Sky Federal Credit Union


Overview / Commentary
406-222-1750
111 N B St
Livingston, MT 59047

Sky Federal Credit Union is headquartered in Livingston and is the 11th largest credit union in the state of Montana. It is also the 1,272nd largest credit union in the nation. It was established in 1935 and as of December of 2023, it had grown to 55 employees and 12,325 members at 5 locations. Sky Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Sky Federal Credit Union is open to those who live, work, or worship in the Montana counties of Beaverhead, Broadwater, Carbon, Cascade, Deer Lodge, Gallatin, Golden Valley, Granite, Jefferson, Lake, Lewis and Clark, Madison, Meagher, Mineral, Missoula, Park, Powell, Ravalli, Silver Bow, Stillwater, Sweet Grass, Wheatland or Yellowstone; or the Idaho counties of Bonneville, Fremont, Jefferson, or Madison; or Park County, Wyoming.
See current membership details

Reviews (2)

Above And Beyond!

Posted by: |

I wasted 2 weeks with a local bank and finally got smart and went to Sky Federal Credit Union. Andrew was patient with me, explained things in detail got me set up for a checking account that pays 3% cash back. He got me a car loan and even explained my credit report and came up a plan to improve my score. These guys are fantastic. They have everything the bank had to offer but went ABOVE AND BEYOND to help me. THANK YOU SKY!!!

Fraudulent/Unfair Banking Ethics

Posted by: |

If you've ever dreamt of getting screwed over in every way possible by a bank, this is your bank. Never open a debit account here!!! They steal money from their patrons by using a shady transactional method of withdrawing your debit transaction, putting it back in your account, withdrawing it out again, and putting it back in again, multiple times on almost all of your debit card withdrawal transactions. A method that quite literally no other bank uses, except them. They then will keep charging you $35 fees because they can't keep stable/honest track of your transactions in the first place. After my experience with them, I will be submitting complaints and alerts to all consumer protection bureaus and agencies that investigate fraudulent and unfair banking activity. Please run as far away as possible from these bankers, and get yourself hooked up with an honest and reliable FDIC bank.



Health

Health Grade Components

Overall
NCUA #761
Year Chartered1935
Employees55
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD4.35%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$195.6MM$189.1MM
LoansQ4 2023vs Q4 2022$115.2MM$106.4MM
DepositsQ4 2023vs Q4 2022$167.6MM$171.4MM
Equity CapitalQ4 2023vs Q4 2022$14.3MM$13.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.4MM$1.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$942K$180K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates

Rates for Sky Federal Credit Union are currently being reviewed.

Locations


Sky Federal Credit Union Locations
Branch Office777 E Main St Ste 102Bozeman, MT 59715
Branch Office111 N B StLivingston, MT 59047
Branch Office95 N Weaver StBelgrade, MT 59714
Branch Office233 McLeod StBig TImber, MT 59011
Branch Office1500 N 7th AveBozeman, MT 59715-2523

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