SkyOne Federal Credit Union


Overview / Commentary
310-491-7500
14600 Aviation Blvd
Hawthorne, CA 90250

From the Bank

We're a nationwide family of 36,000 air transportation employees and their family members. We've been serving the air transportation industry employees and their family members for more than six decades and we’re still going strong. Want to know more?

Visit us at https://www.skyone.org/about-us.html.

Field of Membership Restrictions

SkyOne Federal Credit Union is open to anyone who lives, works, worships, regularly conducts business, or attends school near the main office in Hawthorne, California. Membership also extends to employees and retirees who belong to approved organizations (such as Air France-KLM, Emirates Airlines, or Virgin Atlantic Airways, Ltd.), and family or household members of current credit union members. (Eligibility requirements are posted in the credit union's online application)
See current membership details

Related Posts

4% 15Mo Liquid CD @ Skyone - 5/29/2023

Not a great deal by any means, since there are many 5% regular savings accounts elsewhere now, but posting anyway just in case anyone wants it. "Sky One" Credit Union (that had a great early 22mo 5% CD deal with extras back in the fall) is advertising a 4%, 15mo "Liquid CD" in the paper. Details are here: https://www.skyone.org/liquid4/ Of course there are much better rates elsewhere for just normal savings accounts, but I thought I'd post it just in case anyone finds it useful.

SkyOne Federal Credit Union Offers Top-Rate 22-Month CD Special - 11/15/2022

SkyOne Fed Credit Union (easy membership) rate-leading 22-month Share Certificate (non-SaveBetter) has one penalty-free withdrawal, one-time add-on, and 25bps rate bump.

5% 22Mo CD At Skyone, Available To All Via Savebetter - 11/8/2022

Here's a 5% a little longer than Andrews' measly 7-month CD: 5% CD for 22mo at SkyOne, available to all via SaveBetter. Have never used SaveBetter before. Anyone have any thoughts of if there are any gotchas or problems? Apparently everything goes thru THEM (SaveBetter) instead of the bank/CU whose product they place your money at (including online and CSR support). How has people's experiences with SaveBetter been? Anyone use them for Savings Accounts?

View all posts from:


Reviews (7)

Easy Online Open Account

I called on 12/27/22 because I could no longer see the 5.00% apy 22 month promotion cd. I asked if they would honor it. Received a call from Mr. Oscar Villasenor- business development officer, he checked with higher ups and was told that they would honor it. I filled out the application in minutes, with a credit card opened the required minimum $5 savings account and on 12/30/22 I wire transferred (no charge for domestic wires from my Miami, Fl bank) monies, cd was opened that very day, no glitch, no joining anything...basically a super great experience. First statement showed one day's worth of interest yield 5.03% . Great experience, Great Service.

New Member ...Easy To Open Accounts

Posted by: |

Deposit Accounts advised there was an 18mo cd at 1% (thank you!) so I called to ask questions. Because of the rate, lines were busy, but they called back. I opened cd, savings($5 required), and free checking. Small glitch with cd rate but had it fixed immediately after sending email to member services. Checks came fast and I wanted to open another cd using the app. Called to have the $2000 limit raised. No problem. No membership requirement made it all simple.

Experience Is Meh

Nothing to really share here.

Online Difficulties

Posted by: |

Was able to sign up easily. Had no issues using the debit card and online banking system for managing accounts. ACH outbound limit is $2k; not mentioned anywhere until after you sign up.

Rates better than other local options.
Opening and managing a CD however is a joke. Every other CU allows you to open a CD online instantly. Here you must complete an application form and send it off for approval. It also made mention of a hard credit check to open a CD. No amount of nice looking website and middling customer service will make up for a credit hit to open a CD. No longer a member.

Waste Of Time

Posted by: |

After a hard inquiry on my credit report with a perfect history and 800+ score, SkyOne wanted a copy of my driver's license, a pay slip, and bank statements over email. I will choose another financial institution that values my time and security.

Something Smells Fishy. Avoid.

Posted by: |

Applied and passed all the online stuff online. Got whacked by an unannounced credit HARD pull for a SAVINGS membership, no credit desired. Then was told I had to come into branch after new accounts dept. apparently accepted me. Except I live in SoCal nowhere near locations.

Don't Bother

Posted by: |

This place is awful, there's better credit unions out there, don't waste your time.



Health
C+

Health Grade Components

Overall
NCUA #6248
Year Chartered1949
Employees130
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD7.4%
Annual Interest Income$20.5MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$876.3MM$715.9MM
LoansQ2 2023vs Q2 2022$666.7MM$564.9MM
DepositsQ2 2023vs Q2 2022$726.6MM$640.4MM
Equity CapitalQ2 2023vs Q2 2022$35.0MM$41.8MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$8.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$9.7MM$14.3MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SkyOne Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SkyOne Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-Sky-High Savings
0.05%$500-Savings Account

SkyOne Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Money Market Account
OTHER TIERS: 0.10% $2.5k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k

SkyOne Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Advantage Checking Account

SkyOne Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%$1k-5 Year Share Certificate
3.40%$1k-4 Year Share Certificate
3.30%$1k-3 Year Share Certificate
3.20%$1k-2 Year Share Certificate
3.00%$1k-6 Month Share Certificate
3.00%$1k-1 Year Share Certificate
3.00%$1k-11 Month Liquid Share Certificate Special
Locations


SkyOne Federal Credit Union Locations
Branch Office14600 Aviation BlvdHawthorne, CA 90250
Branch Office630 N Pacific Coast HwyEl Segundo, CA 90245-3435

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.