Featured Savings Rates
Featured Accounts

SIU Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.45%5-year CD60 Month Share Certificate
0.55%1-year CD12-17 Month Share Certificate
0.25%SavingsSpecial Savings Account

Overview / Commentary
800-449-7301
395 N Giant City Rd
Carbondale, IL 62902-6403

SIU Credit Union is headquartered in Carbondale and is the 19th largest credit union in the state of Illinois. It is also the 709th largest credit union in the nation. It was established in 1938 and as of September of 2016, it had grown to 93 employees and 38,783 members at 6 locations. SIU Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Jackson, Franklin, Johnson, Perry, Jefferson, Marion, Saline, Randolph, Massac, Union, or Williamson Counties in Illinois. Membership is also open to employees or members of the credit union's Select Employer Groups.
See current membership details

Reviews (2)

Great place to do business

Posted by: jiffer21 | Dec 2, 2014

The SIU Credit Union is great. They have locations that are convenient and an ATM network that allows fee free transactions across the country. The staff in each of the locations has always been friendly and courteous every time I have been there. They have a great rewards program that gives you points every time you use your debit card (among other things) so it is super easy to rack up points. they have many options for saving, loan options and who doesn't love free checking! I do typically have to wait a while in the drive in thru for even the simplest transactions. But overall it is a place I really enjoy banking with.

Rude And Incompetent Manager

The branch manager, Kyle Goss, at the Marion office is very rude and, in my opinion, does not adequately train his employees. The latest example is that I sat for one hour while one of his employees called Carbondale three times to figure out how to do a simple CD renewal. When I finally questioned her, Mr. Goss told me that they did not wish to do business with me any longer. I had been a customer of SIU Credit Union
for many years. I then asked him for my money back since he didn't want to do business with me, and he then stated that penalties might apply for an early withdrawal. Needless to say, I do not intend to deal with SIU Credit Union again.
them again once I get my money back.



Health
B+

Health Grade Components

Overall
NCUA #60279
Year Chartered1938
Employees93
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.55%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$326.2MM$301.1MM
LoansQ3 2016vs Q3 2015$212.1MM$192.0MM
DepositsQ3 2016vs Q3 2015$294.3MM$272.1MM
Equity CapitalQ3 2016vs Q3 2015$28.9MM$26.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.0MM$1.8MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.7MM$2.3MM
Real Estate OwnedQ3 2016vs Q3 2015$101.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SIU Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*-$2,500Smart Young Investor Account
OTHER TIERS: 0.23% $2,500 - $10k | 0.25% $10k - $25k | 0.35% $25k+
1.00%*-$500Jr. Executives Savings Account
OTHER TIERS: 0.20% $500 - $2k | 0.23% $2k - $10k | 0.25% $10k - $25k | 0.35% $25k+
0.60%*$50k*-Traditional IRA Account
OTHER TIERS: 0.25% $200 - $5k | 0.30% $5k - $10k | 0.35% $10k - $25k | 0.45% $25k - $50k
0.60%*$50k*-Roth IRA Account
OTHER TIERS: 0.25% $200 - $5k | 0.30% $5k - $10k | 0.35% $10k - $25k | 0.45% $25k - $50k
0.35%*$25k*-Bailey Bobcat Savings Account
OTHER TIERS: 0.20% Up to $2k | 0.23% $2k - $10k | 0.25% $10k - $25k
0.35%*$25k*-Custom Daily Savings Account
OTHER TIERS: 0.20% $500 - $2k | 0.23% $2k - $10k | 0.25% $10k - $25k
0.35%*$25k*-Membership Shares
OTHER TIERS: 0.20% Up to $2k | 0.23% $2k - $10k | 0.25% $10k - $25k
0.25%--Special Savings Account
0.25%--Holiday Savings Account

SIU Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Custom Money Market Account
OTHER TIERS: 0.25% Up to $5k | 0.30% $5k - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k

SIU Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-Emeritus Checking Account
OTHER TIERS: 0.10% $1k - $2k | 0.15% $2k - $10k | 0.20% $10k - $25k
0.30%*$25k*-Premier Now Checking Account
OTHER TIERS: 0.10% $1k - $2k | 0.15% $2k - $10k | 0.20% $10k - $25k

SIU Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$50k*-60 Month Share Certificate
OTHER TIERS: 1.40% $500 - $50k
1.20%*$50k*-48-59 Month Share Certificate
OTHER TIERS: 1.15% $500 - $50k
1.05%*$50k*-30-47 Month Share Certificate
OTHER TIERS: 1.00% $500 - $50k
0.75%*$50k*-24-29 Month Share Certificate
OTHER TIERS: 0.70% $500 - $50k
0.65%*$50k*-18-23 Month Share Certificate
OTHER TIERS: 0.60% $1k - $50k
0.60%*$50k*-15 Month Special Share Certificate
OTHER TIERS: 0.55% $1k - $50k
0.55%*$50k*-12-17 Month Share Certificate
OTHER TIERS: 0.50% $1k - $50k
0.30%*$50k*-6-11 Month Share Certificate
OTHER TIERS: 0.25% $1k - $50k

SIU Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$50k*-60 Month IRA
OTHER TIERS: 1.40% $1k - $50k
1.20%*$50k*-48 - 59 Month IRA
OTHER TIERS: 1.15% $1k - $50k
1.05%*$50k*-30 - 47 Month IRA
OTHER TIERS: 1.00% $1k - $50k
0.75%*$50k*-24 - 29 Month IRA
OTHER TIERS: 0.70% $1k - $50k
0.65%*$50k*-18 - 23 Month IRA
OTHER TIERS: 0.60% $1k - $50k
0.55%*$50k*-12 - 17 Month IRA
OTHER TIERS: 0.50% $1k - $50k
Locations


SIU Credit Union Locations
Branch Office1217 W Main StCarbondale, IL 62901-2225
Branch Office777 E Ford StHarrisburg, IL 62946-1161
Branch Office395 N Giant City RdCarbondale, IL 62902-6403
Branch Office2809 Outer DrMarion, IL 62959-5252
Branch Office704 E 5th St Ste 1Metropolis, IL 62960-2184
Branch Office300 N Pershing StEnergy, IL 62933