Overview / Commentary
SJP Federal Credit Union is headquartered in Buffalo and is the 78th largest credit union in the state of New York. It is also the 1,651st largest credit union in the nation. It was established in 1939 and as of December of 2021, it had grown to 12 employees and 6,828 members at 1 location. SJP Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in SJP Buffalo Federal Credit Union is open to parishioners of St. Joseph (Buffalo), St. Amelia (Towanda), and Blessed Sacrament (Buffalo) parishes, as well as members of the Knights of Columbus #3875.
See current membership details
Health
A
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 3306 |
| Year Chartered | 1939 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.92% |
| Return on Equity - YTD | 18.18% |
| Annual Interest Income | $4.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $120.9MM$106.8MM |
| Loans | Q4 2021vs Q4 2020 | $98.0MM$82.3MM |
| Deposits | Q4 2021vs Q4 2020 | $107.3MM$95.5MM |
| Equity Capital | Q4 2021vs Q4 2020 | $12.7MM$10.4MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $357.00K$348.00K |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $430.00K$642.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |