SkyOne Federal Credit Union

Overview / Commentary
14600 Aviation Blvd
Hawthorne, CA 90250

From the Bank

We're a nationwide family of 36,000 air transportation employees and their family members. We've been serving the air transportation industry employees and their family members for more than six decades and we’re still going strong. Want to know more?

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Field of Membership Restrictions

SkyOne Federal Credit Union is open to anyone who lives, works, worships, regularly conducts business, or attends school near the main office in Hawthorne, California. Membership also extends to employees and retirees who belong to approved organizations (such as Air France-KLM, Emirates Airlines, or Virgin Atlantic Airways, Ltd.), and family or household members of current credit union members. (Eligibility requirements are posted in the credit union's online application)
See current membership details

Related Posts

Skyone FCU (Via Savebetter) MM Is 2.75% - 9/15/2022

For anyone who doesn't mind dealing with a middleman company, in this case SaveBetter, you can get a 2.75% Money Market Account kept at SkyOne Federal Credit Union. If going through SaveBetter, anyone nationwide is eligible. I'm not personally recommending SaveBetter, because you can only ACH in or out via the SaveBetter platform. However, SaveBetter is a subsidiary of Deposit Solutions LLC, which is a subsidiary of Raisin GmbH, which has facilitated billions of dollars in deposits over the years and is backed by well-known investors including Peter Thiel. And from what I read, Raisin works with financial institutions in more than 30 countries. Ken wrote that Raisin has a deposit volume of $24 billion dollars. So, dealing with SaveBetter is probably fine if one doesn't mind the singular way of ACH'ing in and out.

SkyOne Federal Credit Union Substantially Ups All CD Rates - 6/16/2022

SkyOne Federal Credit Union has substantially raised rates on all its nationally available Certificates ($1k minimum), with the 1-year having the most competitive rate.

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Reviews (6)

New Member ...Easy To Open Accounts

Posted by: |

Deposit Accounts advised there was an 18mo cd at 1% (thank you!) so I called to ask questions. Because of the rate, lines were busy, but they called back. I opened cd, savings($5 required), and free checking. Small glitch with cd rate but had it fixed immediately after sending email to member services. Checks came fast and I wanted to open another cd using the app. Called to have the $2000 limit raised. No problem. No membership requirement made it all simple.

Fast And Easy Online Application

My experience was excellent with SkyOne when I opened my savings, checking, and credit card online. The online application is fast and easy. Their new website looks great and is very user friendly. The service is great, too! 5-stars, all the way.

Online Difficulties

Posted by: |

Was able to sign up easily. Had no issues using the debit card and online banking system for managing accounts. ACH outbound limit is $2k; not mentioned anywhere until after you sign up.

Rates better than other local options.
Opening and managing a CD however is a joke. Every other CU allows you to open a CD online instantly. Here you must complete an application form and send it off for approval. It also made mention of a hard credit check to open a CD. No amount of nice looking website and middling customer service will make up for a credit hit to open a CD. No longer a member.

Waste Of Time

Posted by: |

After a hard inquiry on my credit report with a perfect history and 800+ score, SkyOne wanted a copy of my driver's license, a pay slip, and bank statements over email. I will choose another financial institution that values my time and security.

Something Smells Fishy. Avoid.

Posted by: |

Applied and passed all the online stuff online. Got whacked by an unannounced credit HARD pull for a SAVINGS membership, no credit desired. Then was told I had to come into branch after new accounts dept. apparently accepted me. Except I live in SoCal nowhere near locations.

Don't Bother

Posted by: |

This place is awful, there's better credit unions out there, don't waste your time.


Health Grade Components

NCUA #6248
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD11.36%
Annual Interest Income$14.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$715.9MM$622.0MM
LoansQ2 2022vs Q2 2021$564.9MM$456.7MM
DepositsQ2 2022vs Q2 2021$640.4MM$538.6MM
Equity CapitalQ2 2022vs Q2 2021$41.8MM$47.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$8.6MM$8.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$14.3MM$8.2MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not SkyOne Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SkyOne Federal Credit Union Savings Account Rates

1.00%$1k-Sky-high Savings
0.05%$500-Savings Account

SkyOne Federal Credit Union Money Market Rates

2.75%$1-Money Market Deposit Account Via Savebetter
0.40%*$100k*-Money Market Account
OTHER TIERS: 0.10% $2.5k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k

SkyOne Federal Credit Union Checking Account Rates

0.05%$2.5k-Advantage Checking Account

SkyOne Federal Credit Union CD Rates

3.00%$1-18 Month High-Yield CD Via SaveBetter
2.85%$1-12 Month High-Yield CD Via SaveBetter
2.60%$1k-5 Year Share Certificate
2.40%$1k-4 Year Share Certificate
2.30%$1k-3 Year Share Certificate
2.20%$1k-2 Year Share Certificate
2.00%$1k-1 Year Share Certificate
1.00%$1k-6 Month Share Certificate

SkyOne Federal Credit Union Locations
Branch Office14600 Aviation BlvdHawthorne, CA 90250
Branch Office630 N Pacific Coast HwyEl Segundo, CA 90245-3435

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