Featured Savings Rates
Featured Accounts
Overview / Commentary
341 Englewood Ave
Buffalo, NY 14223-2819

SJP Federal Credit Union is headquartered in Buffalo and is the 107th largest credit union in the state of New York. It is also the 2,182nd largest credit union in the nation. It was established in 1939 and as of December of 2016, it had grown to 10 employees and 5,616 members at 1 location. SJP Federal Credit Union's money market rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in SJP Buffalo Federal Credit Union is open to parishioners of St. Joseph (Buffalo), St. Amelia (Towanda), and Blessed Sacrament (Buffalo) parishes, as well as members of the Knights of Columbus #3875.
See current membership details

Related Posts

Nice Rates - Limited FOM - 11/10/2016

Some of the best CD rates in the Buffalo, NY area, if you qualify for membership (parishioners of St. Joseph, St. Amelia, and Blessed Sacrament parishes, and members of the Knights of Columbus #3875). 12 months - 1.40% APY 24 months - 1.60% APY 36 months - 1.75% APY 48 months - 1.90% APY 60 months - 2.10% APY 84 months - 2.30% APY


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SJP Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #3306
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD15.93%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$57.0MM$49.6MM
LoansQ4 2016vs Q4 2015$52.3MM$42.6MM
DepositsQ4 2016vs Q4 2015$51.5MM$45.1MM
Equity CapitalQ4 2016vs Q4 2015$5.1MM$4.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$234.00K$168.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$567.00K$460.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SJP Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SJP Federal Credit Union Savings Account Rates

OTHER TIERS: 1.00% $2,500 - $12,500 | 1.01% $12,500 - $25k | 1.02% $25k - $50k | 1.03% $50k - $75k

SJP Federal Credit Union Money Market Rates

1.30%*$75k*-Money Market Account
OTHER TIERS: 1.26% $2,500 - $12,500 | 1.27% $12,500 - $25k | 1.28% $25k - $50k | 1.29% $50k - $75k

SJP Federal Credit Union CD Rates

2.60%--84 Month CD
2.35%--60 Month CD
2.05%--48 Month CD
1.85%--36 Month CD
1.60%--24 Month CD
1.40%--12 Month CD

SJP Federal Credit Union IRA Rates

2.60%--84 Month IRA
2.35%--60 Month IRA
2.05%--48 Month IRA
1.85%--36 Month IRA
1.60%--24 Month IRA
1.40%--12 Month IRA

SJP Federal Credit Union Locations
Branch Office341 Englewood AveBuffalo, NY 14223-2819