Overview / Commentary
SIUE Credit Union is headquartered in Edwardsville and is the 89th largest credit union in the state of Illinois. It is also the 2,932nd largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 5 employees and 1,676 members at 1 location. SIUE Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to faculty, staff, students and alumni of Southern Illinois University Edwardsville and to employees of Edwardsville Community School District #7, Greenville College, Metro East Lutheran High School, McKendree University, Eden Village, River Bluffs Girl Scout Council and businesses located in University Park.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SIUE Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65046 |
| Year Chartered | 1959 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.17% |
| Return on Equity - YTD | 12.32% |
| Annual Interest Income | $295K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $28.8MM$28MM |
| Loans | Q1 2025vs Q1 2024 | $11.2MM$11.6MM |
| Deposits | Q1 2025vs Q1 2024 | $25.8MM$25.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.7MM$2.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $109K$88K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $74K$107K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |