Sky Federal Credit Union


Overview / Commentary
406-222-1750
111 N B St
Livingston, MT 59047

Sky Federal Credit Union is headquartered in Livingston and is the 11th largest credit union in the state of Montana. It is also the 1,283rd largest credit union in the nation. It was established in 1935 and as of December of 2024, it had grown to 60 employees and 12,649 members at 6 locations. Sky Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Sky Federal Credit Union is open to those who live, work, or worship in the Montana counties of Beaverhead, Broadwater, Carbon, Cascade, Deer Lodge, Gallatin, Golden Valley, Granite, Jefferson, Lake, Lewis and Clark, Madison, Meagher, Mineral, Missoula, Park, Powell, Ravalli, Silver Bow, Stillwater, Sweet Grass, Wheatland or Yellowstone; or the Idaho counties of Bonneville, Fremont, Jefferson, or Madison; or Park County, Wyoming.
See current membership details

Reviews (1)

Fraudulent/Unfair Banking Ethics

Posted by: |

If you've ever dreamt of getting screwed over in every way possible by a bank, this is your bank. Never open a debit account here!!! They steal money from their patrons by using a shady transactional method of withdrawing your debit transaction, putting it back in your account, withdrawing it out again, and putting it back in again, multiple times on almost all of your debit card withdrawal transactions. A method that quite literally no other bank uses, except them. They then will keep charging you $35 fees because they can't keep stable/honest track of your transactions in the first place. After my experience with them, I will be submitting complaints and alerts to all consumer protection bureaus and agencies that investigate fraudulent and unfair banking activity. Please run as far away as possible from these bankers, and get yourself hooked up with an honest and reliable FDIC bank.



Health

Health Grade Components

Overall
NCUA #761
Year Chartered1935
Employees60
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD4.2%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$195.3MM$195.6MM
LoansQ4 2024vs Q4 2023$120.2MM$115.2MM
DepositsQ4 2024vs Q4 2023$176.9MM$167.6MM
Equity CapitalQ4 2024vs Q4 2023$15MM$14.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$1.5MM$1.4MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$506K$942K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Rates for Sky Federal Credit Union are currently being reviewed.

Locations


Sky Federal Credit Union Locations
Branch Office777 E Main St Ste 102Bozeman, MT 59715
Branch Office111 N B StLivingston, MT 59047
Branch Office95 N Weaver StBelgrade, MT 59714
Branch Office233 McLeod StBig TImber, MT 59011
Branch Office1500 N 7th AveBozeman, MT 59715-2523
Branch Office4939 US Highway 287 NEnnis, MT 59729-9038

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