Overview / Commentary
SJP Federal Credit Union is headquartered in Buffalo and is the 75th largest credit union in the state of New York. It is also the 1,644th largest credit union in the nation. It was established in 1939 and as of September of 2022, it had grown to 11 employees and 6,918 members at 1 location. SJP Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in SJP Buffalo Federal Credit Union is open to parishioners of St. Joseph (Buffalo), St. Amelia (Towanda), and Blessed Sacrament (Buffalo) parishes, as well as members of the Knights of Columbus #3875.
See current membership details
Health
A
Data as of Q3 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 3306 |
| Year Chartered | 1939 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.67% |
| Return on Equity - YTD | 14.52% |
| Annual Interest Income | $3.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $124.4MM$118.5MM |
| Loans | Q3 2022vs Q3 2021 | $109.0MM$94.4MM |
| Deposits | Q3 2022vs Q3 2021 | $109.4MM$105.5MM |
| Equity Capital | Q3 2022vs Q3 2021 | $14.2MM$12.1MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $405.00K$359.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $653.00K$438.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |