Sky Federal Credit Union


Overview / Commentary
406-222-1750
111 N B St
Livingston, MT 59047

Sky Federal Credit Union is headquartered in Livingston and is the 11th largest credit union in the state of Montana. It is also the 1,362nd largest credit union in the nation. It was established in 1935 and as of March of 2021, it had grown to 56 employees and 11,337 members at 5 locations. Sky Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Sky Federal Credit Union is open to those who live, work, or worship in the Montana counties of Gallatin, Park, or Sweet Grass.
See current membership details

Reviews (1)

Above And Beyond!

Posted by: |

I wasted 2 weeks with a local bank and finally got smart and went to Sky Federal Credit Union. Andrew was patient with me, explained things in detail got me set up for a checking account that pays 3% cash back. He got me a car loan and even explained my credit report and came up a plan to improve my score. These guys are fantastic. They have everything the bank had to offer but went ABOVE AND BEYOND to help me. THANK YOU SKY!!!



Health
B+

Health Grade Components

Overall
NCUA #761
Year Chartered1935
Employees56
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD5.06%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$167.0MM$130.5MM
LoansQ1 2021vs Q1 2020$88.9MM$81.4MM
DepositsQ1 2021vs Q1 2020$152.8MM$117.7MM
Equity CapitalQ1 2021vs Q1 2020$12.3MM$11.4MM
Loan Loss AllowanceQ1 2021vs Q1 2020$1.1MM$1.1MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$911.00K$532.00K
Real Estate OwnedQ1 2021vs Q1 2020$102.00K$144.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sky Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sky Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--HSA Checking Account
0.25%*-$25kKasasa Saver
OTHER TIERS: 0.02% $25k+
0.05%$25-Wealth Builder Savings
0.05%*$2.5k*$20kSky High Wealth Builder Plus
OTHER TIERS: 0.02% $20k+
0.05%*$4.8k*-Borrow & Save Savings
OTHER TIERS: 0.03% $25 - $4.8k
0.03%$5-WinCentive Savinbgs
0.01%--Second Share Account
0.01%--Christmas Club Account
0.01%$5-Strategic Savers Account
0.01%$25-Regular Share Account
0.01%$25-Cubby Companion Youth Share Account
0.01%--Montana Medical Savings
0.01%--1st Time Home Buyers Savings

Sky Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%*$200k*-Premier Money Market Account
OTHER TIERS: 0.03% $25k - $100k | 0.05% $100k - $200k
0.07%*$100k*-Sky High Money Market Account
OTHER TIERS: 0.03% $15k - $50k | 0.05% $50k - $100k
0.05%*$100k*-Money Market Account
OTHER TIERS: 0.02% $1k - $50k | 0.03% $50k - $100k

Sky Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$10kKasasa Cash Checking
OTHER TIERS: 0.03% $10k+

Sky Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500-60 Month CD
0.15%$500-48 Month CD
0.15%$100-1 Year Cubby Certificate
0.10%$500-36 Month CD
0.10%$500-1 Year Wealth Builder CD
0.08%$500-24 Month CD
0.06%$500-18 Month CD
0.05%$500-1 Year CD
0.04%$500-6 Month CD
0.02%$500-3 Month CD

Sky Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-5 Year Fixed IRA Certificate
0.50%$500-5 Year Fixed SEP IRA Certificate
0.50%$500-5 Year Fixed CESA Certificate
0.40%$500-4 Year Fixed IRA Certificate
0.40%$500-4 Year Fixed SEP IRA Certificate
0.40%$500-4 Year Fixed CESA Certificate
0.35%$500-3 Year Fixed IRA Certificate
0.35%$500-3 Year Fixed SEP IRA Certificate
0.35%$500-3 Year Fixed CESA Certificate
0.30%$500-2 Year Fixed IRA Certificate
0.30%$500-2 Year Fixed SEP IRA Certificate
0.30%$500-2 Year Fixed CESA Certificate
0.25%$500-1 Year Fixed IRA Certificate
0.25%$500-1 Year Fixed SEP IRA Certificate
0.25%*$500*-1 Year Fixed CESA Certificate
OTHER TIERS: 0.15% $100 - $500
0.15%$500-1 Year Variable IRA Certificate
Locations


Sky Federal Credit Union Locations
Branch Office777 E Main St Ste 102Bozeman, MT 59715
Branch Office111 N B StLivingston, MT 59047
Branch Office95 N Weaver StBelgrade, MT 59714
Branch Office233 McLeod StBig TImber, MT 59011
Branch Office1500 N 7th Ave Inside Walmart StoreBozeman, MT 59715-2557

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