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Overview / Commentary
716-833-9670
341 Englewood Ave
Buffalo, NY 14223-2819

SJP Federal Credit Union is headquartered in Buffalo and is the 106th largest credit union in the state of New York. It is also the 2,180th largest credit union in the nation. It was established in 1939 and as of September of 2016, it had grown to 10 employees and 5,702 members at 1 location. SJP Federal Credit Union's money market rates are 80% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in SJP Buffalo Federal Credit Union is open to parishioners of St. Joseph (Buffalo), St. Amelia (Towanda), and Blessed Sacrament (Buffalo) parishes, as well as members of the Knights of Columbus #3875.
See current membership details

Related Posts

Nice Rates - Limited FOM - 11/10/2016

Some of the best CD rates in the Buffalo, NY area, if you qualify for membership (parishioners of St. Joseph, St. Amelia, and Blessed Sacrament parishes, and members of the Knights of Columbus #3875). 12 months - 1.40% APY 24 months - 1.60% APY 36 months - 1.75% APY 48 months - 1.90% APY 60 months - 2.10% APY 84 months - 2.30% APY

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SJP Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #3306
Year Chartered1939
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD15.85%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$57.1MM$43.4MM
LoansQ3 2016vs Q3 2015$51.5MM$41.7MM
DepositsQ3 2016vs Q3 2015$51.9MM$39.2MM
Equity CapitalQ3 2016vs Q3 2015$4.8MM$4.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$236.00K$183.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$565.00K$492.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Nice Rates - Limited FOM

Carpline   |  
Some of the best CD rates in the Buffalo, NY area, if you qualify for membership (parishioners of St. Joseph, St. Amelia, and Blessed Sacrament parishes, and members of the Knights of Columbus #3875).

12 months - 1.40% APY
24 months - 1.60% APY
36 months - 1.75% APY
48 months - 1.90% APY
60 months - 2.10% APY
84 months - 2.30% APY

Rates
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Always verify rates and promotions with the bank or credit union. We are not SJP Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SJP Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.04%*$75k*-IRA
OTHER TIERS: 1.00% $2,500 - $12,500 | 1.01% $12,500 - $25k | 1.02% $25k - $50k | 1.03% $50k - $75k

SJP Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.79%*$75k*-Money Market Account
OTHER TIERS: 0.75% $2,500 - $12,500 | 0.76% $12,500 - $25k | 0.77% $25k - $50k | 0.78% $50k - $75k

SJP Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%--84 Month CD
2.10%--60 Month CD
1.90%--48 Month CD
1.75%--36 Month CD
1.60%--24 Month CD
1.40%--12 Month CD

SJP Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%--84 Month IRA
2.10%--60 Month IRA
1.90%--48 Month IRA
1.75%--36 Month IRA
1.60%--24 Month IRA
1.40%--12 Month IRA
Locations


SJP Federal Credit Union Locations
Branch Office341 Englewood AveBuffalo, NY 14223-2819