hardin, Jackson, Jefferson, Johnson, Marion, Massac, Monroe, Perry, Pope, Pulaski, Randolph, Saline, Wabash, Washington, Wayne, White, Williamson, or Union.
See current membership details

Reviews (1)

Behind The Times

Posted by: |

I've had 4 credit union experiences, and SIU is the most archaic of all.
1. they only process mobile deposits one day a week.
2. Goverment checks...i.e. Soc. Sec. are not credited the day of receipt.
3. Overdraft charges, even though they will take funds from your savings to cover the difference, they will still charge you a fee.
4. Not open on weekends.
They are behind the times... this is 2023... you would think they would get with it.

NONE of the other Credit unions I had/have do not charge you for the overdraft.... and then they send you a letter threatening you with collections if you cannot settle the overdraft... for a whole $20.



Health

Health Grade Components

Overall
NCUA #60279
Year Chartered1938
Employees101
Primary Regulator
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD11.22%
Annual Interest Income$23.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$512MM$477.2MM
LoansQ4 2024vs Q4 2023$329.7MM$331.4MM
DepositsQ4 2024vs Q4 2023$452MM$422.8MM
Equity CapitalQ4 2024vs Q4 2023$55.9MM$48.2MM
Loan Loss AllowanceQ4 2024vs Q4 2023$2.6MM$2.2MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$2MM$1.6MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Rates for SIU Credit Union are currently being reviewed.

Locations


SIU Credit Union Locations
Branch Office1217 W Main StCarbondale, IL 62901-2225
Branch Office777 E Ford StHarrisburg, IL 62946-1161
Branch Office395 N Giant City RdCarbondale, IL 62902-6403
Branch Office2809 Outer DrMarion, IL 62959-5252
Branch Office704 E 5th St Ste 1Metropolis, IL 62960-2184
Branch Office300 N Pershing StEnergy, IL 62933
Corporate Office1175 E Main StCarbondale, IL 62901-3126

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